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TPG's guide to New York City's Grand Central Terminal

Aug. 06, 2020
5 min read
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Editor's Note

As the travel industry reopens following COVID-19 shutdowns, TPG suggests that you talk to your doctor, follow health officials' guidance and research local travel restrictions before booking that next trip. We will be here to help you prepare, whether it is next month or next year. Note that some retail shops and restaurants mentioned below may be closed or have reduced hours due to the coronavirus pandemic.

Editor's note: As the travel industry reopens following COVID-19 shutdowns, TPG suggests that you talk to your doctor, follow health officials' guidance and research local travel restrictions before booking that next trip. We will be here to help you prepare, whether it is next month or next year. Note that some retail shops and restaurants mentioned below may be closed or have reduced hours due to the coronavirus pandemic.

When New York City's Grand Central Terminal opened in 1913, The New York Times raved, "Without exception, it is not only the greatest station in the United States, but the greatest station, of any type, in the world." Now, over a hundred years later, Grand Central remains an architectural icon, star of movies such as "North by Northwest," and one of the most popular landmarks in the world, with more than 21.6 million annual visitors, excluding commuters.

Of course, as the terminus of Metro-North Railroad and a major subway station, it's also a working transportation hub and one of the busiest train stations in North America, behind New York Penn Station and Toronto Union Station.

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Grand Central's fate wasn't always certain. As train use declined in the mid-20th century, the station's owners sought to renovate the building. But thanks in part to Jacqueline Kennedy Onassis, the building became a New York City landmark in 1967 and was added to the National Register of Historic Places nine years later.

(Photo by Oliver Dumoulin on Unsplash)

It was certainly worth saving. Today, tourists and commuters alike can marvel at Grand Central's magnificent Beaux-Arts architecture and design features, including its famous celestial ceiling mural, whispering gallery, and world's largest Tiffany clock. The terminal has also become a go-to spot in the city for grabbing a bite to eat, shopping, or simply taking the world in.

Here's how to make the most of a trip.

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Getting there

Grand Central is located between Vanderbilt and Park avenues on East 42nd Street (perhaps the busiest road in all of New York). The main entrance is at 89 East 42nd Street between Vanderbilt and Park Avenues, with additional doorways on Vanderbilt Avenue, Lexington Avenue and 45th Street.

Taking public transportation will help you avoid the inevitable midtown traffic. Grand Central is directly accessible via the 4, 5, 6, 7 and S subway lines, while the M101, M102, M103, M1, M2, M3, M4, Q32 and M42 buses have stops outside the station.

If you prefer to use a ride-hailing app or cab, specify the 89 East 42nd Street entrance. It’s the closest one to Metro-North service.

The levels

Considering it’s a major travel hub, Grand Central has a surprisingly simple layout. On the main level, you’ll find everything related to transportation, including ticket booths, Metro-North tracks and subway access. Here, you’ll also discover corridors with restaurants and shops.

The lower level is a dedicated dining hall, while the small balcony level has a couple of restaurants, bar and, yes, even an Apple store.

(Photo by Reiseuhu on Unsplash)

Metro-North Railroad

Grand Central serves Metro-North, a commuter rail that runs along the Harlem, Hudson and New Haven lines to destinations like Westchester, the Hudson Valley and Connecticut. Ticket and information booths, along with self-serve kiosks and track entrances, are all conveniently located in the main concourse hall. (Still, it’s not a bad idea to purchase tickets ahead of time if you’re traveling at rush hour.)

Grand Central doesn’t have a dedicated waiting area -- so spend any extra time marveling at the architecture or consider getting there a little early for a drink at cocktail den The Campbell.

Dining, shopping & entertainment

Grand Central is worth visiting even if you don’t have a train to catch.

One of its most popular restaurants, Grand Central Oyster Bar, is as old as the station itself. There’s also Michelin-starred Agern, a relative newcomer and star of Nordic cuisine. If you’re looking for something more casual, don’t miss the great collection of local New York favorites like Jacques Torres Chocolate, Doughnut Plant, Shack Shake and Cafe Grumpy. Meanwhile, shoppers can check out 65 boutiques, including Warby Parker and Tumi, and tennis fans can get in a workout at the public tennis club. Check out Vanderbilt Hall to see if there's an upcoming event or art exhibit.

Regardless of how you choose to spend your time and money, here’s a reminder of how different credit cards classify travel and dining purchases.

Bottom line

Grand Central is a temple to the past -- but it’s also continuing to evolve. If everything goes according to schedule, it will be a new hub for the Long Island Rail Road (LIRR) starting in 2022. The project will create a new eight-track terminal and concourse underneath Grand Central and extend the LIRR from its main line in Queens, making the station an even more integral part of New York in years to come.

Featured image by (Photo by Stephen H on Unsplash)

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Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases
  • Intro Offer
    For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

    Earn 80,000 ThankYou® points
    60,000 points
  • Annual Fee

    $95
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent, Good

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases