How do you apply for a business gas card?

First, determine which business gas card is right for you and if you meet the eligibility criteria and qualify. For all business credit card applications, you will need a taxpayer identification number, which can be your Social Security number or employer identification number. Once you meet any criteria set forth by the bank, gather any necessary documents and paperwork, and you can apply through the links above.

What is the easiest business gas card to get?

You might have a higher chance of approval for business cards that require just a “good” credit score (above 670) rather than an “excellent” one (above 800). An easier path to approval for your first business credit card is if you already have a banking relationship with one of the credit card issuers.

What is the best gas card for small businesses?

The best card for small businesses depends on your business's needs. Examine whether paying an annual fee to earn more rewards in the gas category is worth it. Alternatively, you could pay no annual fee but earn fewer rewards. Additionally, choose the type of rewards you want to earn, whether that’s cash back or a transferable points currency such as Chase Ultimate Rewards or American Express Membership Rewards points.

Can I get a gas card for my business?

Contrary to popular belief, you don’t have to own a business to get a business credit card. You can be a freelancer, sole proprietor or independent contractor for gig apps like Uber and DoorDash. Note that many business cards require good to excellent credit scores to be approved.

Credit Cards

Best business credit cards for gas of October 2026

By
Stephanie StevensAssociate credit cards writer
Stephanie Stevens is an associate writer with TPG's credit cards team. She focuses on creating timely credit cards content for TPG readers.
and
Gabrielle BernardiniSenior editor
Gabrielle Bernardini is the senior points and miles editor at TPG. Joining the team in 2023, she focuses on helping people utilize their credit card rewards to travel for less.
Edited by
Matt MoffittContributing editor
Matt Moffitt is a contributing editor and expert in getting the most out of credit cards and points (he carries at least 25 cards in his wallet at any given time). Originally from Sydney, Australia, he won the Green Card Lottery and lived in Austin, Texas for 10 years before relocating to Spain in 2025.
Reviewed by
Stanley SanfordCompliance manager
Compliance manager Stanley Sanford has years of compliance experience in the credit card industry dating back to 2017. He's reviewed content for several reputable sites, including CreditCards.com, Bankrate, CNET. and even thepointsguy.com before leading the compliance team for The Points Guy full time in early 2022.

UpdatedSeptember 21, 2026

At The Points Guy, our goal is to help you maximize your travel experiences while minimizing spending. While we do receive compensation through our credit card application links, ads and clearly indicated sponsored content, our editorial content, points valuations and card analyses are entirely our own. Learn more about our advertising policy and product review methodology.

Best for no annual fee rewards earning

The Blue Business® Plus Credit Card from American Express

Intro offer15,000 Membership Rewards® points
Annual feeNo annual fee
You'll earn2x
Regular APR16.99% - 28.74% Variable

Apply now

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Gas is a common expense for many businesses, which is why you should consider adding one of our top picks for the best business credit cards for gas to your wallet. If you (or your employees) frequently need to fill up at the pump, these cards are a great way for small businesses to maximize the spending they’re already doing.

The cards that we have selected for this list can help small businesses work toward their financial goals, whether that is accumulating points and miles or earning cash back. There are many ways to earn every time you fill up, and we want you to get the best return on your purchases. Consider applying for one of these best business credit cards for gas.

Browse by card categories

Best for no annual fee rewards earning

The Blue Business® Plus Credit Card from American Express

TPG editor's rating

4Go to review

The Blue Business® Plus Credit Card from American Express

TPG editor's rating

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
2X	Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.

Intro offer

15,000 Membership Rewards® points

Annual fee

No annual fee

Regular APR

16.99% - 28.74% Variable

Recommended credit

Excellent to Good

Why we chose it

The Blue Business Plus Credit Card from American Express is a great card for business owners looking for reward earning without a high annual fee. The card earns 2 American Express Membership Rewards points per dollar spent on all purchases, up to $50,000 in annual spending, then 1 point per dollar. Based on creditworthiness, new card members can also qualify for an introductory APR on new purchases. The Blue Business Plus does impose foreign transaction fees, so there may be better options for international business travelers. Read more about the Blue Business Preferred Card here.

