Skip to content

I checked out Bilt's new Home Away from Home hotel collection — here's what you need to know

Sept. 18, 2025
7 min read
Ritz Carlton Portland
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

Editor's Note

TPG founder Brian Kelly is a Bilt adviser and investor.

Many credit card issuers have their own luxury hotel program — think American Express' Fine Hotels + Resorts and The Edit by Chase Travel℠. These programs are available to only the most premium cardholders and come with benefits such as free breakfast and complimentary room upgrades.

Bilt shook things up in July when it announced its new Home Away from Home hotel collection, which is available to members with Gold status and above — whether or not they have the Bilt Mastercard®.

I booked a stay at the Ritz-Carlton in Portland, Oregon, through Home Away from Home to test out the benefits.

The information for the Bilt Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Booking through Bilt Home Away from Home

Before I booked my stay, I compared the prices and benefits among four booking platforms: Bilt Home Away from Home, Amex Fine Hotels + Resorts, Chase's The Edit and directly with Marriott.

ProgramCash pricePoints priceBenefits
Bilt Home Away from Home
$667
Not available for this booking, but would be 53,300 for this price if available
  • Room upgrade upon arrival*
  • Daily breakfast for two
  • Early check-in and late checkout*
  • $100 food-and-beverage credit
  • Bilt travel concierge
Amex Fine Hotels + Resorts
$667
66,700
  • Room upgrade upon arrival*
  • Daily breakfast for two
  • $100 credit toward eligible charges
  • 12 p.m. check-in*
  • Guaranteed 4 p.m. checkout
Chase's The Edit
$667
33,350 (thanks to a Points Boost deal at time of booking)
  • Room upgrade upon arrival*
  • Daily breakfast for two
  • $100 property credit (includes dining, spa or other property activities)
  • Early check-in/late checkout*
  • Welcome amenity
Marriott
$654
110,500
  • None (outside of elite status)

*If available

The cash price through the three issuer collections was the same at $667 per night. Even though this is $13 more than booking directly with Marriott, each collection includes more than $100 in added value, so booking through one of these programs was a no-brainer.

It is worth noting that not all properties in Bilt Home Away from Home are available to book with points. Bilt has told us that it's working to increase the number of properties available to book with points, but be sure to check the property you want to book if you're hoping to use points.

To book, simply search in Bilt's travel portal (either through bilt.com or the Bilt app) for hotels in a given destination and date range. If you have Gold status or above, Home Away from Home properties will be flagged within your search. You can also add a filter in your search so that only Home Away from Home properties show up.

Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts
BILT

Related: A comparison of luxury hotel programs from credit card issuers

Bilt Home Away from Home benefits

Early check-in

Home Away from Home stays include early check-in and late checkout when available. My flight got in early, so I alerted my travel concierge (more on that below) that I was hoping to score an early check-in. I was thrilled to learn that my room was ready for me as soon as I arrived — no leaving my bags behind and needing to kill time before check-in.

Daily breakfast

Home Away from Home stays include a daily breakfast credit for up to two people, but the amount of the credit and ways it can be used vary among properties.

The daily breakfast for two at this property came in the form of an $80 breakfast credit to use either in the hotel restaurant or for a room service order, but did not apply to tax, tip, alcohol purchases or service fees.

EMILY THOMPSON/THE POINTS GUY

$100 property credit

As with other hotel programs, you'll receive a $100 property credit as part of your booking. Once again, the exact things covered by the credit will vary among properties.

I was able to use mine toward food and drinks at the hotel bar or restaurant, which was perfect for grabbing appetizers and drinks before heading out for the evening.

EMILY THOMPSON/THE POINTS GUY

Room upgrade

I booked a deluxe king room, but I was upgraded to a room on a high floor with a mountain view. While not necessarily a huge monetary difference, the higher floor made for some great views, making the experience even better.

Bonus points

You'll earn 2 Bilt Points per dollar spent when booking any travel through Bilt's portal, plus the 2 Bilt points per dollar spent on a travel purchase if you book with your Bilt Mastercard, for a total of 4 Bilt points per dollar spent if you book with your Bilt card. You must use your card five times each statement period to earn points.

Even better — I also earned Marriott Bonvoy points for my stay, which isn't always a given when booking through a third party.

Related: What you need to know about direct vs. third-party travel bookings

Dedicated Bilt travel concierge

After booking my stay through Home Away from Home, I was given a dedicated travel concierge through Virtuoso to help with anything I needed. Right away, she gave me some general recommendations for things to do during my stay.

BILT

She also made sure my room was ready for early check-in, recommended a restaurant for dinner that was part of Bilt Dining (so I earned even more Bilt points!) and made dinner reservations for me. Even better, messaging her was easy — I had a chat feature as a part of my travel details in my Bilt app and on the homepage of my Bilt account.

Bilt has also announced that personalized neighborhood guides will be available later this year. These guides will include local recommendations to help you make even better decisions about where to go and what to do while you're traveling.

Bottom line

Bilt's Home Away from Home collection is an excellent addition to the Bilt Rewards program, especially for anyone who wants access to a premium property collection without being tied to one premium credit card. The benefits of the property credit, daily breakfast and dedicated concierge made it an easy decision to book through the collection — with the added benefit of earning bonus Bilt points on my stay. Home Away from Home is certainly a collection to keep on your radar, especially as Bilt continues to make it even better.

Related reading:

Featured image by EMILY THOMPSON/THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Rewards rate
3XEarn 3X Miles on Delta purchases.
1XEarn 1X Miles on all other eligible purchases.
Intro offer
Open Intro bonus
Earn up to 125,000 Bonus Miles
Annual fee
$650
Regular APR
19.49%-28.49% Variable
Recommended credit
Open Credit score description
Excellent to Good

Pros

  • Delta SkyClub access when flying Delta
  • Annual companion ticket for travel on Delta (upon renewal)
  • Ability to earn MQDs through spending
  • Various statement credits for eligible purchases

Cons

  • Steep annual fee of $650
  • Other Delta cobranded cards offer superior earning categories
  • Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
  • Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
  • Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $650 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • See Rates & Fees