5 reasons to turn down a cruise ship cabin upgrade
Turn down a cruise cabin upgrade? You might think it sounds ridiculous — and you’re right. If a cruise offers me a free suite, I’m certainly not going to say no.
The sad truth is free upgrades are rare. The days of surprise upgrades from your cozy inside cabin to a spacious balcony room are mostly over.
Nowadays, cruise lines expect you to pay for your cruise ship cabin upgrades. Free upgrades, when offered, are hardly ever as good as they sound and are typically from one room to another within the same cabin category.
If you’re going to pay good money for an upgrade, be positive your new digs are much better than the original room you picked. If they’re not, tell the cruise line they do not have a deal. Here are five reasons to turn down a cruise ship cabin upgrade.
You can't pick your cabin location

An upgrade is essentially the same as booking a guarantee cabin — a type of room where your cabin category is guaranteed, but your specific room location is not. You agree to let the cruise line pick your cabin in exchange for giving you a discount on that room. You give up the right to control where on the ship your cabin is located.
If you’re prone to seasickness and prefer a midship cabin on a lower deck, you might not want an upgrade that could land you at the very front or back of the ship where it’s rockier.
If you’re sensitive to noise and specifically chose a room far away from the elevators and the noisy Lido Deck, you will want to say no to a cabin upgrade that can’t guarantee a quiet locale.
Travel groups that purposefully booked rooms near each other should not accept upgrades that would split them among different decks.
Related: 8 cabin locations you should definitely avoid
When that cruise ship cabin upgrade offer arrives, think about how strongly you feel about where your cabin is located. If location is important, you will want to turn down the upgrade offer.
It's too expensive

Not all cruise cabin upgrades are free. Typically, the cruise line will offer the upgrade at a discount, meaning you’ll pay less for the upgraded room than it would cost to book it outright, but more than what you paid for your original cabin.
No matter how good a deal that seems, if money is tight, don’t take the upgrade. Save your vacation budget for tours and shoreside fun or onboard treats like date-night restaurants and fun cocktails.
After all, you’ll get a bed and bathroom no matter which cabin you choose, but you won’t have as much fun if you have no budget left to spend once you’re on board.
Related: 15 ways that cruisers waste money on ships
You booked a specific cabin type

Some travelers need specific cabins. Cruisers who use a wheelchair or have mobility difficulties purposefully book accessible cabins with roll-in showers and wider doorways. Families book connecting cabins or designated family-friendly rooms with an extra bathroom or that can sleep five or six. Wellness enthusiasts book spa cabins for their Zen-like decor and thermal suite perks.
If you have booked a specific type of cabin for a reason, do not accept an upgrade offer. Usually, the cruise line cannot guarantee they will upgrade you from one accessible or spa cabin to a nicer one. In addition, upgrade offers apply to a single cabin, not a pair of connecting rooms.
The upgrade isn't good enough

You should only say yes to a cruise cabin upgrade if it will get you a nicer cabin. However, what a cruise line deems a better cabin might not actually be worth more money in your eyes.
Cruise lines break down all the cabins within the same category (for example, all outside cabins) into subcategories, based on location, layout, size and perks. A midship inside cabin on an upper deck might be deemed more desirable and priced higher than an inside cabin on a lower deck at the back of the ship.
A cruise line might offer you a same-category upgrade, moving from one balcony cabin to a “better” balcony cabin, rather than to a mini-suite. If you don’t care about cabin location, don’t take the cabin upgrade. You’ll end up paying more for a room that’s essentially the same as the one you booked for less.
If the upgrade is free, or if the new cabin comes with extras you will use (such as concierge access or spa perks), consider saying yes. However, if the cost of the upgrade is not worth whatever benefits the new room has, politely decline the cruise cabin upgrade.
You might not get all the perks

Cruise lines will sometimes offer complimentary booking perks to sweeten a limited-time promotion. Book during the promotional window, and you might be rewarded with onboard credit or free kids' fares.
If you choose to upgrade, you will receive additional room-based perks, like concierge access or priority debarkation. However, you could lose the booking perks you already have.
Related: The 5 most desirable cabin locations on any cruise ship
How? If you booked a cruise and then notice that prices have fallen, you can give yourself an upgrade by rebooking a nicer cabin at a lower price. In doing so, you will often lose your previous booking perks and be eligible only for the current promotion.
For example, if you booked a promotion offering a $100 onboard credit and free kids' fares, but the current offer only includes a $50 onboard credit and $99 kids' fares, you might lose half the onboard credit and need to pay extra for your family when you rebook to upgrade your cabin.
Decide whether the trade-off between a nicer cabin and your existing booking perks is worth it. If not, don’t go for the cabin upgrade.
Bottom line
In many cases, a cruise ship cabin upgrade will get you a better cabin — roomier accommodations, a better ship location and maybe extra perks. However, not all upgrade offers are desirable, especially if what you value in a cabin type and location is not what the cruise line will give you. Don’t hesitate to say no to an upgrade if the offer does not represent good value for your money.
Planning a cruise? Start with these stories:
- The 5 most desirable cabin locations on any cruise ship
- A beginners guide to picking a cruise line
- The 8 worst cabin locations on any cruise ship
- The ultimate guide to what to pack for a cruise
- A quick guide to the most popular cruise lines
- 21 tips and tricks that will make your cruise go smoothly
- Top ways cruisers waste money
- The ultimate guide to choosing a cruise ship cabin
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
