As TPG's cruise team lead, Gene Sloan oversees the site's cruise content and also writes many of TPG's main cruise guides. He has spent nearly 30 years writing about cruise ships and cruising, and he is one of the world's best-known authorities on the topic.
July 29, 2026 • 14 min read
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Royal Caribbean Crown & Anchor Society FAQ
If you are a U.S. or Canadian resident, you will be automatically enrolled in the Royal Caribbean Crown & Anchor Society after finishing your first sailing of three nights or longer.
If you want to get a head start on being a member, you can also sign up for the program before your first cruise at the Royal Caribbean Crown & Anchor website or via the line's mobile app. You also can sign up by calling Royal Caribbean at 800-526-9723 (within the U.S. and Canada) or 541-285-9723 (outside North America), or by speaking to a Loyalty Ambassador on your first sailing.
No. While you can sign up for the Crown & Anchor Society before your first cruise, you won't get any loyalty perks until finishing your first sailing of three nights or longer (at which point, you will be at the Gold level).
No. You will retain all of the points you accumulate over time and your status for life, assuming you don't delete your Crown & Anchor account. That is, unless Royal Caribbean makes a radical change to the program and removes status for life, as Carnival recently did with its loyalty program.
No. Unlike with most airline frequent flyer programs, your point total will keep growing over time and never reset to zero on a periodic basis.
Yes! Children can earn their own Crown & Anchor status points for every night they sail. And that's not all. Royal Caribbean also automatically matches a child's status to the highest tier found in their household (up to Diamond Plus) so they get upgraded perks.
You get two points for every night you stay in a suite — twice as many as you get for staying in non-suite cabins. As a result, you'll rise through the tier ranks of the Crown & Anchor twice as fast if you always book suites instead of regular cabins.
Credit for cruises should post to your account automatically. If it doesn't, you can claim credit for a past cruises that is missing from your account by calling Royal Caribbean's Crown & Anchor loyalty team at 800-526-9723. You should be prepared to provide the name of the ship that you sailed, the sail date and your booking number for the trip. You'll also want to have physical or digital proof of your booking, such as an old ticket, photo, or invoice for verification.
Crown & Anchor members can view their up-to-date point totals and tier benefits on the Royal App or by logging into their Guest Account page online.
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Quick summary
Royal Caribbean's Crown & Anchor Society is a loyalty program offering escalating perks for frequent cruisers, starting with discounts after just one sailing.
Higher tiers unlock benefits such as complimentary daily drinks, exclusive lounge access and even a free cruise at the top level.
Recent enhancements include status matching across Royal Caribbean, Celebrity Cruises and Silversea Cruises, plus a Points Choice feature allowing flexible point allocation among these brands.
Perks range from onboard discounts and priority services to milestone gifts and special access, making the program appealing for both occasional and dedicated cruisers.
What to consider
Suite bookings earn additional points, but only if booked initially, not through upgrades.
Complimentary cruise rewards at the highest tier require payment of taxes, fees and service charges, and have specific restrictions.
Points transfer between brands may not be 1-to-1, as each loyalty program has its own earning system.
What you'll miss from the article
A detailed breakdown of each loyalty tier's benefits, how to maximize point transfers and the nuances of status matching across cruise brands.
Generated by AI with support from our editorial team.
There are some great rewards waiting for cruisers who show loyalty to Royal Caribbean.
The line’s frequent cruiser program, the Crown & Anchor Society, offers members enticing perks such as discounts at onboard venues like spas after just one sailing. And after just a few more cruises, members start getting discounts on balcony and suite bookings, among other valuable perks.
Higher tiers of the Crown & Anchor loyalty program bring even more valuable perks, including up to six free drinks every night you're on a ship, access to exclusive onboard lounges and a free cruise at the very highest tier.