Pros + cons

Pros

No annual fee
Earn Membership Rewards points
Transfer points to 20 airline and hotel partners

Cons

2 points per dollar spent earning rate is capped at $50,000 per calendar year; then 1 point per dollar spent thereafter
No higher bonus categories for business-related spending

More details

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.99% - 28.74%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
You’ve got the power to spend above your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
No Annual Fee
Terms Apply.

Why we chose it

View more

Pros

No annual fee
Earn Membership Rewards points
Transfer points to 20 airline and hotel partners

Cons

2 points per dollar spent earning rate is capped at $50,000 per calendar year; then 1 point per dollar spent thereafter
No higher bonus categories for business-related spending

Why we chose it

Pros + cons

Pros

No annual fee
Earn Membership Rewards points
Transfer points to 20 airline and hotel partners

Cons

2 points per dollar spent earning rate is capped at $50,000 per calendar year; then 1 point per dollar spent thereafter
No higher bonus categories for business-related spending

More details

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.99% - 28.74%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
You’ve got the power to spend above your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
No Annual Fee
Terms Apply.

Why we chose it

Pros

No annual fee
Earn Membership Rewards points
Transfer points to 20 airline and hotel partners

Cons

2 points per dollar spent earning rate is capped at $50,000 per calendar year; then 1 point per dollar spent thereafter
No higher bonus categories for business-related spending

Best for no annual fee rewards earning

The Blue Business® Plus Credit Card from American Express

TPG editor's rating

4Go to review

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Intro offer

15,000 Membership Rewards® points

Annual fee

No annual fee

Regular APR

16.99% - 28.74% Variable

Recommended credit

Excellent to Good

Why we chose it

Pros + cons

Pros

No annual fee
Earn Membership Rewards points
Transfer points to 20 airline and hotel partners

Cons

2 points per dollar spent earning rate is capped at $50,000 per calendar year; then 1 point per dollar spent thereafter
No higher bonus categories for business-related spending

More details

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.99% - 28.74%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
You’ve got the power to spend above your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
No Annual Fee
Terms Apply.

Best for Preferred Rewards members

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

TPG editor's rating

3.5Go to review

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

TPG editor's rating

3.5

at Bank of America's secure site.

Rewards rate

Rewards rate
Rate	Category
3%	Earn 3% cash back in the category of your choice (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
2%	Earn 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
1%	Earn 1% cash back on all other purchases.

Intro offer

Get a $500 online cash rewards bonus

Annual fee

Regular APR

16.99% - 26.99% Variable APR on purchases and balance transfers

Recommended credit

Excellent Credit

Why we chose it

The Bank of America Business Advantage Customized Cash Rewards card is a great cash-back option for smaller businesses. Cardholders get unlimited 1% cash back on all purchases but 2% cash back on dining and 3% on a category of their choice, which includes gas stations and EV charging stations, all for no annual fee. Bonus earning rates are applicable for up to $50,000 in combined spending in a calendar year (then 1% thereafter) — though if you’re a Bank of America Preferred Rewards for Business Program member, you can enjoy up to 75% more rewards on all purchases. In addition, the card offers an introductory APR on new purchases and a sign-up bonus, though since the card imposes foreign transaction fees, it may not be the best choice for international business travelers. Read more about the Bank of America Business Advantage Customized Cash card here.

Pros + cons

Pros

Multiple bonus cash-back categories.
Unlimited flat-rate cash back on all other purchases.
There is no annual fee.
Bank of America Preferred Rewards for Business program members are eligible for elevated rewards earning.
$500 online cash rewards bonus when cardholders make at least $5,000 in net purchases within 90 days of account opening.

Cons

3% foreign transaction fee.
Capped earning on bonus categories.
3% bonus category has to be manually chosen and can only be changed once a month.

More details

$500 Online Cash Rewards Bonus Offer: Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), and 1% cash back on all other purchases.
You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
No annual fee.
Choose how to redeem your cash rewards-as a deposit into your eligible Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
Easily view a snapshot of your prior spending in each 3% category so you can choose the right one for you.
0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 16.99% - 26.99% will apply.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Why we chose it

View more

Pros

Multiple bonus cash-back categories.
Unlimited flat-rate cash back on all other purchases.
There is no annual fee.
Bank of America Preferred Rewards for Business program members are eligible for elevated rewards earning.
$500 online cash rewards bonus when cardholders make at least $5,000 in net purchases within 90 days of account opening.

