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13 credit cards that offer Priority Pass airport lounge access

Jan. 19, 2023
21 min read
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Taking a few moments in an airport lounge can be just what you need to collect yourself before a flight, but they can add an unwanted additional cost to your travels. Luckily, some of the best travel rewards credit cards confer lounge access among their many benefits.

Some, like the Citi® / AAdvantage® Executive World Elite Mastercard® and the United Club℠ Infinite Card, only get you into their own airlines’ lounges. Others, though, like The Platinum Card® from American Express, the Chase Sapphire Reserve and the Capital One Venture X Rewards Credit Card, allow cardholders to register for Priority Pass Select membership and enjoy access to over 1,300 airport lounge and restaurant locations worldwide (unfortunately, those with Priority Pass Select membership through an Amex or Capital One card do not get restaurant benefits).

Those are the ones we’ll focus on today, as we run through the best credit cards for Priority Pass lounge access.

Which are the best credit cards for Priority Pass lounge access?

The following cards offer Priority Pass lounge access, though the number of visits included can vary widely:

The information for these cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Enrollment is required for select benefits.

Wingtips Lounge in St. Louis. KATIE GENTER/THE POINTS GUY

Related: The best Priority Pass lounges in the world

Comparing benefits of credit cards with Priority Pass access

Here are the details on each card, along with current welcome bonuses, annual fees and other notable perks:

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CardLounge accessWelcome bonusAnnual fee
Capital One Venture XCardholder plus all guests traveling with the Priority Pass member; authorized users also get the same benefit.Earn 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening.$395.
Capital One Venture X Business card.Cardholder plus all guests traveling with the Priority Pass member; authorized users also get the same benefit.Earn up to 250,000 bonus miles: 50,000 miles after spending $10,000 on purchases in the first three months from account opening, plus 200,000 miles after spending $50,000 on purchases in the first six months from account opening.$395.
Chase Sapphire ReserveCardholder plus two guests free, $27 per guest after that.Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.$550.
Citi PrestigeCardholder plus immediate family or two guests free, $27 per guest after that.Not available to new applicants.$495.
The Platinum Card from American ExpressCardholder plus two guests free, $32 per guest after that. Enrollment required.Earn 80,000 Membership Rewards points after you spend $6,000 on purchases within the first six months of card membership (possibly higher targeted offers through CardMatch, subject to change at any time).$695 (see rates and fees).
The Business Platinum Card from American ExpressCardholder plus two guests free, $32 per guest after that. Enrollment required.Earn 120,000 Membership Rewards points after you spend $15,000 on eligible purchases within the first three months of card membership.$695 (see rates and fees).
Hilton Honors American Express Aspire CardCardholder plus two guests free, $32 per guest after that. Enrollment required.Earn 150,000 Hilton Honors points after spending $4,000 on purchases in the first three months of card membership. Terms apply.$450 (see rates and fees).
Marriott Bonvoy BrilliantCardholder plus two guests free, $32 per guest after that. Enrollment required.Earn 95,000 Marriott Bonvoy bonus points after you use your new card to make $5,000 in eligible purchases within the first three months of card membership.$650 (see rates and fees).
U.S. Bank Altitude Reserve Visa Infinite4 complimentary visits per year for cardholder, 4 complimentary visits per year for guests, $32 per visit after that.Earn 50,000 points after spending $4,500 in the first 90 days of account opening.$400.
Hilton Honors Surpass10 complimentary visits per year, $32 per visit after that. Enrollment required.Earn 150,000 Hilton Honors bonus points after you spend $3,000 in purchases on the card in the first six months of card membership. Offer ends 04/05/2023. $95 annual fee (see rates and fees).
Hilton Honors Business10 complimentary visits per year, $32 per visit after that. Enrollment required.Earn 165,000 Hilton Honors bonus points after you spend $5,000 in purchases on the card in the first three months of card membership. Offer end 04/05/2023.$95 (see rates and fees).
U.S. Bank Altitude Connect Visa Signature4 complimentary visits per year for cardholder, $32 per visit after that.Earn 50,000 bonus points after spending $2,000 on purchases within 120 days of account opening.$0 introductory annual fee, then $95.
Bank of America Premium Rewards Elite credit card4 complimentary visits per year for cardholder, $32 per visit after that.Earn 50,000 bonus points after spending $3,00 on purchases within 90 days of account opening.$550.