Royal Caribbean also recently introduced two new features that increase the value of earning points in the program. In addition to offering a status match between Royal Caribbean and its two sister lines (Celebrity Cruises and Silversea Cruises), all three cruise lines now have a Points Choice feature that lets passengers sailing on any of the brands apply the points they earn to any of the programs.
Here's everything you need to know about Royal Caribbean's Crown & Anchor Society loyalty program.
Ways to earn points
Earning points in the Royal Caribbean Crown & Anchor Society loyalty program is relatively straightforward. You will get:
1 point for every night you spend on a ship
1 additional point for every night you spend in a suite
Note that the extra point per night for suites applies only to stays in suites booked at the time a reservation is made. It doesn’t apply to stays in upgraded suites.
There are six tiers to the Royal Caribbean Crown & Anchor Society program:
Gold (3-29 points)
Platinum (30-54 points)
Emerald (55-79 points)
Diamond (80-174 points)
Diamond Plus (175-699 points)
Pinnacle Club (700 or more points)
Even at the entry-level tier of the Crown & Anchor Society program (Gold), members get some notable perks, including discounts on all sorts of onboard purchases. Among the most alluring benefits at this level are the exclusive rates available to members for specific sailings of specific ships.
Gold-tier membership benefits also include the following:
50% off any glass of wine, beer or soda (two coupons per sailing)
50% off a Johnny Rockets milkshake (two coupons per sailing, on select ships)
10% discount on any glass of wine, beer or soda (this is separate from the above coupon offer)
A 20% discount on any coffee beverage, excluding Starbucks coffee
A 10% discount on any internet package purchased on board (not combinable with any other internet offer)
Access to a Crown & Anchor loyalty desk for membership inquiries
Access to a private departure lounge with continental breakfast
$2 in Free Play at shipboard casinos
One free card when buying a bingo package
A 10% discount on Royal Caribbean logo products (with a $25 minimum purchase)
A 10% discount on any spa service (excluding medi-spa services)
A member newsletter
Priority notice on special offers, new ships and itineraries
Additional points for purchasing suites and/or single pricing type
Upon reaching the second tier of the program, Platinum, you get a higher 50% discount on a coffee beverage (two coupons per sailing), a higher 15% discount on internet packages purchased on board and a higher 15% discount on spa services; you also get a few more perks such as a $5 discount on wash-and-fold laundry by the bag and a 20% discount on a single photo, photo package or photobook.
But the most notable addition at this tier, to us, is access to special member discounts on balcony cabins and suites. That can bring real savings.
Platinum status also brings access to exclusive, top-tier events on five-night-plus sailings (seven-night-plus sailings on Spectrum of the Seas) and the delivery of robes to your cabin for use while on board.
Royal Caribbean's Wonder of the Seas. MICHEL VERDURE/ROYAL CARIBBEAN
The next tier, Emerald, adds just a handful of minor perks, including the delivery of two bottles of water to your cabin at the start of each voyage. At the Emerald tier, the discount on a single photo, photo package or photobook also rises to 25%.
The fourth tier of the program, Diamond, adds:
Priority waitlist seating in the main dining room
Four complimentary daily drinks up to $14 apiece in value (on most ships)
One free day of Surf + Stream internet service
Priority waitlist for shore excursions/Vitality Spa services
An exclusive backstage tour (on sailings of five nights or longer)
Access to an exclusive Crown Lounge (on ships that have them)
A stateroom phone discount of $2 per minute
A "chef's choice" amenity in cabins (on sailings of five nights or longer)
One free digital or printed photo
Recognition with a special lapel pin
Higher discounts for spa services (20%) and logo wear purchases (15%)
A higher discount for a single photo, photo package or photobook (30%)
A Crystal Block milestone recognition starting at 140 cruise points
It will take you just one cruise to reach the Gold level. Reaching the Platinum level would require five seven-night cruises, assuming you stay in standard cabins.