Cons

3% foreign transaction fee.
Capped earning on bonus categories.
3% bonus category has to be manually chosen and can only be changed once a month.

$500 Online Cash Rewards Bonus Offer: Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), and 1% cash back on all other purchases.
You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
No annual fee.
Choose how to redeem your cash rewards-as a deposit into your eligible Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
Easily view a snapshot of your prior spending in each 3% category so you can choose the right one for you.
0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 16.99% - 26.99% will apply.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Why we chose it

Pros + cons

Pros

Multiple bonus cash-back categories.
Unlimited flat-rate cash back on all other purchases.
There is no annual fee.
Bank of America Preferred Rewards for Business program members are eligible for elevated rewards earning.
$500 online cash rewards bonus when cardholders make at least $5,000 in net purchases within 90 days of account opening.

Cons

3% foreign transaction fee.
Capped earning on bonus categories.
3% bonus category has to be manually chosen and can only be changed once a month.

More details

$500 Online Cash Rewards Bonus Offer: Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), and 1% cash back on all other purchases.
You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
No annual fee.
Choose how to redeem your cash rewards-as a deposit into your eligible Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
Easily view a snapshot of your prior spending in each 3% category so you can choose the right one for you.
0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 16.99% - 26.99% will apply.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Why we chose it

Pros

Multiple bonus cash-back categories.
Unlimited flat-rate cash back on all other purchases.
There is no annual fee.
Bank of America Preferred Rewards for Business program members are eligible for elevated rewards earning.
$500 online cash rewards bonus when cardholders make at least $5,000 in net purchases within 90 days of account opening.

Cons

3% foreign transaction fee.
Capped earning on bonus categories.
3% bonus category has to be manually chosen and can only be changed once a month.

$500 Online Cash Rewards Bonus Offer: Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), and 1% cash back on all other purchases.
You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
No annual fee.
Choose how to redeem your cash rewards-as a deposit into your eligible Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
Easily view a snapshot of your prior spending in each 3% category so you can choose the right one for you.
0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 16.99% - 26.99% will apply.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Best for Preferred Rewards members

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

TPG editor's rating

3.5Go to review

at Bank of America's secure site.

Intro offer

Get a $500 online cash rewards bonus

Annual fee

Regular APR

16.99% - 26.99% Variable APR on purchases and balance transfers

Recommended credit

Excellent Credit

Why we chose it

Pros + cons

Pros

Multiple bonus cash-back categories.
Unlimited flat-rate cash back on all other purchases.
There is no annual fee.
Bank of America Preferred Rewards for Business program members are eligible for elevated rewards earning.
$500 online cash rewards bonus when cardholders make at least $5,000 in net purchases within 90 days of account opening.

Cons

3% foreign transaction fee.
Capped earning on bonus categories.
3% bonus category has to be manually chosen and can only be changed once a month.

More details

$500 Online Cash Rewards Bonus Offer: Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), and 1% cash back on all other purchases.
You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
No annual fee.
Choose how to redeem your cash rewards-as a deposit into your eligible Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
Easily view a snapshot of your prior spending in each 3% category so you can choose the right one for you.
0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 16.99% - 26.99% will apply.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Best for Chase Ultimate Rewards

Ink Business Cash® Credit Card

TPG editor's rating

4Go to review

TPG editor's rating

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
5%	Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
2%	Earn 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year.
1%	Earn 1% cash back on all other purchases.

Intro offer

Earn $750 bonus cash back

Annual fee

Regular APR

16.74% - 24.74% Variable

Recommended credit

670-850

Good, Excellent

Why we chose it

The Ink Business Cash Credit Card is a solid no-annual-fee business card. You’ll earn 2% cash back at gas stations and restaurants (up to $25,000 in combined purchases each year). The card also provides 5% cash back on office supplies and telecommunication purchases (up to $25,000 in combined purchases each year) and then 1% back on all other purchases. It offers an introductory APR for purchases and a solid welcome offer. But where the card really shines is when you have a premium Chase Ultimate Rewards card. That’s because the cash-back on the Ink Cash can be transferred to a card that earns fully transferable Ultimate Rewards points, potentially doubling the value of its welcome bonus. Read more about the Ink Business Cash Credit Card here.