Related: Best credit cards for airport lounge access

Credit cards with Priority Pass memberships

Now that we’ve gone over the Priority Pass-specific perks of each card, here are some of the other compelling benefits each confers.

Capital One Venture X

THE POINTS GUY

Capital One’s premium travel credit card packs a punch. First, it offers up to $300 in annual statement credits toward bookings made through Capital One Travel. Then, you also get 10,000 bonus miles every account anniversary (for even more free travel). Both of these perks help offset the card’s $395 annual fee.

Add in extensive airport lounge access (including Capital One’s own lounges and Priority Pass Select), plus excellent travel protections and rental car privileges, and we’re talking about one of the best premium cards out there. It is worth noting, however, that Priority Pass membership from the Venture X no longer includes Priority Pass restaurants and spa services.

On a more positive note, cardholders get unlimited Priority Pass lounge guest access (subject to capacity constraints).


Official application link: Capital One Venture X with 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening.


Capital One Venture X Business

THE POINTS GUY

The Venture X Business card offers many of the same benefits as the Venture X card. That includes up to $300 in annual travel credits for bookings made with Capital One Travel, 10,000 anniversary bonus miles and access to Capital One lounges. You'll also receive unlimited visits to Priority Pass lounges — including a benefit the Venture X card doesn't offer: access to Priority Pass restaurants.

Unfortunately, this card is not yet available to the public. You'll need a Capital One business relationship manager to help you apply.

The information for the Venture X Business card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.


Chase Sapphire Reserve

WYATT SMITH/THE POINTS GUY

The Chase Sapphire Reserve is one of the most popular premium travel rewards credit cards thanks to its impressive list of benefits. Cardholders receive up to $300 in annual statement credits for a wide range of travel purchases.

The card earns 3 points per dollar on travel and dining and also earns bonuses in the following categories:

  • 10 points per dollar on Chase Dining booked through Ultimate Rewards.
  • 10 points per dollar on hotel and car rental purchases through the Ultimate Rewards travel portal.
  • 10 points per dollar on Lyft rides (through March 2025).
  • 10 points per dollar on Peloton equipment and accessory purchases of $250 or more (through March 2025, up to 50,000 points).
  • 5 points per dollar on airline travel booked through the Ultimate Rewards travel portal.

Ultimate Rewards can be transferred to 11 airline and three hotel partners. Points may also be redeemed at a rate of 1.5 cents apiece through the Chase Ultimate Rewards travel portal as well as select categories through the Pay Yourself Back program.

The card reimburses members up to $100 once every four years for a Global Entry or TSA PreCheck application and waives foreign transaction fees.


Official application link: Chase Sapphire Reserve with 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.


Citi Prestige

THE POINTS GUY

Unfortunately, the Citi Prestige is no longer available to new applicants. However, it earns a phenomenal 5 points per dollar at restaurants and on air travel, 3 points per dollar at hotels and cruise lines, and 1 point per dollar on all other purchases. Cardholders are eligible for up to $250 worth of annual statement credits each calendar year toward travel purchases.

Citi ThankYou Rewards points can be transferred to over a dozen airline and two hotel partner programs and are worth 1 cent apiece when redeemed directly for travel through the Citi portal. Cardholders can book a fourth night free on up to two hotel stays per year when reserving through the Citi concierge or online at thankyou.com. They’re also eligible for a Global Entry or TSA PreCheck application fee reimbursement once every five years.

Related: Devalued but still decent: Citi Prestige card review

The Platinum Card from American Express

THE POINTS GUY

In addition to Priority Pass lounges, cardholders have access to Amex’s own Centurion Lounges, Delta Sky Clubs, Escape, Airspace, Plaza Premium and certain Lufthansa lounges. However, Amex memberships cannot be used for non-lounge Priority Pass experiences. Enrollment is required for select benefits.

The card earns 5 points per dollar on airfare booked directly with the airline or with American Express Travel (on up to $500,000 on these purchases per calendar year) and prepaid hotels booked with American Express Travel. Cardholders can transfer Membership Rewards points to 21 airline and hotel partners.