Tier
Entry threshold
Free drinks
Wi-Fi
Lounge access
Signature perk
Gold
3 points
None (discounts only)
None (discounts only)
None (departure lounge only)
Priority check-in
Platinum
30 points
None (discounts only)
None (discounts only)
None (departure lounge only)
Special member discounts on balcony cabins and suites
Emerald
55 points
None (discounts only)
None (discounts only)
None (departure lounge only)
Complimentary water bottles
Diamond
80 points
4 daily drink vouchers
1 free day
Crown Lounge access
Free drinks and lounge access
Diamond Plus
175 points
5 daily drink vouchers
2 free days
Crown Lounge access
Priority access and seating at shows
Pinnacle Club
700 points
6 daily drink vouchers
Free unlimited (1 device)
Crown and Suite lounge access
Free cruises at points milestones
You can reach the Emerald tier in as few as eight seven-night cruises if you book a standard cabin. You could hit the Diamond level after 12 seven-night cruises in standard cabins.
If you book suites, you’ll reach all of these levels much faster.
The Diamond Plus level is where the Royal Caribbean Crown & Anchor Society loyalty program really starts paying off.
Once you reach Diamond Plus, you’ll get all the aforementioned benefits plus priority access and seating at main theater shows, ice shows and AquaTheater events, which is a great perk.
Diamond Plus status also brings a 50% reduction in the single supplement charge for solo travelers — albeit only after your point total in the program hits 340 points. If you’re a solo traveler, this is a very big deal, as it will save you a considerable amount of money when sailing with Royal Caribbean.
Diamond Plus members also get the following:
A higher 25% discount on any glass of beer, wine or soda
Five complimentary drinks per day (up to a $14-per-drink limit)
Complimentary dining for a second guest when you purchase a specialty restaurant dinner cover charge during the first or second night of your cruise
A 30% discount on a Deluxe Beverage Package
Two free days of a Surf + Stream internet package
A personalized gift/amenity (one per household)
One free wash-and-fold bag of laundry (on sailings of five or more nights)
A complimentary add-on spa treatment
Exclusive access to Diamond Plus call center staff
Diamond Plus members who accumulate 340 points also get access to a Cheers event with a ship’s officer, upgraded bathroom amenities and a bonus gift. Those accumulating 525 points get another bonus gift.
Note that the complimentary dining for a second guest mentioned above comes with a lot of fine print. It's only valid for dinner reservations on the first or second night of a cruise. It also excludes dinners at the following onboard restaurants: Hibachi at Izumi, Teppanyaki, Chef’s Table, Celebration Table, Empire Supper Club, Playmakers and Hooked.
It can take as many as 25 seven-night cruises to reach Diamond Plus status if you stay in standard cabins. You can reach this level in far fewer cruises if you stay in suites and sail on longer voyages.
The ultimate perk for Royal Caribbean Crown & Anchor Society members comes upon reaching the top Pinnacle Club tier. You’ll get a complimentary seven-night cruise to the Caribbean in a balcony cabin.
The free cruise is for two people. You can bring a third and fourth guest, but you’ll pay their fares. You’ll also pay all taxes, fees and service charges (including gratuities); look out for other restrictions.
After hitting the Pinnacle Club level, you’ll get an additional free cruise every time you accumulate another 350 points. In other words, you’ll get an initial free cruise after hitting 700 points and then additional cruises at 1,050 points, 1,400 points, 1,750 points and so on.
The first two cruises are in a balcony cabin. After that, you qualify for a junior suite.
If you don’t want to sail the Caribbean, you can ask for a cruise credit to use toward an itinerary somewhere else. Royal Caribbean will give you $2,400 toward the purchase of a cruise at 700 and 1,050 points and $3,200 toward the purchase of a cruise at 1,400 points and above.
Pinnacle Club members also get:
Six complimentary drinks
A 40% discount on a Deluxe Beverage Package
Access to the exclusive Coastal Kitchen restaurant on some ships on a space-available basis
As noted above, Crown & Anchor Society members will receive matching status in the loyalty programs of its two sister brands, Celebrity Cruises (Captain's Club) and Silversea Cruises (Venetian Society).