Pros + cons

Pros

Valuable welcome offer
No annual fee means this is a good card for businesses that want to keep operating costs low
Decent earning rates across popular categories for businesses

Cons

5% cash back earned on certain categories is capped at the first $25,000 you make in combined purchases each account anniversary year

More details

Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening
Earn 5% cash back at office supply stores and on internet, cable and phone services each account anniversary year on the first $25,000 in combined spend
Earn 2% cash back on dining and gas each account anniversary year on the first $25,000 spent in combined spend.
Earn 1% cash back on all other purchases with no limit to the amount you can earn.
Earn 5% total cash back on Lyft rides through 9/30/27.
As a Chase cardmember, you’ll be automatically checked for a credit line increase at least every 6 months.
Complimentary three-month lnstacart+ membership.
No Annual Fee
0% introductory APR for 12 months on purchases
Member FDIC

Why we chose it

View more

Pros

Valuable welcome offer
No annual fee means this is a good card for businesses that want to keep operating costs low
Decent earning rates across popular categories for businesses

Cons

5% cash back earned on certain categories is capped at the first $25,000 you make in combined purchases each account anniversary year

Why we chose it

Pros + cons

Pros

Valuable welcome offer
No annual fee means this is a good card for businesses that want to keep operating costs low
Decent earning rates across popular categories for businesses

Cons

5% cash back earned on certain categories is capped at the first $25,000 you make in combined purchases each account anniversary year

More details

Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening
Earn 5% cash back at office supply stores and on internet, cable and phone services each account anniversary year on the first $25,000 in combined spend
Earn 2% cash back on dining and gas each account anniversary year on the first $25,000 spent in combined spend.
Earn 1% cash back on all other purchases with no limit to the amount you can earn.
Earn 5% total cash back on Lyft rides through 9/30/27.
As a Chase cardmember, you’ll be automatically checked for a credit line increase at least every 6 months.
Complimentary three-month lnstacart+ membership.
No Annual Fee
0% introductory APR for 12 months on purchases
Member FDIC

Why we chose it

Pros

Valuable welcome offer
No annual fee means this is a good card for businesses that want to keep operating costs low
Decent earning rates across popular categories for businesses

Cons

5% cash back earned on certain categories is capped at the first $25,000 you make in combined purchases each account anniversary year

Best for Chase Ultimate Rewards

Ink Business Cash® Credit Card

TPG editor's rating

4Go to review

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Intro offer

Earn $750 bonus cash back

Annual fee

Regular APR

16.74% - 24.74% Variable

Recommended credit

670-850

Good, Excellent

Why we chose it

Pros + cons

Pros

Valuable welcome offer
No annual fee means this is a good card for businesses that want to keep operating costs low
Decent earning rates across popular categories for businesses

Cons

5% cash back earned on certain categories is capped at the first $25,000 you make in combined purchases each account anniversary year

More details

Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening
Earn 5% cash back at office supply stores and on internet, cable and phone services each account anniversary year on the first $25,000 in combined spend
Earn 2% cash back on dining and gas each account anniversary year on the first $25,000 spent in combined spend.
Earn 1% cash back on all other purchases with no limit to the amount you can earn.
Earn 5% total cash back on Lyft rides through 9/30/27.
As a Chase cardmember, you’ll be automatically checked for a credit line increase at least every 6 months.
Complimentary three-month lnstacart+ membership.
No Annual Fee
0% introductory APR for 12 months on purchases
Member FDIC

Best for unlimited flat-rate earning
Capital One Spark Cash Plus
TPG editor's rating
3.5
Go to review
Compare Capital One Spark Cash Plus
TPG editor's rating
3.5
at Capital One's secure site.
Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate Category
2% 2% cash back on every purchase
5% 5% cash back on hotels and rental cars booked through Capital One Business Travel
Intro offer
Earn $2,000
Annual fee
$150
Regular APR
25.99% (Variable)
Recommended credit
740-850
Excellent
Why we chose it
The Capital Spark Cash Plus is a great cash back card for larger businesses with high spending. It allows business owners to earn unlimited 2% cash back on every purchase, and Capital One will refund the card’s annual fee if the business meets a minimum spend of $150,000 annually. Read our full review of the Capital One Spark Cash Plus credit card.