The card also comes with a laundry list of perks, including an annual up-to-$200 statement credit on incidental fees charged by a carrier you select each calendar year and up to $200 in annual Uber Cash toward U.S. Uber rides and U.S. Uber Eats orders, among other credits that provide more than $1,500 in potential value.

Cardholders qualify for a Global Entry or TSA PreCheck application fee refund up to $100 once every four years (4.5 years for PreCheck). Booking stays through Amex Fine Hotels + Resorts includes plenty of value-added benefits. Cardholders can register for both Gold status with Hilton Honors and Gold Elite status with Marriott Bonvoy. Amex’s International Airline Program can secure deep discounts on premium economy, business- and first-class tickets on over a dozen airlines, too. Enrollment is required for select benefits.


Official application link: The Platinum Card from American Express with 80,000 bonus points after you spend $6,000 on purchases in the first six months of card membership.


The Business Platinum Card from American Express

WYATT SMITH/THE POINTS GUY

The Business Platinum Amex offers a host of annual statement credits, including up to $400 for Dell technology U.S. purchases, an up-to-$120 annual wireless telephone credit and much more.

Cardholders earn 1.5 points per dollar on up to $2 million in eligible purchases in the U.S. per calendar year with:

  • Electronic goods retailers.
  • Software.
  • Cloud service providers.
  • Construction materials and hardware supplies.
  • Shipping providers.
  • Other purchases of $5,000 or more.

They also receive a 35% rebate when redeeming points through Amex Pay with Points for airfare on their designated airline (enrollment is required) or specifically for business- or first-class tickets on select qualifying airlines booked on Amex Travel, up to 1 million points back per calendar year.

The Business Platinum Card offers the same lounge benefits as the Amex Platinum Card above, including the same limitation on not visiting Priority Pass restaurants.


Official application link: The Business Platinum Card from American Express with 120,000 points after you spend $15,000 on eligible purchases with the card within the first three months of card membership.


Hilton Honors American Express Aspire Card

AMERICAN EXPRESS

This is the best all-around Hilton card for several reasons. It earns 14 points per dollar on Hilton purchases; 7 points per dollar on flights booked through Amex Travel or directly through airlines, on car rentals and at U.S. restaurants; and 3 points per dollar on other eligible purchases.

Cardholders automatically receive top-tier Hilton Honors Diamond status, an annual free night and up to $250 in statement credits each cardmember year for purchases at participating Hilton Resorts, plus up to $250 in annual statement credits each calendar year for airline incidentals (enrollment is required).

They also qualify for up to $100 in credits for charges at participating Waldorf Astoria Hotels & Resorts and Conrad Hotels & Resorts when booking a two-night-minimum stay via hiltonhonors.com/aspirecard. Enrollment is required.

Related: How to choose the best Hilton credit card for you

Marriott Bonvoy Brilliant American Express Card

THE POINTS GUY

This card accrues 6 points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy program, 3 points per dollar at worldwide restaurants and on flights booked directly with airlines, and 2 points per dollar on other eligible purchases.

Cardholders get up to $300 in statement credits each year of card membership for purchases at restaurants worldwide. They also receive automatic Marriott Platinum Elite status plus 25 elite night credits per year. Each anniversary after renewal, they get a free night award worth up to 85,000 points each year after their card renewal month at hotels participating in the Marriott Bonvoy program (certain hotels have resort fees). Special cardmember rates on stays of two nights or more at The Ritz-Carlton or St. Regis properties are eligible for up to $100 in credit for qualifying charges.

Finally, this card is yet another with a Global Entry or TSA PreCheck application reimbursement up to $100 once every four years (4½ years for PreCheck).


Official application link: Marriott Bonvoy Brilliant American Express with 95,000 Marriott points after you use your new card to make $5,000 in eligible purchases within the first three months of card membership.


U.S. Bank Altitude Reserve Visa Infinite Card

a hand holds a credit card
THE POINTS GUY

This card earns 3 points per dollar on travel and mobile wallet purchases and 1 point per dollar on everything else.

