Name: American Express® Gold Card
Brand: American Express

Quick summary

A luxury hotel program offers select premium cardholders extra perks at over 1,000 upscale properties worldwide, including daily breakfast, a property credit and potential room upgrades.
Eligible cardholders can receive statement credits each calendar year for qualifying prepaid stays of two nights or more booked through the program.
Benefits may also include early check-in, late checkout, welcome amenities and complimentary Wi-Fi when available.
Booking through this program can be especially valuable for short stays, boutique hotels or travelers without hotel elite status.

What to consider

Statement credits require prepaid bookings of at least two nights and may be reversed if bookings are canceled or modified.
Not all properties guarantee elite status benefits, but some indicate eligibility for earning elite night credits and loyalty points.
Rates through the program may differ from booking directly, so comparing options is recommended to maximize value.

What you'll miss from the article

A detailed comparison of luxury hotel programs and guidance on when booking through this program offers the best value for your stay.

Generated by AI with support from our editorial team.

Luxury hotel programs offer a pathway for cardholders of select premium credit cards to get extra perks on select hotel stays. One of these programs, The Edit by Chase Travel℠, lets cardholders of select premium Chase credit cards enjoy extra perks, such as daily breakfast, a property credit and space-available upgrades, when they book stays through the program.

In this guide, we'll explain which cards are eligible to book The Edit hotels, the benefits you can enjoy when booking through The Edit by Chase Travel and what you should know about this program.

What is The Edit by Chase Travel, and how does it work?

The Edit by Chase Travel is a luxury hotel program that offers select Chase cardholders extra benefits at more than 1,000 hotels, resorts, lodges and boutique properties worldwide. The properties bookable through The Edit program are a mix of independent properties and those belonging to popular hotel brands, such as Park Hyatt, InterContinental and Four Seasons.

Which Chase cards are eligible for The Edit?

To book a hotel stay through The Edit by Chase Travel, you must have one of the following cards:

Chase Sapphire Reserve® (see rates and fees)
Chase Sapphire Reserve for Business℠ (see rates and fees)
J.P. Morgan Reserve®

The information for the J.P. Morgan Reserve has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

The Edit by Chase Travel benefits and perks explained

When you book a stay through The Edit by Chase Travel, you'll get the following perks:

Daily breakfast for two
A $100 property credit per booking
A welcome amenity (subject to availability)
Complimentary Wi-Fi at properties that offer Wi-Fi
A room upgrade at check-in (when available)
Early check-in and late checkout (when available)

Regent Phu Quoc in Vietnam. CAMERON SPERANCE/THE POINTS GUY

Each property can decide whether to offer sit-down service or a buffet for breakfast. And while you can usually use the $100 property credit for on-site dining, spa services and activities, it's best to confirm with the specific property which charges are eligible.

Meanwhile, the welcome amenity may include local snacks or gifts that are specific to the property or destination. To give yourself the best shot at an upgrade, try to check in earlier in the day.

Be sure to consider the value of these benefits at The Edit hotels when deciding how to book. The price when booking through luxury hotel programs like The Edit by Chase Travel can be similar to booking directly, but it may also be higher or lower.

The Edit statement credits for Sapphire Reserve and Sapphire Reserve for Business cardholders

If you are a primary cardholder of the Chase Sapphire Reserve or the Chase Sapphire Reserve for Business, you're eligible for up to $500 in Sapphire Reserve The Edit credits each calendar year.

You'll get a statement credit of up to $250 for qualifying purchases with The Edit by Chase Travel, for a total maximum accumulation of $500 in statement credits each calendar year. This means you'll need to make at least two purchases with The Edit by Chase Travel each calendar year to fully utilize the credit.

The St. Regis Aruba Resort. LAUREN WASSUM/THE POINTS GUY

Consumer and business Sapphire Reserve cardholders also get up to $250 in additional statement credits in 2026 (through Dec. 31) when they use their card to book one or more qualifying stays at the following hotel brands through Chase Travel (including The Edit):

IHG Hotels & Resorts
Minor Hotels
Montage Hotels & Resorts
Omni Hotels & Resorts
Pan Pacific Hotels and Resorts
Pendry Hotels & Resorts
Virgin Hotels

You'll see an "Eligible for $250 select hotel credit" notation when a property is eligible.

For both types of statement credits, only purchases by you or an authorized user on your account of prepaid “Pay Now” stays of two nights or more are eligible for the credit. Once you make a qualifying purchase, you'll usually see the statement credit post to your account within three business days (but it can take up to four weeks). Note that Chase may reverse the credit if you cancel or modify your booking or if you close your account within 90 days of getting a statement credit.

How to book hotels through The Edit by Chase Travel

To book through The Edit, log in to Chase Travel with an account that has an eligible card. To start a search, enter your destination, dates and number of guests in the search boxes at the top of the page.