Pros + cons
Pros
The card features unlimited 2% cash back on every purchase.
It offers a welcome bonus.
Hotels and rental cars booked through Capital One Business Travel are eligible for 5% cash back.
Cons
The card has a $150 annual fee.
The required spend to refund credit card fees is very high.
The card’s balance must be paid in full every month.
More details
Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months
Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
Enjoy big purchasing power so you can spend more and earn more rewards. The Spark Cash Plus card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel
Streamline your accounts payable process, employee spending, and more from your online account with free business management tools
Empower your teams to make business purchases while you earn rewards from their transactions with free employee and virtual cards
$150 annual fee - Spend $150,000 annually and Capital One will refund this fee every year
Your card is designed to be paid in full. However you have the option to carry over a portion of your balance with interest if needed. Pay at least the minimum payment amount by your payment due date, otherwise you'll be charged a 2.99% late fee
For businesses that need large spending capacity and want to maximize cash back
Top rated mobile app
Why we chose it
The Capital Spark Cash Plus is a great cash back card for larger businesses with high spending. It allows business owners to earn unlimited 2% cash back on every purchase, and Capital One will refund the card’s annual fee if the business meets a minimum spend of $150,000 annually. Read our full review of the Capital One Spark Cash Plus credit card.

View more
Pros
The card features unlimited 2% cash back on every purchase.
It offers a welcome bonus.
Hotels and rental cars booked through Capital One Business Travel are eligible for 5% cash back.
Cons
The card has a $150 annual fee.
The required spend to refund credit card fees is very high.
The card’s balance must be paid in full every month.
Why we chose it
The Capital Spark Cash Plus is a great cash back card for larger businesses with high spending. It allows business owners to earn unlimited 2% cash back on every purchase, and Capital One will refund the card’s annual fee if the business meets a minimum spend of $150,000 annually. Read our full review of the Capital One Spark Cash Plus credit card.

Pros + cons
Pros
The card features unlimited 2% cash back on every purchase.
It offers a welcome bonus.
Hotels and rental cars booked through Capital One Business Travel are eligible for 5% cash back.
Cons
The card has a $150 annual fee.
The required spend to refund credit card fees is very high.
The card’s balance must be paid in full every month.
More details
Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months
Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
Enjoy big purchasing power so you can spend more and earn more rewards. The Spark Cash Plus card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel
Streamline your accounts payable process, employee spending, and more from your online account with free business management tools
Empower your teams to make business purchases while you earn rewards from their transactions with free employee and virtual cards
$150 annual fee - Spend $150,000 annually and Capital One will refund this fee every year
Your card is designed to be paid in full. However you have the option to carry over a portion of your balance with interest if needed. Pay at least the minimum payment amount by your payment due date, otherwise you'll be charged a 2.99% late fee
For businesses that need large spending capacity and want to maximize cash back
Top rated mobile app
Why we chose it
The Capital Spark Cash Plus is a great cash back card for larger businesses with high spending. It allows business owners to earn unlimited 2% cash back on every purchase, and Capital One will refund the card’s annual fee if the business meets a minimum spend of $150,000 annually. Read our full review of the Capital One Spark Cash Plus credit card.

Pros
The card features unlimited 2% cash back on every purchase.
It offers a welcome bonus.
Hotels and rental cars booked through Capital One Business Travel are eligible for 5% cash back.
Cons
The card has a $150 annual fee.
The required spend to refund credit card fees is very high.
The card’s balance must be paid in full every month.
Best for unlimited flat-rate earning
Capital One Spark Cash Plus
Compare Capital One Spark Cash Plus
TPG editor's rating
3.5
Go to review
at Capital One's secure site.
Terms & restrictions apply. See rates & fees.
Intro offer
Earn $2,000
Annual fee
$150
Regular APR
25.99% (Variable)
Recommended credit
740-850
Excellent
Why we chose it
The Capital Spark Cash Plus is a great cash back card for larger businesses with high spending. It allows business owners to earn unlimited 2% cash back on every purchase, and Capital One will refund the card’s annual fee if the business meets a minimum spend of $150,000 annually. Read our full review of the Capital One Spark Cash Plus credit card.

