JetBlue Card review: No annual fee, but also few perks
Editor's Note
JetBlue Card overview
No-annual-fee airline cards typically don't come with many perks, and the JetBlue Card is no exception. However, with no foreign transaction fees, discounts on inflight purchases and bonus earnings on three spending categories, it's still a decent option for occasional JetBlue travelers. Card rating*: ⭐⭐⭐
*Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer.
While JetBlue has historically been a smaller airline in the U.S. than the likes of American, Delta and United, the New York City-based carrier is making moves to cement itself as a major player. And with free snacks, free Wi-Fi and a reputation for customer-centric service, JetBlue has a lot going for it.
When it comes to credit cards, there are two JetBlue flavors: the no-annual-fee JetBlue card, with a recommended credit score of 670, and the $99-annual-fee JetBlue Plus card.
I'm going to dive into the no-annual-fee JetBlue Card to see if it's the right fit for you.
The information for the JetBlue Card and JetBlue Plus Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
JetBlue Card pros and cons
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JetBlue Card welcome offer
First, the good news is that there is a welcome bonus on this card.
However, the bad news is that the current bonus is modest at best: 10,000 bonus points after spending $1,000 on purchases in the first 90 days.
According to TPG's December 2024 valuations that peg TrueBlue points at 1.3 cents apiece, the bonus is worth just $130.
Again, JetBlue's other credit card option — the JetBlue Plus card — is a much more compelling option if a generous welcome bonus is what you're after.
JetBlue Card benefits
The JetBlue Card's list of perks and benefits is fairly slim, which is unsurprising for a no-annual-fee card.
One of the top advantages of this card is a 50% inflight savings on food and beverage purchases when you use the card to pay.
Additionally, the JetBlue card has no foreign transaction fees, $0 fraud liability protection and the ability to pool points with family and friends. This feature can help you attain award tickets more easily, making it a nice perk to have on a no-annual-fee card.
Earning points on the JetBlue Card
On the earning side, you'll get 3 TrueBlue points per dollar on JetBlue purchases, 2 points per dollar on restaurants and grocery stores and 1 point per dollar on everything else.
Based on our December 2024 valuations, that equals a 3.9% return on JetBlue spending, 2.6% on dining and groceries and 1.3% on everything else. For comparison, the JetBlue Plus Card offers twice as many points on JetBlue purchases.
It's also worth noting that as a TrueBlue member, you'll earn at least 2 base points per dollar on JetBlue flights booked directly on top of the 3 points you'll earn through the card.
Related: Complete guide to earning points in the JetBlue TrueBlue program
Redeeming points on the JetBlue Card
The TrueBlue program is revenue-based, meaning your points have a (mostly) fixed value.
That means you can redeem points for any seat, including JetBlue Mint seats, across JetBlue's entire route network and get a fairly consistent value from your points. The more a flight costs in cash, the more it will cost in points.
If you're like TPG credit cards editor Emily Thompson and love simplicity, this can be a benefit. Still, there typically aren't ways to get outsize value from your TrueBlue points — unlike other programs that use award charts or have dynamic award pricing.
Transferring points with the JetBlue Card
JetBlue partners with a handful of different airlines, but currently, you can only redeem TrueBlue points on four of them: Cape Air, Etihad Airways, Hawaiian Airlines and Qatar Airways.
Additionally, while you can't redeem TrueBlue points for hotels or rental cars, you can redeem them for discounts on JetBlue Vacations.
Which cards compete with the JetBlue Card?
Several general travel cards compete with the JetBlue Card, including:
- If you want more perks: The JetBlue Plus Card has a $99 annual fee and benefits like the first checked bag free, a 5,000-point bonus every cardmember anniversary year and more. You can also use the card's Points Payback feature to redeem points for a statement credit of up to $1,000 annually. To learn more, read our full review of the JetBlue Plus.
- If you prefer Capital One: The Capital One Venture Rewards Credit Card earns 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 2 miles per dollar on all purchases for a reasonable $95 annual fee. To learn more, read our full review of the Capital One Venture Rewards Credit Card.
- If you prefer Chase: The Chase Sapphire Preferred® Card (see rates and fees) has a $95 annual fee and earns 5 points per dollar on travel booked through Chase Travel℠, 3 points per dollar on dining and 2 points per dollar on all travel not booked through Chase Travel. To learn more, read our full review of the Sapphire Preferred.
For additional options, check out our full list of the top travel rewards cards.
Related: Chase Sapphire Preferred vs. Capital One Venture Rewards
Is the JetBlue Card worth it?
The JetBlue Card is a decent, albeit uninspiring, product for occasional JetBlue flyers who want to avoid an annual fee. However, most JetBlue loyalists will want to skip this card in favor of the JetBlue Plus Card. Even with an annual fee, the JetBlue Plus Card's list of more valuable benefits makes it the superior option.
Bottom line
If you want to earn JetBlue points without paying an annual fee, the JetBlue Card is a way to do so. Still, most JetBlue loyalists will get far more value from the JetBlue Plus Card instead.
Plus, keep in mind that you can also transfer points to JetBlue from most of the major transferable points programs, meaning you can rack up JetBlue points without having either of the JetBlue cards.
Related: JetBlue TrueBlue program: Earn and redeem points, transfer partners and more
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.