Booking a hotel through The Edit by Chase Travel — CHASE

Once you find a hotel you like, click on it and then select the room type you want.

Once you select a room type and rate, you can select whether to pay now (which you'll need to do if you want to use one of the statement credits discussed above) or pay later at the property.

When you pay with your Chase Sapphire Reserve or Chase Sapphire Reserve for Business for purchases through Chase Travel, you'll earn 8 points per dollar spent. Alternatively, if you opt to redeem Chase points, you'll usually get 2 cents per point on Points Boost hotels and 1.65 cents per point on other hotels.

As always, be sure to consider the cancellation policy and any additional hotel charges, such as resort fees, before booking.

Will I earn elite status or loyalty benefits?

When you book through The Edit, your hotel loyalty benefits may be honored. When searching for The Edit hotels, you'll see a notation if the property is eligible for loyalty benefits.

For example, when looking at the Park Hyatt Washington D.C., you'll see an "Eligible for World of Hyatt" notation.

If you see such a notation on a hotel you book through The Edit by Chase Travel, you'll earn elite night credits and hotel points and receive benefits associated with your elite status on your stay.

Is The Edit by Chase Travel worth it?

Booking through The Edit by Chase Travel is generally worth it. However, it's best to compare your booking options to ensure you get the best value and benefits for your stay.

Kimpton Margot Sydney. ERIC ROSEN/THE POINTS GUY

The Edit by Chase Travel resembles American Express’ Fine Hotels + Resorts program, and you can book some hotels through both programs. But when you book with Amex Fine Hotels + Resorts, your late checkout is guaranteed until 4 p.m. Meanwhile, The Edit by Chase Travel only offers late checkout based on availability.

Other card-related luxury hotel programs include Capital One's Lifestyle Collection and Amex’s The Hotel Collection. However, when compared with The Edit by Chase Travel, the benefits from these programs aren’t as extensive or valuable. They do offer the opportunity to book some less expensive hotels, though.

Club InterContinental Lounge at the InterContinental Cartagena de Indias in Colombia. KATIE GENTER/THE POINTS GUY

Finally, booking directly will usually provide more rate options, including AAA, AARP and corporate rates. So, you'll often find less expensive rates when booking directly. Plus, when booking directly, you can also click through an online shopping portal and earn extra rewards on your booking.

In short, compare your benefits and rates across several booking options to decide which is best. Sometimes, it may be worth paying more for a hotel stay booked via The Edit to get the daily breakfast for two and a $100 property credit.

When to use The Edit by Chase Travel

Even if the rates aren’t the lowest, booking through a program like The Edit by Chase Travel can be a good idea in some instances.

Short stays

One of the most significant selling points of The Edit by Chase Travel is the property credit. However, you'll get this benefit per stay, not per night. So, the shorter your stay, the better value this represents.

The St. Regis Cap Cana Resort in the Dominican Republic. TANNER SAUNDERS/THE POINTS GUY

As such, it may be worth booking The Edit hotels for a night or two at the beginning or end of trips to squeeze the most value out of this perk. Keep in mind, though, that you'll need to stay for at least two nights to utilize the statement credits discussed earlier in this guide.

Boutique and nonchain hotels

Booking The Edit hotels is a great way to get some extra perks at boutique and nonchain properties. Some luxury hotels aren’t part of a major hotel loyalty program, so booking through The Edit by Chase Travel can be an excellent way to get more benefits and recognition.

Travelers without elite status

Daily breakfast for two and space-available upgrades at check-in can make you feel like a top-tier elite member, even if you hold no status in the hotel's loyalty program. That's because booking through The Edit by Chase Travel provides many of the same perks as hotel elite status.

The front entrance of the Park Hyatt Paris-Vendôme — Park Hyatt Paris-Vendome. SUMMER HULL/THE POINTS GUY

As such, booking The Edit hotels can be a smart choice when staying at a property that participates in a loyalty program for which you don’t have a high tier of elite status.

Bottom line

If you have the Chase Sapphire Reserve or the Chase Sapphire Reserve for Business, you'll want to book a few stays at The Edit hotels each year to use the statement credits on your card. But even once these statement credits are exhausted, it can still make sense to book stays through The Edit by Chase Travel for on-site perks, such as daily breakfast for two and a $100 property credit.

If you don't have an eligible card, here's a look at the current welcome offers on each card:

Chase Sapphire Reserve: Earn 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
Chase Sapphire Reserve for Business: Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.

TPG featured card

American Express® Gold Card

TPG editor's rating

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
4X	Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X	Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X	Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X	Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X	Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X	Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.

Intro offer

As High As 100,000 points. Find Out Your Offer.

Annual fee

$325

Regular APR

See Pay Over Time APR

Recommended credit

Excellent to Good

Pros + cons

Pros

Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)

Cons

Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits

More details

You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.