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6 reasons to get the Citi AAdvantage Platinum Select Card

July 22, 2025
6 min read
Plane Spotting Assorted
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Editor's Note

This is a recurring post, regularly updated with new information and offers. Citi is a TPG advertising partner.

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® (see rates and fees) offers a couple of benefits that make flying American Airlines more pleasant. It's also a great pick for anyone looking to diversify their loyalty portfolio.

Here are the top six reasons why you may want to add it to your wallet.

The information for the Citi / AAdvantage Platinum Select has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Sizable welcome offer

New Citi / AAdvantage Platinum Select cardholders can earn 80,000 bonus miles after spending $3,500 on purchases in the first four months of account opening.

Citi AAdvantage Platinum Select card art
THE POINTS GUY

Based on TPG's July 2025 valuations, AAdvantage miles are worth 1.55 cents each, making this welcome offer worth $1,240. From round-trip first-class flights to Alaska to one-way business-class flights to Europe or Asia, there are plenty of ways to make excellent use of those miles — especially when redeeming for partner awards in and out of the Oneworld Alliance.

TPG credit cards writer Danyal Ahmed utilizes his AA miles toward long-haul redemptions, such as flying nonstop in business class from the West Coast to Tokyo on Japan Airlines (JAL) for 60,000 miles one-way or flying from the U.S. to Europe for 57,500 miles.

Free checked bags

The Citi / AAdvantage Platinum Select waives the first checked bag fee on domestic American Airlines-operated itineraries for you and up to four companions traveling on the same reservation.

While this benefit isn't particularly unique to an airline credit card, it can be valuable for those without American Airlines elite status.

PATRICK T. FALLON/THE POINTS GUY

Since American charges $40 (or $35 if you pay online) for the first checked bag on domestic itineraries, it only takes three avoided first checked bag fees each year to offset the card's $99 annual fee (which doesn't kick in until your second year of card membership).

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Best of all, the benefit becomes linked to your AAdvantage account, so you can still book and pay for your tickets any way you'd like.

Preferred boarding

As a cardholder, you and up to four customers traveling on the same reservation will receive Preferred Boarding for your flights, which means you'll board in Group 5.

American Airlines at Dallas Fort Worth International Airport (DFW). SEAN CUDAHY/THE POINTS GUY

This perk is especially beneficial when flying basic economy on American since it means you'll have early access to overhead bin space and get to keep your usual carry-on allowance.

Ability to earn a $125 flight credit

The Citi / AAdvantage Platinum Select card also offers a $125 American Airlines flight credit after you make $20,000 in purchases in a cardmember year and renew your card. Your card must remain open for one full billing cycle after your card renews to receive the credit.

The credit is redeemable for flights marketed by American Airlines and must be used on itineraries originating in the U.S., Puerto Rico or the U.S. Virgin Islands.

25% off inflight purchases

If you frequently fly American domestically and purchase food or drinks on board, this benefit could save you some serious cash. You'll get 25% savings — applied via a statement credit — each time you use your Citi / AAdvantage Platinum Select to purchase inflight food and beverages.

OSCAR WONG/GETTY IMAGES

Savings apply only to domestic flights marketed by American Airlines and operated by American or any of American's regional airlines.

Bonus miles at restaurants and gas stations

In addition to 2 miles per dollar spent on eligible American Airlines purchases and 1 mile per dollar spent on all other purchases, the card also offers 2 miles per dollar spent at restaurants and at gas stations.

According to TPG's July 2025 valuations, American AAdvantage miles are worth 1.55 cents, so you'll get a 3.1% return on eligible American Airlines purchases at gas stations and restaurants.

FREDERIC J. BROWN/AFP/GETTY IMAGES

While these returns aren't outstanding — and you can do better in each category with other cards — having bonus categories beyond extra points on AA purchases can come in handy when working to rack up AAdvantage miles.

Bottom line

The Citi / AAdvantage Platinum Select is the best option for occasional AA flyers and anyone looking to score valuable premium-cabin redemptions on American partners, such as Cathay Pacific, Etihad and Japan Airlines.

Besides the perks mentioned here, the card comes with some lesser-known benefits — including no foreign transaction fees — that apply when you use your card for purchases. If you frequently fly American Airlines and want elevated perks, this card is worth having.

Best of all, now is a great time to apply to take advantage of a solid welcome offer.

To learn more, check out our full review of the AAdvantage Platinum Select.


Apply here: Citi / AAdvantage Platinum Select World Elite Mastercard


Related: Ultimate guide to American Airlines AAdvantage

Featured image by SEAN CUDAHY/THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG Editor‘s Rating
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Rewards

2 - 10X miles

Intro offer

LIMITED-TIME OFFER: Earn up to 400K bonus miles

Annual Fee

$395

Recommended Credit

740-850
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The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)

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  • The card requires significant spending to earn the welcome offer.
  • Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
  • LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
  • Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
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  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
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  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
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Rewards Rate

2X miles2 miles per dollar on every purchase
5X miles5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel
10X miles10 miles per dollar on hotels and rental cars booked through Capital One Business Travel
  • Intro Offer

    LIMITED-TIME OFFER: Earn up to 400K bonus miles
  • Annual Fee

    $395
  • Recommended Credit

    740-850
    Excellent

Why We Chose It

The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)

Pros

  • The Capital One Venture X business card has a very lucrative welcome offer.
  • In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
  • Business owners are also able to add employee cards for free.

Cons

  • The card requires significant spending to earn the welcome offer.
  • Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
  • LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
  • Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
  • Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • This is a pay-in-full card, so your balance is due in full every month