Best time to apply for World of Hyatt Chase cards based on offer history
Hyatt is the third-largest hotel chain in the world. And while it may not have the biggest footprint in terms of properties compared to the likes of Hilton and Marriott, it does have 34 brands covering six continents.
TPG staffers love the World of Hyatt loyalty program, which arguably offers the best value redemptions out of any hotel chain, and the program's points are worth the most out of any hotel loyalty program based on TPG's June 2025 valuations.
It's also one of the few hotel loyalty programs that still utilize a fixed price award chart, meaning you can get consistent value when redeeming points year over year.
World of Hyatt has a suite of cobranded cards issued by Chase (one personal and one business) that frequently top our list of the best hotel credit cards.
Here are details about the Chase World of Hyatt credit card welcome bonuses over time, including the best-ever welcome offers and when it's best to submit an application.
It's important to note that we will only discuss publicly available welcome offers, and you might receive targeted offers with more bonus points or free nights.
Related: Current Hyatt card offers
Best World of Hyatt credit card welcome offers
| Best ever welcome offers | When to apply | |
|---|---|---|
Earn five free nights at any Category 1-4 Hyatt hotel or resort after spending $4,000 on purchases in the first three months of account opening. These nights could be worth up to 90,000 points. | Whenever the offer is over 60,000 points, or free nights are offered. | |
Earn up to 75,000 bonus points. Earn 60,000 after spending $5,000 on purchases in the first three months from account opening, plus 15,000 bonus points after spending $12,000 in the first six months from account opening. | Whenever the offer is better than 60,000 points from spending $5,000, whether that means extra points, stay credits or something else. |
Related: Best welcome offers of the month
World of Hyatt Credit Card
The World of Hyatt Credit Card is one of the most valuable hotel cards due to its strong earnings and benefits that vastly outweigh the $95 annual fee. It comes with perks like automatic Discoverist elite status with a pathway to higher status tiers, an annual free night award (can be used at Category 1-4 hotels), the ability to earn another free night award if you spend $15,000 or more on your card each year and numerous travel protections.

Here are the offers we have seen on the World of Hyatt Credit Card:
| Approximate date | Offer | Value* |
|---|---|---|
November 2025 to now | Earn up to 60,000 points: 30,000 bonus points after spending $3,000 on purchases in the first three months from account opening and up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on up to $15,000 spent. | Up to $1,020 |
October 2025 to November 2025 | Earn up to 60,000 points and up to 15 qualifying nights toward status: Earn 30,000 bonus points after spending $3,000 on purchases in the first three months from account opening and up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on up to $15,000 spent. Plus, earn 2 total tier-qualifying night credits toward status for each eligible Hyatt stay from 10/16/2025 to 1/31/2026, on up to 15 nights. | Up to $1,020 |
August 2025 to October 2025 | Earn up to 60,000 bonus points: Get 30,000 bonus points after spending $3,000 in the first three months from account opening and up to 30,000 more by earning 2 bonus points per dollar spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. | Up to $1,020 |
July 2025 to August 2025 | Earn two free nights after spending $4,000 on purchases in the first three months from account opening. Plus, earn 25,000 bonus points after spending $12,000 on purchases in the first six months from account opening. | Up to $1,037 |
March 2025 to July 2025 | Earn up to 60,000 bonus points: Get 30,000 bonus points after spending $3,000 in the first three months from account opening and up to 30,000 more by earning 2 bonus points per dollar spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. | Up to $1,020 |
January 2025 to March 2025 | Earn up to 65,000 bonus points: Get 35,000 bonus points after spending $3,000 in the first three months from account opening and up to 30,000 more by earning 2 bonus points per dollar spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. | Up to $1,105 |
November 2024 to Janauary 2025 | Earn up to 60,000 bonus points: Get 30,000 bonus points after spending $3,000 in the first three months from account opening and up to 30,000 more by earning 2 bonus points per dollar spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. | Up to $1,020 |
October 2024 to November 2024 | Earn five free nights at any Category 1-4 Hyatt hotel or resort after spending $4,000 on purchases in the first three months of account opening. | Up to $1,530 |
March 2024 to October 2024 | Earn up to 60,000 bonus points: Get 30,000 bonus points after spending $3,000 in the first three months from account opening and up to 30,000 more by earning 2 bonus points per dollar spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. | $1,020 |
January 2024 to March 2024 | Earn 35,000 bonus points after spending $3,000 on purchases in the first three months from account opening. Plus, up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. | $1,105 |
*Bonus offer value is based on TPG's June 2025 valuations and not provided by the credit card issuer.
Currently, new cardholders can earn up to 60,000 points: 30,000 bonus points after spending $3,000 on purchases in the first three months from account opening and up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on up to $15,000 spent.
Highest welcome offer
The highest offer we've seen allowed new cardholders to earn five free nights at any Category 1-4 Hyatt hotel or resort after spending $4,000 on purchases in the first three months of account opening. These nights could be worth up to 90,000 points.
When to apply
If the offer is over 60,000 bonus points or free nights are offered, it's a good time to consider submitting an application.
To learn more, read our full review of the World of Hyatt Credit Card.
Learn more: World of Hyatt Credit Card
Related: Why the World of Hyatt credit card is great for family travelers
World of Hyatt Business Credit Card
The World of Hyatt Business Credit Card offers an interesting variety of perks for business owners, including the ability to earn a 10% redemption bonus, the ability to earn Hyatt statement credits, Discoverist elite status for you and up to five employees and a Hyatt Leverage membership. The card carries a $199 annual fee.