All three brands are owned by the same parent company, Royal Caribbean Group.
The matching status tier you will qualify for at each of the other two brands follows this chart:
Royal Caribbean (Crown & Anchor Society)
Celebrity Cruises (Captain's Club)
Silversea Cruises (Venetian Society)
Gold
Classic
1 VS Day
Platinum
Select
15 VS Days
Emerald
Select
50 VS Days
Diamond
Elite
100 VS Days
Diamond Plus
Elite Plus
250 VS Days
Pinnacle Club
Zenith
500 VS Days
Thanks to this matching status, higher-level Crown & Anchor Society members will be able to get some truly wonderful perks when sailing Celebrity or Silversea, even if they've never sailed those lines a single time before.
One of the great perks that kicks in at the Elite tier of Celebrity’s Captain's Club loyalty program, for instance, is access to the Captain’s Club Coffee Lounge, where you can enjoy a coffeehouse-style breakfast each morning. This is a particularly big deal on shore excursion days, as it means you have a relatively quiet and uncrowded place to grab a quick breakfast before heading out for a tour.
Celebrity Elite members also get unlimited free drinks from the Captain’s Club menu each day between 5 and 7 p.m. at most bars and lounges on the ship.
How do I request a status match?
The status match should happen automatically. If you already have a loyalty program account with all three brands, check your status tier on each company's website. Your status levels should already match between them according to the chart above.
If you don't have an account with the other two brands, all you need to do is open one, and your status should then be automatically matched within a week.
If your status does not automatically update within seven days, contact your travel agent or call the specific loyalty desks of the specific brand that you want to be matched to:
Crown & Anchor Society: 1-800-526-9723
Captain's Club: 1-800-760-0654
Venetian Society: 1-888-978-4070
Points Choice: The new way to transfer points
In a major upgrade to the Crown & Anchor Society that took effect in January, Royal Caribbean will now let passengers allocate the loyalty points they earn from sailings on its two sister brands — Celebrity Cruises and Silversea Cruises — to their Royal Caribbean loyalty accounts.
Alternatively, passengers on Royal Caribbean's sailings can allocate the loyalty points they earn to their loyalty accounts with the other two brands.
Either way, this new super-perk, known as Points Choice, will let fans of Royal Caribbean and the other two lines build status in their preferred program faster than before, as they can focus their point earnings in a single program.
Given that all three brands have a status match feature, this is an incredibly positive change for the program.
Note that points do not always convert on a 1-to-1 basis, as each program has its own point-earning system. The chart below shows how a cruise on a Royal Caribbean ship would convert to points in the Celebrity Cruises Captain's Club loyalty program and to "VS Days" in Silversea's Venetian Society loyalty program.
From Royal Caribbean (Crown & Anchor Society)
To Celebrity Cruises (Captain's Club)
To Silversea Cruises (Venetian Society)
Standard/interior/oceanview
1 point per night
1 VS Day per night
Veranda/balcony/concierge class
2 points per night
1 VS Day per night
Suites
2 to 4-plus points per night
1.5 to 2 VS Days per night
How to transfer points between programs
To transfer the loyalty points you earn while sailing Royal Caribbean to the loyalty program of one of its sister brands, you need to submit a request form through the Royal Caribbean app or website either before you sail or up to 14 days after your cruise ends.
Bottom line
Royal Caribbean’s Crown & Anchor Society loyalty program is relatively straightforward and can offer you some great benefits, even at its lowest tiers.
With some recent changes, it's now the most robust loyalty program of any cruise line. Unlike the programs at many lines, it offers one of the truly great perks of any cruise loyalty program: a free cruise at its top tier.
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Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
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Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
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$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG Editor's Rating4/5
TPG Editor's Rating4/5
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
