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New perk: Eligible Chase cardholders can get up to $15 in Instacart statement credits

Aug. 01, 2022
5 min read
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If you're a fan of grocery delivery and have a Chase credit card, we have good news for you. Chase recently launched the Instacart Mastercard. Now, more cardholders are gaining additional Instacart perks.

In June, we announced that eligible Chase cardholders can activate a complimentary Instacart+ membership, which reduces your service fees and waives the delivery fee on grocery orders of $35 or more. You can also receive a discount of 5% on all pickup orders.

Now, as of today, eligible cardholders can also get up to $15 Instacart statement credits monthly — but it does depend on which Chase card you have.

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Monthly statement credits for Instacart purchases

Starting Aug. 1, 2022, eligible Chase cardholders can receive monthly statement credits after making Instacart purchases. This benefit is in addition to the Instacart+ membership detailed below, meaning you can place orders with waived delivery fees and also receive a rebate on these orders.

How to receive the statement credits

The statement credits are only available after activating your Instacart+ membership. After enrollment, make purchases from Instacart using your eligible credit card.

The amounts listed above are maximums and will be issued as statement credits. This means you will pay first and then receive a credit toward your credit card statement afterward. It's not a discount applied at the time of payment, so don't be surprised if you don't see these credits reflected during checkout with Instacart.

Click here to read the full terms and conditions of these two offers.

(Denver Post Photo by Cyrus McCrimmon)

Chase cards eligible for a complimentary Instacart+ membership

Those who enroll will enjoy Instacart+ privileges for 3-12 months, depending on which card they have. This membership typically costs $99 annually, so this is a great way to test out the Instacart membership for free and save big on grocery deliveries
Not all Chase cardholders can avail this perk. However, if you have any of the following credit cards, you can enroll. This benefit started on June 15, 2022, and it runs through July 31, 2024.

*The information for these cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

How to activate

To activate this Instacart Express membership offer, visit Instacart’s website and use your eligible Chase credit card as the payment method when claiming the offer. You must activate this benefit by July 31, 2024, and you’ll enjoy Instacart Express privileges for 3-12 months, depending on your card. After that period, your complimentary membership will automatically convert to the annual plan ($99/year), so be sure to set a calendar reminder if you plan to cancel at the end of your trial.

Eligible customers can redeem the complimentary Instacart+ membership even if they had an Instacart+ or Instacart Express membership previously.

The last time this promotion was offered was in January 2022. Back then, co-branded Chase cards such as Marriott Bonvoy, Southwest and United Airlines cards were eligible. Unfortunately, they aren’t this time around.

Click here to read the full terms and conditions of these two offers.

Bottom line

Receiving free grocery delivery is a nice perk. These offers come as Chase and Instacart have launched the first-ever credit card geared toward grocery delivery fans: the Instacart Mastercard.

If you're looking for more ways to receive free grocery delivery, remember that monthly Uber credits can be used for Uber Eats and multiple Chase credit cards offer Gopuff credits each month. You can also receive complimentary Walmart+ membership, which you can use for waived delivery fees.

Related: Your definitive guide to online grocery delivery services

Additional reporting by Stella Shon.

Featured image by (Photo by Tiffany Hagler-Geard/Bloomberg/Getty Images)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
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6X6x points at hotels participating in the Marriott Bonvoy® program.
4X4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2X2x points on all other eligible purchases.
  • Intro Offer
    Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.

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  • Annual Fee

    $125
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

The Marriott Bonvoy Business Amex is a stacked card with a rewards rate that will help you earn bonus points on everyday and business-related purchases. You'll earn 15 elite night credits each calendar year, and receive automatic Gold elite status. Finally, the free night award certificate with a redemption level of 35,000 points or less can get you hundreds of dollars in potential value each year.

Pros

  • 6x points on eligible purchases at hotels participating in the Marriott Bonvoy program
  • 4x points at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping
  • 2x points on all other eligible purchases
  • Earn a free-night award each card renewal month (up to 35,000 points)
  • Receive 15 elite night credits to jump-start status
  • Transfer Marriott points to 40+ airlines

Cons

  • Airline points transfer ratios are poor
  • Must spend $60,000 in a year for second free-night award
  • Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.
  • 6x points at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
  • Terms apply.
  • See Rates & Fees