TPG's guide to New York City's Grand Central Terminal
Editor's Note
When New York City's Grand Central Terminal opened in 1913, The New York Times raved, "Without exception, it is not only the greatest station in the United States, but the greatest station, of any type, in the world." Now, over a hundred years later, Grand Central remains an architectural icon, star of movies such as "North by Northwest," and one of the most popular landmarks in the world, with more than 21.6 million annual visitors, excluding commuters.
Of course, as the terminus of Metro-North Railroad and a major subway station, it's also a working transportation hub and one of the busiest train stations in North America, behind New York Penn Station and Toronto Union Station.
Grand Central's fate wasn't always certain. As train use declined in the mid-20th century, the station's owners sought to renovate the building. But thanks in part to Jacqueline Kennedy Onassis, the building became a New York City landmark in 1967 and was added to the National Register of Historic Places nine years later.

It was certainly worth saving. Today, tourists and commuters alike can marvel at Grand Central's magnificent Beaux-Arts architecture and design features, including its famous celestial ceiling mural, whispering gallery, and world's largest Tiffany clock. The terminal has also become a go-to spot in the city for grabbing a bite to eat, shopping, or simply taking the world in.
Here's how to make the most of a trip.
For more TPG news delivered each morning to your inbox, sign up for our daily newsletter.
Getting there
Grand Central is located between Vanderbilt and Park avenues on East 42nd Street (perhaps the busiest road in all of New York). The main entrance is at 89 East 42nd Street between Vanderbilt and Park Avenues, with additional doorways on Vanderbilt Avenue, Lexington Avenue and 45th Street.
Taking public transportation will help you avoid the inevitable midtown traffic. Grand Central is directly accessible via the 4, 5, 6, 7 and S subway lines, while the M101, M102, M103, M1, M2, M3, M4, Q32 and M42 buses have stops outside the station.
If you prefer to use a ride-hailing app or cab, specify the 89 East 42nd Street entrance. It's the closest one to Metro-North service.
The levels
Considering it's a major travel hub, Grand Central has a surprisingly simple layout. On the main level, you'll find everything related to transportation, including ticket booths, Metro-North tracks and subway access. Here, you'll also discover corridors with restaurants and shops.
The lower level is a dedicated dining hall, while the small balcony level has a couple of restaurants, bar and, yes, even an Apple store.

Metro-North Railroad
Grand Central serves Metro-North, a commuter rail that runs along the Harlem, Hudson and New Haven lines to destinations like Westchester, the Hudson Valley and Connecticut. Ticket and information booths, along with self-serve kiosks and track entrances, are all conveniently located in the main concourse hall. (Still, it's not a bad idea to purchase tickets ahead of time if you're traveling at rush hour.)
Grand Central doesn't have a dedicated waiting area -- so spend any extra time marveling at the architecture or consider getting there a little early for a drink at cocktail den The Campbell.
Dining, shopping & entertainment
Grand Central is worth visiting even if you don't have a train to catch.
One of its most popular restaurants, Grand Central Oyster Bar, is as old as the station itself. There's also Michelin-starred Agern, a relative newcomer and star of Nordic cuisine. If you're looking for something more casual, don't miss the great collection of local New York favorites like Jacques Torres Chocolate, Doughnut Plant, Shack Shake and Cafe Grumpy. Meanwhile, shoppers can check out 65 boutiques, including Warby Parker and Tumi, and tennis fans can get in a workout at the public tennis club. Check out Vanderbilt Hall to see if there's an upcoming event or art exhibit.
Regardless of how you choose to spend your time and money, here's a reminder of how different credit cards classify travel and dining purchases.
Bottom line
Grand Central is a temple to the past -- but it's also continuing to evolve. If everything goes according to schedule, it will be a new hub for the Long Island Rail Road (LIRR) starting in 2022. The project will create a new eight-track terminal and concourse underneath Grand Central and extend the LIRR from its main line in Queens, making the station an even more integral part of New York in years to come.
TPG featured card
Rewards
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
Rewards Rate
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
$395Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