Pros + cons
Pros
The card features unlimited 2% cash back on every purchase.
It offers a welcome bonus.
Hotels and rental cars booked through Capital One Business Travel are eligible for 5% cash back.
Cons
The card has a $150 annual fee.
The required spend to refund credit card fees is very high.
The card’s balance must be paid in full every month.
More details
Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months
Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
Enjoy big purchasing power so you can spend more and earn more rewards. The Spark Cash Plus card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel
Streamline your accounts payable process, employee spending, and more from your online account with free business management tools
Empower your teams to make business purchases while you earn rewards from their transactions with free employee and virtual cards
$150 annual fee - Spend $150,000 annually and Capital One will refund this fee every year
Your card is designed to be paid in full. However you have the option to carry over a portion of your balance with interest if needed. Pay at least the minimum payment amount by your payment due date, otherwise you'll be charged a 2.99% late fee
For businesses that need large spending capacity and want to maximize cash back
Top rated mobile app

Rewards rate
Rate	Category
2%	2% cash back on every purchase
5%	5% cash back on hotels and rental cars booked through Capital One Business Travel

Best for Costco shoppers

Costco Anywhere Visa® Business Card by Citi

TPG editor's rating

3Go to review

Costco Anywhere Visa® Business Card by Citi

TPG editor's rating

at Citi's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
4% and 5%	Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
3%	3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
2%	2% cash back on all other purchases from Costco and Costco.com
1%	1% cash back on all other purchases

Annual fee

Regular APR

18.99% - 26.99% (Variable)

Recommended credit

Excellent Credit

Why we chose it

The Costco Anywhere Visa Business Card mimics the consumer version with no annual fee and a strong earning rate on Costco and everyday purchases. However, the benefit of carrying a business card is that you get to separate your business and personal expenses, making it easier to keep your finances in check. To learn more, read our full review of the Costco Anywhere Visa Business Card.

Pros + cons

Pros

Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and EV charging purchases for the first $7,000 in combined purchases per year (then 1% thereafter); 3% cash back on restaurants and eligible travel purchases; 2% cash back on Costco purchases; 1% on everything else.
Purchase protection
Extended warranty
Citi Entertainment access
No annual fee

Cons

No sign-up bonus offered.
You can only redeem your cash back once per year in February.
A Costco membership is required to apply.

More details

Discover the only business credit card designed exclusively for Costco members
Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
2% cash back on all other purchases from Costco and Costco.com
1% cash back on all other purchases
No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
Whether you're traveling for business or pleasure, enjoy no foreign transaction fees on purchases
Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Why we chose it

View more

Pros

Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and EV charging purchases for the first $7,000 in combined purchases per year (then 1% thereafter); 3% cash back on restaurants and eligible travel purchases; 2% cash back on Costco purchases; 1% on everything else.
Purchase protection
Extended warranty
Citi Entertainment access
No annual fee

Cons

No sign-up bonus offered.
You can only redeem your cash back once per year in February.
A Costco membership is required to apply.

Why we chose it

Pros + cons

Pros

Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and EV charging purchases for the first $7,000 in combined purchases per year (then 1% thereafter); 3% cash back on restaurants and eligible travel purchases; 2% cash back on Costco purchases; 1% on everything else.
Purchase protection
Extended warranty
Citi Entertainment access
No annual fee

Cons

No sign-up bonus offered.
You can only redeem your cash back once per year in February.
A Costco membership is required to apply.