Here are the offers we have seen on the World of Hyatt Business Card:
| Approximate date | Offer | Value* |
|---|---|---|
May 2025 to now | Earn 60,000 bonus points plus Hyatt Explorist status (through Feb. 28, 2026) after spending $7,000 on purchases within the first three months of account opening. This offer ends June 30. | $1,020 (could be higher depending on how you value Explorist status) |
March 2025 to May 2025 | Earn 60,000 bonus points after spending $5,000 on purchases within the first three months of account opening. | $1,020 |
January 2025 to March 2025 | Earn 60,000 bonus points after spending $5,000 on purchases within the first three months of account opening, plus 1 free night at any category 1-4 Hyatt hotel after spending $15,000 on purchases in the first six months of account opening. | Up to $1,326 (depending on how you redeem the free night) |
September 2024 to January 2025 | Earn 60,000 bonus points after spending $5,000 on purchases within the first three months of account opening. | $1,020 |
August 2024 to September 2024 | Up to 75,000 Bonus Points: Earn 60,000 Bonus points after spending $5,000 on purchases in the first three months from account opening. 15,000 more bonus points after spending $12,000 in the first six months. | Up to $1,275
|
March 2024 to August 2024 | Earn 60,000 bonus points after spending $5,000 on purchases within the first three months of account opening. | $1,020 |
January 2024 to March 2024 | Earn 60,000 bonus points after spending $5,000 on purchases within the first 3 months of account opening and earn an additional 15,000 bonus points after spending $12,000 within the first 6 months of account opening. | $1,275 |
October 2023 to January 2024 | Earn 60,000 bonus points after spending $5,000 on purchases within three months from account opening. | $1,020 |
September 2023 to October 2023 | Earn up to 75,000 bonus points. Earn 60,000 bonus points after spending $5,000 on purchases in the first three months from account opening and another 15,000 bonus points after spending $12,000 in the first six months from account opening. | $1,275 |
October 2022 to September 2023 | Earn 60,000 bonus points after spending $5,000 on purchases within three months from account opening. | $1,020 |
August 2021 to October 2022 | Earn 60,000 bonus points after spending $5,000 on purchases within three months from account opening, plus earn double stay credits on hotel stays from Aug. 23 to Dec. 31, 2022. | $1,020 plus double stay credits for a limited time |
May 2022 to August 2022 | Earn 60,000 bonus points after spending $5,000 on purchases within three months from account opening. | $1,020 |
October 2021 to April 2022 | Earn 75,000 bonus points after spending $7,500 on purchases within three months from account opening. | $1,275 |
*Bonus offer value is based on TPG's June 2025 valuations and not provided by the credit card issuer.
Currently, new cardholders can earn 60,000 bonus points plus Hyatt Explorist status (through Feb. 28, 2026) after spending $7,000 on purchases within the first three months of account opening. This offer ends June 30.
Highest welcome offer
The highest welcome offer we've seen on the World of Hyatt Business Card allowed new cardholders to earn 60,000 points after spending $5,000 on purchases in the first three months from account opening, plus 15,000 bonus points after spending $12,000 in the first six months from account opening.
When to apply
If the offer is over 60,000 bonus points and requires $5,000 or less in minimum spending, it meets our criteria for when to apply.
To learn more, read our full review of the World of Hyatt Business Credit Card.
Learn more: World of Hyatt Business Credit Card
Related: 5 reasons I love my World of Hyatt Credit Card and plan to keep it for the long term
Application restrictions
Before applying for World of Hyatt credit cards, you must ensure you are under the infamous Chase 5/24 rule. If you're not, you won't be eligible to be approved for these cards.
The 5/24 rule is a widely known, unpublished rule that means you cannot have opened five or more personal credit cards across all banks in the past 24 months.

Additionally, to be eligible for the welcome bonus, you can't have received a welcome offer in the past 24 months if you previously held either of these cards.
It's also important to note that you can hold both the personal and business versions of the World of Hyatt cards.
Related: Should I get the World of Hyatt Credit Card or transfer points from Chase instead?
Bottom line
Timing your application for a World of Hyatt credit card can mean the difference between an extra free night and thousands of points.
Before you fill out and application, use our historical data to help you determine when the best time to submit an application is, as welcome bonuses are higher in some months than others.
Related reading
TPG featured card
Rewards
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
Rewards Rate
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
$395Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month

