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Yes, you too can custom bedazzle your credit cards

Jan. 04, 2020
4 min read
Yes, you too can custom bedazzle your credit cards
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Have you ever looked at the credit cards in your wallet and wished at least one of them had a design that screamed, “This credit card cost me $200,000!”

Rosan Diamond, a company with offices in Switzerland and Russia, has the answer: custom bedazzling.

Rosan Diamond creates intricately detailed credit card designs, with precious gems, pearls, and intricate lapidary embedded into the world’s thinnest but sturdiest gold. The mosaic designs are elegant and often inspired by eclectic cultural icons and symbols -- the Greek historian Herodotus, for example, or the Japanese swordmaster legend of Watanabe no Tsuna, Hanging Gardens of Babylon, DNA (the biological thing), Chinese pandas or the game of chess. The designs cost between $15,000 and $200,000.

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Even the rim of the card is inlaid with small crystals... (Photo courtesy of Rosan Diamond)

If those pre-made designs don’t float your boat and you want something more personalized, they can design a card from scratch -- adorning it, perhaps, with family crests, images of beloved pets or a sports logo -- just for you and your spare $200,000.

(Photo courtesy of Rosan Diamond)

Rosan Diamond works with Visa to create the cards. As a result, an Art Collection card works like any Visa “chip and PIN” card when you pull it out to pay at shops, hotels, restaurants and other retailers as long as they accept Visa (sorry, Mastercard enthusiasts). While the cards have a chip, they do not have a magnetic stripe nor are they embossed with personal information or a CCV code, which makes it more secure but also less flexible to use. To use ATMs or POS terminals, or to make internet payments, you still need a standard plastic companion card.

Rosan Diamond is not the only producer of fancy cards for high spenders. The list includes Amex’s black titanium Centurion Card, Chase’s (mostly copper and zinc) phased-out Palladium Card, the U.K.’s Royal Mint 18k-gold debit card and the gold-lined Dubai First Royale MasterCard that contains a .235-carat diamond. But Rosan Diamond has a slightly different approach.

To obtain one of these cards, you’d have to apply through one of their partners, which include VTB24 Private Banking (Russia), Bank of Moscow (Russia), Penates (Switzerland), ATF Bank (Kazakhstan) and the Insignia Group (U.K.).

Turn plastic into metal

For the rest of us, there are other ways to get a uniquely designed credit card. Companies like metal-creditcard.com and Lion Credit Card will turn your plastic into gold, stainless steel, carbon fiber or other metals with laser-engraved designs on them. Like Iron Man, for example.

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(Photo courtesy of Lion Credit Cards)

You can also upload your own design.

To get one of these, you send the company your credit card (it might be a good idea to do it before it’s been activated) and they transfer your card’s EMV chip and magnetic stripe data onto a classier metal card. It works just as your plastic card would have, except the “tap and pay” feature will not work. (The Lion Credit Card website recommends you simply use your phone if you want to use that feature.)

Custom designs by metal-creditcard.com start at $170; Lion Credit Card’s base price starts at $179.

Get a new credit card “skin”

If your budget for credit card design is even more limited, companies like Tenstickers (which also makes wall decals) and CUCU Cover provide pre-made designs or customizable skin options for your credit card. A CUCU Cover credit card sticker that says “Broke AF” (or one of your own design) would cost you $7.

Looking for a free option? Capital One and Wells Fargo allow customers to upload their own photos and designs for certain credit cards.

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How we chose these cards

Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
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TPG featured card

Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

2 - 10X points
10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day

Intro offer

75,000 bonus miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee

$395

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day
  • Intro Offer
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    75,000 bonus miles
  • Annual Fee

    $395
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023