More details

Discover the only business credit card designed exclusively for Costco members
Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
2% cash back on all other purchases from Costco and Costco.com
1% cash back on all other purchases
No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
Whether you're traveling for business or pleasure, enjoy no foreign transaction fees on purchases
Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Why we chose it

Pros

Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and EV charging purchases for the first $7,000 in combined purchases per year (then 1% thereafter); 3% cash back on restaurants and eligible travel purchases; 2% cash back on Costco purchases; 1% on everything else.
Purchase protection
Extended warranty
Citi Entertainment access
No annual fee

Cons

No sign-up bonus offered.
You can only redeem your cash back once per year in February.
A Costco membership is required to apply.

Best for Costco shoppers

Costco Anywhere Visa® Business Card by Citi

TPG editor's rating

3Go to review

at Citi's secure site.
Terms & restrictions apply. See rates & fees.

Annual fee

Regular APR

18.99% - 26.99% (Variable)

Recommended credit

Excellent Credit

Why we chose it

Pros + cons

Pros

Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and EV charging purchases for the first $7,000 in combined purchases per year (then 1% thereafter); 3% cash back on restaurants and eligible travel purchases; 2% cash back on Costco purchases; 1% on everything else.
Purchase protection
Extended warranty
Citi Entertainment access
No annual fee

Cons

No sign-up bonus offered.
You can only redeem your cash back once per year in February.
A Costco membership is required to apply.

More details

Discover the only business credit card designed exclusively for Costco members
Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
2% cash back on all other purchases from Costco and Costco.com
1% cash back on all other purchases
No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
Whether you're traveling for business or pleasure, enjoy no foreign transaction fees on purchases
Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Best for rewards earning

American Express® Business Gold Card

TPG editor's rating

3.5Go to review

TPG editor's rating

3.5

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
4X	Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
3X	Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com or the Amex Travel App™ using your Business Gold Card.*
1X	Earn 1X on all other eligible purchases.

Intro offer

As High As 200,000 points. Find Out Your Offer.

Annual fee

$375

Regular APR

17.99% - 28.74% Variable

Recommended credit

Excellent to Good

Why we chose it

The American Express Business Gold card is a great choice for businesses looking for solid rewards. The card earns 4 Membership Rewards points per dollar spent on your top two spending categories each billing cycle, a list that includes gas stations (up to $150,000 in combined purchases every calendar year, then 1 point per dollar after), 3 points per dollar on flights and prepaid hotels booked through AmexTravel.com or the Amex Travel App™, and 1 point per dollar on all other purchases. American Express Membership Rewards points are transferable to 16 airlines and four hotel transfer partners, but if you use your points for a flight with Amex Travel. The Amex Business Gold card is not for everyone with its hefty $375 annual fee, but it can be a good fit for a high-spending small business looking for flexible rewards. Read more about the American Express Business Gold Card here.

Pros + cons

Pros

Earn 4 Membership Rewards points per dollar spent in the top two spend categories each billing cycle (on the first $150,000 in combined purchases each calendar year, then 1 point per dollar spent thereafter)
This card comes with a solid welcome offer
Up to $12.95 monthly Walmart+ statement credit (plus applicable taxes and fees; subject to auto renewal; plus ups not eligible; enrollment required)
Monthly up to $20 flexible business statement credit (enrollment required)

Cons

$375 annual fee
There may be better options for small businesses who don't spend a lot

More details

As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at Grubhub, Office Supply Stores, and shipments at UPS.com. This can be an annual savings of up to $240. Enrollment required.
Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Gold Card. *Subject to auto-renewal.
Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace on the Business Gold card. Subscription purchases subject to auto-renewal.
Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with the Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App™.
The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
Terms Apply

Why we chose it

View more

Pros

Earn 4 Membership Rewards points per dollar spent in the top two spend categories each billing cycle (on the first $150,000 in combined purchases each calendar year, then 1 point per dollar spent thereafter)
This card comes with a solid welcome offer
Up to $12.95 monthly Walmart+ statement credit (plus applicable taxes and fees; subject to auto renewal; plus ups not eligible; enrollment required)
Monthly up to $20 flexible business statement credit (enrollment required)

Cons

$375 annual fee
There may be better options for small businesses who don't spend a lot

Why we chose it

Pros + cons

Pros

Earn 4 Membership Rewards points per dollar spent in the top two spend categories each billing cycle (on the first $150,000 in combined purchases each calendar year, then 1 point per dollar spent thereafter)
This card comes with a solid welcome offer
Up to $12.95 monthly Walmart+ statement credit (plus applicable taxes and fees; subject to auto renewal; plus ups not eligible; enrollment required)
Monthly up to $20 flexible business statement credit (enrollment required)

