Best time to apply for World of Hyatt Chase cards based on offer history
Hyatt is the third-largest hotel chain in the world. And while it may not have the biggest footprint in terms of properties compared to the likes of Hilton and Marriott, it does have 34 brands covering six continents.
TPG staffers love the World of Hyatt loyalty program, which arguably offers the best value redemptions out of any hotel chain, and the program's points are worth the most out of any hotel loyalty program based on TPG's June 2025 valuations.
It's also one of the few hotel loyalty programs that still utilize a fixed price award chart, meaning you can get consistent value when redeeming points year over year.
World of Hyatt has a suite of cobranded cards issued by Chase (one personal and one business) that frequently top our list of the best hotel credit cards.
Here are details about the Chase World of Hyatt credit card welcome bonuses over time, including the best-ever welcome offers and when it's best to submit an application.
It's important to note that we will only discuss publicly available welcome offers, and you might receive targeted offers with more bonus points or free nights.
Related: Current Hyatt card offers
Best World of Hyatt credit card welcome offers
| Best ever welcome offers | When to apply | |
|---|---|---|
Earn five free nights at any Category 1-4 Hyatt hotel or resort after spending $4,000 on purchases in the first three months of account opening. These nights could be worth up to 90,000 points. | Whenever the offer is over 60,000 points, or free nights are offered. | |
Earn up to 75,000 bonus points. Earn 60,000 after spending $5,000 on purchases in the first three months from account opening, plus 15,000 bonus points after spending $12,000 in the first six months from account opening. | Whenever the offer is better than 60,000 points from spending $5,000, whether that means extra points, stay credits or something else. |
Related: Best welcome offers of the month
World of Hyatt Credit Card
The World of Hyatt Credit Card is one of the most valuable hotel cards due to its strong earnings and benefits that vastly outweigh the $95 annual fee. It comes with perks like automatic Discoverist elite status with a pathway to higher status tiers, an annual free night award (can be used at Category 1-4 hotels), the ability to earn another free night award if you spend $15,000 or more on your card each year and numerous travel protections.
Here are the offers we have seen on the World of Hyatt Credit Card:
| Approximate date | Offer | Value* |
|---|---|---|
November 2025 to now | Earn up to 60,000 points: 30,000 bonus points after spending $3,000 on purchases in the first three months from account opening and up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on up to $15,000 spent. | Up to $1,020 |
October 2025 to November 2025 | Earn up to 60,000 points and up to 15 qualifying nights toward status: Earn 30,000 bonus points after spending $3,000 on purchases in the first three months from account opening and up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on up to $15,000 spent. Plus, earn 2 total tier-qualifying night credits toward status for each eligible Hyatt stay from 10/16/2025 to 1/31/2026, on up to 15 nights. | Up to $1,020 |
August 2025 to October 2025 | Earn up to 60,000 bonus points: Get 30,000 bonus points after spending $3,000 in the first three months from account opening and up to 30,000 more by earning 2 bonus points per dollar spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. | Up to $1,020 |
July 2025 to August 2025 | Earn two free nights after spending $4,000 on purchases in the first three months from account opening. Plus, earn 25,000 bonus points after spending $12,000 on purchases in the first six months from account opening. | Up to $1,037 |
March 2025 to July 2025 | Earn up to 60,000 bonus points: Get 30,000 bonus points after spending $3,000 in the first three months from account opening and up to 30,000 more by earning 2 bonus points per dollar spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. | Up to $1,020 |
January 2025 to March 2025 | Earn up to 65,000 bonus points: Get 35,000 bonus points after spending $3,000 in the first three months from account opening and up to 30,000 more by earning 2 bonus points per dollar spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. | Up to $1,105 |
November 2024 to Janauary 2025 | Earn up to 60,000 bonus points: Get 30,000 bonus points after spending $3,000 in the first three months from account opening and up to 30,000 more by earning 2 bonus points per dollar spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. | Up to $1,020 |
October 2024 to November 2024 | Earn five free nights at any Category 1-4 Hyatt hotel or resort after spending $4,000 on purchases in the first three months of account opening. | Up to $1,530 |
March 2024 to October 2024 | Earn up to 60,000 bonus points: Get 30,000 bonus points after spending $3,000 in the first three months from account opening and up to 30,000 more by earning 2 bonus points per dollar spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. | $1,020 |
January 2024 to March 2024 | Earn 35,000 bonus points after spending $3,000 on purchases in the first three months from account opening. Plus, up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. | $1,105 |
*Bonus offer value is based on TPG’s June 2025 valuations and not provided by the credit card issuer.
Currently, new cardholders can earn up to 60,000 points: 30,000 bonus points after spending $3,000 on purchases in the first three months from account opening and up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on up to $15,000 spent.
Highest welcome offer
The highest offer we've seen allowed new cardholders to earn five free nights at any Category 1-4 Hyatt hotel or resort after spending $4,000 on purchases in the first three months of account opening. These nights could be worth up to 90,000 points.
