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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Guides
How to stack Chase Sapphire Reserve hotel credits for up to $500 in savings at select hotels
Augusta Stone is a credit cards writer for TPG. She joined the TPG team in 2023 and is excited to take points and miles beginners with her on a journey toward maximizing rewards.
June 12, 2026 • 7 min read
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Quick summary
Travelers can combine two separate hotel credits for up to $500 in savings on a single prepaid, two-night stay when booking through a curated luxury hotel platform.
One credit is an ongoing annual benefit, while the other is a one-time offer valid through December 31 for select hotel brands.
Eligible bookings also provide perks such as daily breakfast for two, a property credit, welcome amenities, complimentary Wi-Fi, and potential room upgrades.
A price match feature is available for some users, allowing claims if a lower rate is found elsewhere within 24 hours of booking.
What to consider
Both credits require a minimum two-night prepaid stay booked through the designated travel portal using the 'Pay Now' option.
The one-time hotel credit expires December 31 and applies only to select brands; stacking both credits does not require a four-night stay.
Credits are applied after the stay and may take up to eight weeks to post; points are not earned on portions of the stay covered by credits.
What you'll miss from the article
A detailed guide to finding eligible properties and maximizing combined hotel credits for luxury stays in the U.S. and abroad.
Generated by AI with support from our editorial team.
If you're a Chase Sapphire Reserve® (see rates and fees) cardholder, listen up. You currently have access to two hotel credits that can be stacked up for up to $500 in savings on a single stay.
The first is the card's ongoing credit for prepaid bookings made through The Edit by Chase Travel℠, the issuer's curated luxury hotel booking platform.
The second is a one-time up to $250 credit for prepaid stays at select hotel brands (available through Dec. 31). If you book a property that qualifies for both, you can apply up to $250 from each benefit to the same reservation.
Here's how to find the right properties and get the most out of both credits before the year ends.
You get two up to $250 statement credits per calendar year for stays of at least two nights. Each $250 credit must be used on a separate booking, but either can be combined with the select hotel credit below.
TANNER SAUNDERS/THE POINTS GUY
In addition to the statement credit, you'll receive multiple benefits when booking with The Edit, including:
Daily breakfast for two
A $100 property credit per booking
A welcome amenity (subject to availability)
Complimentary Wi-Fi at properties that offer Wi-Fi
A room upgrade at check-in (when available)
Early check-in and late checkout (when available)
$250 select hotel credit
For 2026, the Sapphire Reserve introduced a one-time up to $250 statement credit for eligible prepaid hotel stays of at least two nights booked through Chase Travel (available through Dec. 31). The select eligible hotel brands covered by this perk are:
IHG Hotels & Resorts
Montage Hotels & Resorts
Pendry Hotels & Resorts
Omni Hotels & Resorts
Virgin Hotels
Minor Hotels
Pan Pacific Hotels and Resorts
OMNI LA MANSION DEL RIO
If IHG piques your interest, the Sapphire Reserve also includes automatic IHG One Rewards Platinum elite status (through Dec. 31, 2027). This offers:
Early check-in and late checkout (when available)
Complimentary room upgrades (when available)
A 60% points bonus on stays
Price match
It's worth noting that prices may be higher in the Chase Travel portal than if you book directly.
A positive is that Chase has launched a price match feature for select cardholders. If your account is eligible and you book a stay through Chase Travel and then find a lower rate (greater than $5) elsewhere, you can submit a claim within 24 hours of booking to have the lower price matched.
Keep in mind hotel details have to be the same, meaning you can't price match a refundanble rate with a nonrefundable rate.
Once you log into Chase Travel, you can start a search to begin hunting for hotels that are covered by both credits.
Let's say you were looking to get $500 off a stay in New York City. I would start in the Chase Travel portal, then filter to one of the brands eligible for the one-time $250 credit.
CHASE TRAVEL
In this example, I'm choosing IHG, since it has a large footprint.
Note that these credits won't apply at the time of booking; they'll be applied to your statement after your stay. It may take up to eight weeks for both statement credits to post to your account.
CHASE
Giselle Gomez, managing editor of credit cards, recently stacked her statement credits for a stay at the Kimpton St Honoré Paris. They posted to her account almost immediately after booking.
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GISELLE GOMEZ/THE POINTS GUY
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GISELLE GOMEZ/THE POINTS GUY
While at the hotel, Giselle got to enjoy a room upgrade, free breakfast for two that would have otherwise cost 84 euros a day, a complimentary bottle of wine upon check-in and a $100 property credit that she used toward room service and drinks with her husband.
5 properties where you can stack your Sapphire Reserve hotel credits
With all of this in mind, here are five more dream-worthy properties in the U.S. and abroad to serve as inspiration for where you can stack your credits.
Montage Palmetto Bluff (South Carolina)
The Montage Palmetto Bluff is a nature-forward, relaxing escape located between South Carolina's Hilton Head Island and Savannah, Georgia.
TRAVIS LEVIUS/THE POINTS GUY
Areas around the resort include a golf course, three outdoor pools and a full spa.
Pendry San Diego (California)
The Pendry in San Diego is a standout property that blends modern luxury with classic California.
PENDRY SAN DIEGO/FACEBOOK
Located two blocks from Petco Park, it's a solid choice for visitors looking for a fabulous stay in the city.
Kimpton Main Frankfurt (Germany)
The stylish Kimpton Main Frankfurt opened in 2025 and is an excellent place to stay while exploring the German city.
RACHEL CRAFT/THE POINTS GUY
The property's colorful rooms and central location are two highlights.
Six Senses Kyoto (Japan)
Relaxation is at the forefront of the Six Senses Kyoto, the brand's first Japan property, which opened in 2024.
TANNER SAUNDERS/THE POINTS GUY
A stay here could include a visit to the luxurious spa or seasonal restaurant.
Limitations and restrictions to know before you book
You'll need to stay at least two nights to trigger either credit, but you don't have to book four nights to stack them. You can stack both credits on a single two-night stay.
If you're into earning valuable Chase Ultimate Rewards points, you'll want to keep in mind that you won't earn points on the portion of your stay covered by either credit. However, you will still earn 8 points per dollar on any spend above the credits.
PHOTO COURTESY OF MONTAGE LOS CABOS/FACEBOOK
Finally, the hotel stay must be prepaid through the "Pay Now" option through Chase Travel to receive either credit.
Stacking the Sapphire Reserve's Edit credit with the 2026 select hotel credit is one of the most straightforward ways to get up to $500 off a single stay. Simply find a property in The Edit that's also part of an eligible brand, book two prepaid nights through Chase Travel, and both credits will apply to the same reservation.
Just note that the credits won't appear right away, as it may take up to eight weeks for the credits to show up on your statement.
And, remember that the select hotel credit expires Dec. 31, so if you've been eyeing a stay at one of these properties, now is the time to book.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
