Earning and Using Credit Card & Hotel Points

Jun 21, 2017

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Interested in using your credit cards to rack up points, but not sure how to go about it? Have you already earned tens, if not hundreds, of thousands of points and want to learn the best ways to use them for their maximum value? Then this is the FAQ page for you. See posts written by our highly knowledgeable team of points industry veterans, selected specifically to help you learn how to earn and burn like a pro.

Just want to know…

… What points are worth and if purchasing them is worth it? See our updated Points Valuations
… The best airline & hotel transfer partners? See: 10 Most Valuable Transfer Partners for Flights & Hotels
… The best cards to earn points on travel purchases? See: The 7 Best Cards for Travel Purchases
… The best way to keep track of your points and miles? See: How To Keep Track of Your Points and Miles

In This Post

American Express – Membership Rewards

See: all things Membership Rewards

Earning points: Want to earn Amex Membership Rewards points? Sign up and get a huge bonus. Already did that? See this post:

Using Points:  Want to use Amex Membership Rewards points? See these posts:

For transferring your points to an airline or hotel, see the transfer partners, below:

amex membership rewards transfer partners

 


Barclaycard – Arrival Miles

See: all things Barclaycard

Using Points: Want to use your Arrival Miles? See these posts:


Capital One – Venture Rewards

See: all things Capital One

Considering picking up a Capital One card? See some useful information, below


Chase – Ultimate Rewards

See: all things Ultimate Rewards

Earning points: Want to earn Chase Ultimate Rewards points? Sign up and get a huge bonus. Already did that? See this post:

Using Points: Want to use your Chase Ultimate Rewards points? See these posts:

For transferring your points to an airline or hotel, see the transfer partners, below.

Chase Transfer Partners

 


Citi – ThankYou

See: all things ThankYou Points

Using Points: Want to use your Citi ThankYou points? See these posts:

For transferring your points to an airline or hotel, see the transfer partners, below:

Citi Transfer Partners


IHG – IHG Rewards

See: all things IHG Rewards

Using Points: Want to use your IHG Rewards? See these posts:

For transferring your points to an airline or hotel, see some related content, below.


Hyatt – World of Hyatt

See: all things Hyatt & World of Hyatt

Earning points: Want to earn World of Hyatt points? See this post about which cards to have:

Using Points: Want to use your World of Hyatt points? See this post:

For transferring your points to an airline or hotel, see some related content, below.


Hilton – Hilton Honors

See: all things Hilton

Using Points: Want to use Honors points? See these posts:


Ritz-Carlton – Ritz-Carlton Rewards

See: all things Ritz-Carlton

Using Points: Want to use your Ritz-Carlton or Marriott Rewards? See this post:

For transferring your points to an airline or hotel, see some related content, below.


SPG/Marriott – Starpoints/Marriott Rewards

See: all things Starwood
See: all things Marriott

Using Points: Want to use your Starpoints or Marriott Rewards? See these posts:

For transferring your points to an airline or hotel, see SPG transfer partners, below:

SPG Transfer Partners

 


Can’t find what you’re looking for? Check out our guides or travel resources page. Still nothing? Shoot us an email and we’ll do our best to get back to you: info@thepointsguy.com. If you’d like to see something added to this FAQ, send us a Facebook message with what you think we’re missing. If your request is popular with other readers we’ll add it!

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points

TPG'S BONUS VALUATION*: $1,650

CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Regular APR
15.99%-22.99% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.