When to apply
If the offer is over 60,000 bonus points or free nights are offered, it's a good time to consider submitting an application.
To learn more, read our full review of the World of Hyatt Credit Card.
Learn more: World of Hyatt Credit Card
Related: Why the World of Hyatt credit card is great for family travelers
World of Hyatt Business Credit Card
The World of Hyatt Business Credit Card offers an interesting variety of perks for business owners, including the ability to earn a 10% redemption bonus, the ability to earn Hyatt statement credits, Discoverist elite status for you and up to five employees and a Hyatt Leverage membership. The card carries a $199 annual fee.
Here are the offers we have seen on the World of Hyatt Business Card:
| Approximate date | Offer | Value* |
|---|---|---|
May 2025 to now | Earn 60,000 bonus points plus Hyatt Explorist status (through Feb. 28, 2026) after spending $7,000 on purchases within the first three months of account opening. This offer ends June 30. | $1,020 (could be higher depending on how you value Explorist status) |
March 2025 to May 2025 | Earn 60,000 bonus points after spending $5,000 on purchases within the first three months of account opening. | $1,020 |
January 2025 to March 2025 | Earn 60,000 bonus points after spending $5,000 on purchases within the first three months of account opening, plus 1 free night at any category 1-4 Hyatt hotel after spending $15,000 on purchases in the first six months of account opening. | Up to $1,326 (depending on how you redeem the free night) |
September 2024 to January 2025 | Earn 60,000 bonus points after spending $5,000 on purchases within the first three months of account opening. | $1,020 |
August 2024 to September 2024 | Up to 75,000 Bonus Points: Earn 60,000 Bonus points after spending $5,000 on purchases in the first three months from account opening. 15,000 more bonus points after spending $12,000 in the first six months. | Up to $1,275
|
March 2024 to August 2024 | Earn 60,000 bonus points after spending $5,000 on purchases within the first three months of account opening. | $1,020 |
January 2024 to March 2024 | Earn 60,000 bonus points after spending $5,000 on purchases within the first 3 months of account opening and earn an additional 15,000 bonus points after spending $12,000 within the first 6 months of account opening. | $1,275 |
October 2023 to January 2024 | Earn 60,000 bonus points after spending $5,000 on purchases within three months from account opening. | $1,020 |
September 2023 to October 2023 | Earn up to 75,000 bonus points. Earn 60,000 bonus points after spending $5,000 on purchases in the first three months from account opening and another 15,000 bonus points after spending $12,000 in the first six months from account opening. | $1,275 |
October 2022 to September 2023 | Earn 60,000 bonus points after spending $5,000 on purchases within three months from account opening. | $1,020 |
August 2021 to October 2022 | Earn 60,000 bonus points after spending $5,000 on purchases within three months from account opening, plus earn double stay credits on hotel stays from Aug. 23 to Dec. 31, 2022. | $1,020 plus double stay credits for a limited time |
May 2022 to August 2022 | Earn 60,000 bonus points after spending $5,000 on purchases within three months from account opening. | $1,020 |
October 2021 to April 2022 | Earn 75,000 bonus points after spending $7,500 on purchases within three months from account opening. | $1,275 |
*Bonus offer value is based on TPG’s June 2025 valuations and not provided by the credit card issuer.
Currently, new cardholders can earn 60,000 bonus points plus Hyatt Explorist status (through Feb. 28, 2026) after spending $7,000 on purchases within the first three months of account opening. This offer ends June 30.
Highest welcome offer
The highest welcome offer we've seen on the World of Hyatt Business Card allowed new cardholders to earn 60,000 points after spending $5,000 on purchases in the first three months from account opening, plus 15,000 bonus points after spending $12,000 in the first six months from account opening.
When to apply
If the offer is over 60,000 bonus points and requires $5,000 or less in minimum spending, it meets our criteria for when to apply.
To learn more, read our full review of the World of Hyatt Business Credit Card.
Learn more: World of Hyatt Business Credit Card
Related: 5 reasons I love my World of Hyatt Credit Card and plan to keep it for the long term
Application restrictions
Before applying for World of Hyatt credit cards, you must ensure you are under the infamous Chase 5/24 rule. If you're not, you won't be eligible to be approved for these cards.
The 5/24 rule is a widely known, unpublished rule that means you cannot have opened five or more personal credit cards across all banks in the past 24 months.
Additionally, to be eligible for the welcome bonus, you can't have received a welcome offer in the past 24 months if you previously held either of these cards.
It's also important to note that you can hold both the personal and business versions of the World of Hyatt cards.
Related: Should I get the World of Hyatt Credit Card or transfer points from Chase instead?
Bottom line
Timing your application for a World of Hyatt credit card can mean the difference between an extra free night and thousands of points.
Before you fill out and application, use our historical data to help you determine when the best time to submit an application is, as welcome bonuses are higher in some months than others.
Related reading
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.