Cardholders can redeem points for 1.5 cents apiece on airfare, hotels and car rentals (or lower values for other purchases). They can also count on 12 complimentary Gogo inflight Wi-Fi passes each year, which can save them a chunk of change, plus reimbursement for a Global Entry or TSA PreCheck application once every four years (up to $100).

Finally, this card comes with up to $325 in statement credits per cardmember year for purchases made directly from airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise lines, as well as the new categories of takeout, food delivery and dining.

Related: The best U.S. Bank credit cards


Hilton Honors American Express Surpass Card

WYATT SMITH/THE POINTS GUY

If the Hilton Honors Aspire’s annual fee gives you pause, consider the Hilton Honors Surpass instead, since it just charges a $95 annual fee.

The card earns 12 points per dollar for charges at participating Hilton portfolio hotels; 6 points per dollar at U.S. restaurants, U.S. supermarkets and U.S. gas stations; and 3 points per dollar for other eligible purchases.

Cardholders receive automatic Hilton Honors Gold status and can spend their way to Diamond status by making $40,000 in eligible purchases on the card in a calendar year. They can also earn a free night reward from Hilton Honors after spending $15,000 on purchases in a calendar year.


Official application link: Hilton Honors American Express Surpass Card with 150,000 Hilton Honors bonus points after you spend $3,000 in purchases on the card in the first six months of card membership. Offer ends 04/05/2023.


Hilton Honors American Express Business Card

WYATT SMITH/THE POINTS GUY

Earn 12 Hilton Honors points per dollar for purchases made directly with hotels and resorts in the Hilton portfolio; 6 points per dollar at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, on U.S. shipping purchases, at U.S. restaurants, on flights booked directly with airlines or through Amex Travel and on car rentals booked directly from rental agencies; and 3 points per dollar on other eligible purchases. That’s a lot of earning potential.

Cardholders get automatic Hilton Honors Gold status (Diamond status with $60,000 in spending per calendar year) and a free night reward after hitting $15,000 in spending on purchases in a calendar year.


Official application link: Hilton Honors American Express Business Card with 165,000 Hilton Honors bonus points after you spend $5,000 in purchases on the card in the first three months of card membership. Offer ends 04/05/2023.


U.S. Bank Altitude Connect Visa Signature Card

THE POINTS GUY

The Altitude Connect Visa added Priority Pass benefits in February 2023. It's rare to see a card with a sub-$100 annual fee offering lounge perks, but note that you'll only get four complimentary visits per year. Each visit after that costs $32.

You'll earn 5 points per dollar on prepaid hotels and car rentals booked in the Altitude Rewards Center, 4 points per dollar on travel, gas stations and EV charging stations, 2 points per dollar at grocery stores, grocery delivery, dining and streaming services and 1 point per dollar on other purchases. Cardholders also get up to $30 in annual credits for streaming subscriptions.

Additional cardholder benefits include reimbursement for your Global Entry or TSA PreCheck application fee (once every four years) and cellphone protection of up to $600 for theft or damage. To activate this benefit, the phone must be on a plan you pay for each month with your card.


Bank of America Premium Rewards Elite Credit Card

THE POINTS GUY

With the Premium Rewards Elite card, you'll earn 2 points per dollar spent on travel and dining and 1.5 points per dollar on other purchases. However, you can earn up to 75% more on each purchase as a member of Bank of America's Preferred Rewards program.

You'll enjoy four complimentary visits to Priority Pass lounges each year, plus other benefits like up to $300 in airline fee credits per year, up to $150 in annual lifestyle credits and reimbursement for your Global Entry or TSA PreCheck application fee. You'll also receive a 20% discount when paying for flights with points using this card.

The information for the Premium Rewards Elite card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Bottom line

Accessing an airport lounge before your flight can be a great perk. Rather than paying for each visit, you

Related credit card guides:

Additional reporting by Emily Thompson, Ryan Wilcox and Chris Dong.

For rates and fees of the Amex Platinum card, click here.
For rates and fees of the Amex Business Platinum card, click here.
For rates and fees of the Marriott Bonvoy Brilliant card, click here.
For rates and fees of the Hilton Aspire card, click here.
For rates and fees of the Hilton Surpass card, click here.
For rates and fees of the Hilton Honors Business Amex, click here.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Featured image by RYAN PATTERSON/THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.