Reminder: 55,000 Delta SkyMiles With SunTrust Debit Cards ends June 30th
Update: Some offers mentioned below are no longer available.
From one points procrastinator to another, I just wanted to give a friendly reminder that the lucrative signup bonuses for the Delta Skymiles SunTrust Debit Cards end June 30th. This is a no brainer in my opinion because there is no credit pull, minimal hassle. It's only$75 for 30,000 miles which is 0.25 cents a piece and $120 for 25,000 ot 0.5 cents apiece.
Earn up to 30,000 Delta Skymiles
Personal offer: 15,000 SkyMiles on opening a new checking account with at a $100 minimum balance and a direct deposit (salary, pension, Social Security or other regular monthly income of $100 or more ) by 9/30/12. Receive an additional 15,000 SkyMiles when you get the SkyMiles debit card and make a non-pin purchase by 7/31/12. Cost: $75 for the debit card and a $12 monthly fee if your total account balance falls below $3,000. Fee waived for the first two months.
Suntrust business offer
Business offer: 25,000 SkyMiles after the first PIN Point of Sale or signature-based purchase made with the card by 7/31/12. $120 annual fee for the card and varying fees based on the type of checking account you qualify for.
Suntrust is primarily based in the south and per the official terms it says you can only get this bonus if you live in AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA and Washington, D.C. However, if you don't live near a branch or have plans to be near one before the promo ends, you can call them at 1-800-SUNTRUST or try their online chat feature which is available between 8am and 6:30pm EST Monday-Friday.
Unfortunately if you reside outside the states mentioned there have been reports that accounts have been closed within a few days after opening for this reason (mostly for business accounts). Apply with caution, though theres really no risk since there are no hard credit pulls and your money is refunded if the account is closed.
Luckily I live in Florida, so I'll be taking advantage of both promotions. While SkyMiles can be hard to use at times, they can be extremely valuable as I highlighted in this video post. This is also a great opportunity with people with kids to rack up some miles since you can co-sign for a checking account for them and as long as their SkyMiles account is attached, they will get the miles and you can as well for your own account. Could also be a good idea if you have a college student who is thinking of getting a debit card. Again, unlike the credit card deals, since this is a debit card there is no hard credit pull.
TPG featured card
at Bilt's secure site
Terms & restrictions apply. See rates & fees.
| 1X | Choose to earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases |
Pros
- Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.