Converting AA Miles into Hilton Points
Update: Some offers mentioned below are no longer available. View the current offers here.
I'm betting that after yesterday's post about getting 150,000 AA miles for free, many of you will be up to your ears in airline miles. With the British Airways Visa 100,000 mile card earlier this year and huge Amex transfer bonuses to Delta and British Airways, it's literally raining airline miles!
But what happens if you need hotel points? Sure there's the Hyatt Visa which gives 2 free nights at any Hyatt in the world, the Starwood Preferred Guest Amex with 25,000 points and the Chase Sapphire Preferred with 50,000 points that transfer to Hyatt, Marriott and Priority Club - but what if that's not enough?
Hotels, especially in Europe with the strong Euro, can put throw a huge budgetary wrench into your vacation plans. Generally, I think we all focus too much on accruing zillions of airline miles and we fall short on hotel points. I know I'm personally airline miles rich and barely scraping by with hotel balances (well that may be a bit dramatic, but you get the point).
Luckily, American allows you to transfer your AA miles into Hilton points at a somewhat favorable ratio. It used to be 1 AA mile = 2 Hilton, but now its 1 AA = 1.67 Hilton. Still, not bad since Hilton free nights start at 7,500 points and go up to 50,000 for their top hotels (specialty resorts can be higher). This means those 150,000 AA miles gained practically for free from the two Citi cards can get you 250,000 Hilton points!

Hilton recently launched direct hotel and car rental booking so it is rumored that this transfer option to Hilton may go away soon. So if you think this ratio could work in your favor, I'd recommend transferring sooner than later. In fact, there's no easy way to get to this transfer page from the AA website, so I really think its days are numbered. Once again the link to transfer is here.
Hat tip to TPG reader Carol!
[card card-name='Citi® Hilton HHonorsTM Visa Signature® Card' card-id='22145753' type='javascript' bullet-id='1']
TPG featured card
at Bilt's secure site
Terms & restrictions apply. See rates & fees.
| 1X | Choose to earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases |
Pros
- Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.

