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How to easily transfer Avios between all 7 airline loyalty programs

Sept. 17, 2025
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5 min read
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Editor's Note

This post has been updated with the latest information.

Avios is the rewards currency used by the following airline loyalty programs:

If you have a loyalty account with any (or all) of these airlines, you can earn and redeem Avios.

You can transfer Avios between any of these programs at a ratio of 1:1 in any direction at no cost as often as you like, so 1 British Airways Club Avios is worth 1 Finnair Plus Avios and vice versa. But since each Avios program prices award redemptions slightly differently, you need to have your Avios in the right one to take advantage of sweet spots in each program.

Fortunately, there is now a convenient tool to transfer Avios between all seven programs in one place.


How to use the Avios transfer tool

To start with, ensure you have created a loyalty account with each program you want to move Avios to. It's not essential to create accounts for all seven at once; however, it's a good idea to start with at least British Airways Club, Iberia Club, Finnair Plus and Qatar Airways Privilege Club, as these programs generally offer the best value and/or are the most user-friendly.

Ensure you use the same name, email address and date of birth for each account so they can be linked. Then head to the Avios website and log in with any of your affiliated loyalty program account credentials.

Avios transfer tool
AVIOS

Once you have logged in, select "Transfer now."

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Avios transfer tool
AVIOS

The Avios balance of the account you logged in with will be shown on the left. Choose any of the other Avios airline loyalty programs you want to link. Note that Avios transfers to and from Qatar Airways Privilege Club or Finnair Plus must go via British Airways Club, though this process can be done using this tool.

Avios transfer tool
AVIOS

How to link your Avios accounts:

  • Log in to the account you wish to link
  • Pass the two-factor authentication
  • Confirm the link (once established, the linked accounts are permanent — so check carefully before submitting)
  • Your membership number and Avios balance will be shown under each linked account.
Avios transfer tool
AVIOS

How to transfer your Avios between programs:

Select the programs you want to move your Avios from and to. There is no minimum transfer amount required and no cost for doing so.

Avios transfer tool
AVIOS

Complete the two-factor authentication when prompted and wait for the confirmation message. Transfers should be instant.

How to earn Avios

Aside from having an Avios-earning credit card in your wallet, purchasing Avios or earning rewards with retail partners, most U.S.-based travelers will likely transfer Avios from a credit card program.

By earning transferable rewards, you can transfer your points or miles directly to the following Avios-based programs:

These transfers are at a 1:1 ratio, except for Marriott Bonvoy. Marriott points transfer at a 3:1 ratio, with a 5,000 Avios bonus offered for every 60,000 Marriott Bonvoy points you transfer (60,000 points become 25,000 Avios, for example).

Though not every credit card currency directly transfers to all seven Avios programs, what's great about this tool is that you can easily transfer your rewards between your accounts.

For example, if you have Capital One miles and want to book an Iberia award flight from John F. Kennedy International Airport (JFK) to Adolfo Suárez Madrid-Barajas Airport (MAD) for 10,000 Avios, you can transfer your miles to British Airways Club. Then, using the Avios transfer tool, transfer the Avios in your British Airways Club account to your Iberia Club account.

Related: The best Avios-earning credit cards: Which is the one for you?

Bottom line

While moving Avios between programs might initially seem complicated, it’s worth the effort for the excellent flexibility and value. For award travelers, transferring Avios in any direction an unlimited number of times at no additional cost is exceedingly helpful.

British Airways Club is a safe bet if you want to focus on only one Avios program. It’s the largest program and has the easiest-to-use technology. However, each program has its own sweet spots, so if you have a redemption in mind, consider which option will get you the best value for your Avios and use this handy tool to move them around in one place.

Related reading:

Featured image by ALEXANDER SPATARI/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

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  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.