New higher offer: Earn 60,000 bonus points on the Virgin Red Mastercard
Virgin Red might not be the first loyalty program that springs to mind for U.S. travelers. However, if you're someone who wants flexibility, experience-based rewards and transatlantic escapes to the United Kingdom and beyond, you need to know about the valuable Virgin Red Rewards Mastercard®.
Currently, new applicants can earn an elevated bonus of 60,000 Virgin points after spending $4,000 within 90 days of account opening — that's a 50% increase from its previous bonus.
Based on TPG's July 2025 valuations, 60,000 Virgin points are worth an impressive $780. At only a $99 annual fee, the Virgin Red card offers a solid welcome bonus and additional cardholder perks.
So, whether you want to fly across the pond, book a hotel stay or redeem your points for a memorable dining experience, Virgin Red's loyalty program can offer you great value.
The information for the Virgin Red Rewards credit card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
The best ways to use Virgin points
Let's start with flights to Europe. We're huge fans of Virgin Atlantic's Saver fares at TPG. By linking your Virgin Red account with your Virgin Atlantic Flying Club account, you can combine all of your Virgin points into one account, which would allow you to book award flights to London starting at only 6,000 Virgin points plus fees, taxes and surcharges.
That means those 60,000 points from the Virgin Red Rewards Mastercard could net you up to 10 one-way flights to London. Alternatively, you could take the whole family and fly five people round-trip.
If flying isn't your priority, Virgin Red also offers hundreds of ways to redeem your points across food and drinks, health and wellbeing, live events, retail, travel and other spaces.
For example, you could treat yourself and a plus-one to a sunset dinner at the Empire State Building for 31,000 Virgin points, or book a Brooklyn Bridge bike tour for two for only 12,000 points. Since Virgin Hotel reward nights start at just 25,000 points per night, you could also opt to spend your bonus points on a two-night getaway.
You might also choose to save your Virgin points to eventually splurge on a luxury cruise vacation with Virgin Voyages or a stay at one of Virgin's Limited Edition properties, such as Mont Rochelle in South Africa or Son Bunyola in Mallorca, Spain.
Related: Virgin Hotels London-Shoreditch is now open
Benefits of the Virgin Red Rewards Mastercard
Aside from the solid welcome offer, for every dollar you spend on the card, you will earn up to 3 Virgin points. Plus, if you're a regular spender, the card's "Personal Perks" system can be even more rewarding. If you spend $15,000 annually on the card, you can choose a benefit like a companion flight on Virgin Atlantic, up to a $300 bar tab on a Virgin Voyages cruise or a free night stay at Virgin Hotels. If you spend $30,000, you get to pick two perks — and yes, you can pick the same one twice.
Flyers also earn Tier Points toward Virgin Atlantic elite status: 25 Tier Points per $2,500 spent, with a monthly cap of 50 points. If you're strategic with your spending, you could significantly speed up your climb to Silver or Gold Flying Club status, which will allow you to enjoy benefits like bonus Virgin points, free checked baggage, premium check-in and complimentary seat assignments.
There's also an annual third-night-free benefit at participating Virgin Hotels.
Bottom line
With an annual fee of just $99, the Virgin Red Rewards Mastercard offers a solid earning structure and card benefits. Plus, the elevated 60,000-point welcome bonus can be redeemed for travel, lifestyle, events and more.
This loyalty program stands out for offering genuinely fun, experience-driven redemptions. There are many ways to redeem Virgin points at home and abroad, and the card also offers a neat path to Virgin Atlantic Flying Club elite perks.
TPG featured card
at Bilt's secure site
Terms & restrictions apply. See rates & fees.
| 1X | Choose to earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases |
Pros
- Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.