Cons

$375 annual fee
There may be better options for small businesses who don't spend a lot

More details

As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at Grubhub, Office Supply Stores, and shipments at UPS.com. This can be an annual savings of up to $240. Enrollment required.
Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Gold Card. *Subject to auto-renewal.
Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace on the Business Gold card. Subscription purchases subject to auto-renewal.
Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with the Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App™.
The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
Terms Apply

Why we chose it

Pros

Earn 4 Membership Rewards points per dollar spent in the top two spend categories each billing cycle (on the first $150,000 in combined purchases each calendar year, then 1 point per dollar spent thereafter)
This card comes with a solid welcome offer
Up to $12.95 monthly Walmart+ statement credit (plus applicable taxes and fees; subject to auto renewal; plus ups not eligible; enrollment required)
Monthly up to $20 flexible business statement credit (enrollment required)

Cons

$375 annual fee
There may be better options for small businesses who don't spend a lot

Best for rewards earning

American Express® Business Gold Card

TPG editor's rating

3.5Go to review

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Intro offer

As High As 200,000 points. Find Out Your Offer.

Annual fee

$375

Regular APR

17.99% - 28.74% Variable

Recommended credit

Excellent to Good

Why we chose it

Pros + cons

Pros

Earn 4 Membership Rewards points per dollar spent in the top two spend categories each billing cycle (on the first $150,000 in combined purchases each calendar year, then 1 point per dollar spent thereafter)
This card comes with a solid welcome offer
Up to $12.95 monthly Walmart+ statement credit (plus applicable taxes and fees; subject to auto renewal; plus ups not eligible; enrollment required)
Monthly up to $20 flexible business statement credit (enrollment required)

Cons

$375 annual fee
There may be better options for small businesses who don't spend a lot

More details

As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at Grubhub, Office Supply Stores, and shipments at UPS.com. This can be an annual savings of up to $240. Enrollment required.
Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Gold Card. *Subject to auto-renewal.
Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace on the Business Gold card. Subscription purchases subject to auto-renewal.
Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with the Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App™.
The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
Terms Apply

Best for businesses that frequent Wyndham properties
Wyndham Rewards Earner® Business Card
TPG editor's rating
4
Compare Wyndham Rewards Earner® Business Card
TPG editor's rating
Why we chose it
The Wyndham Rewards Earner® Business Card* is a solid small business credit card that features various perks, a welcome bonus and automatic Wyndham Diamond status. Its standout feature is elevated earnings for various business expenses like 5 points per dollar spent on eligible marketing, advertising and utility purchases as well as 8 points per dollar spent at hotels by Wyndham and qualifying gas purchases,and 1 point per dollar on all other purchases. If you’re a Wyndham loyalist who frequently spends on advertising and gas for your business, having the Wyndham Rewards Earner Business is a great way to get the most out of your spending.

Pros + cons
Pros
Automatic Wyndham Diamond status
Go Free award nights cost 10% less
15,000 bonus points each anniversary year
8 points per dollar spent on purchases at Hotels by Wyndham and on gas purchases
More details
Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.
Earn 8 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.
Earn 5 points per $1 spent on eligible marketing, advertising and utility purchases.
Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!
Annual Bonus. Receive 15,000 bonus points each anniversary year—that’s enough for up to two free nights at participating properties.
Automatic DIAMOND Level Benefits! Automatically receive a Wyndham Rewards DIAMOND member level and enjoy perks like suite upgrades, welcome amenity at check-in, and more.
Best for businesses that frequent Wyndham properties
Wyndham Rewards Earner® Business Card
Compare Wyndham Rewards Earner® Business Card
TPG editor's rating

Comparing the best business gas credit cards

Credit card	Best for	Intro offer	Earning rate	Annual fee	Apply
The Blue Business® Plus Credit Card from American Express 4 Apply now at American Express's secure siteSee rates & fees	no annual fee rewards earning	15,000 Membership Rewards® points	2X points	No annual fee	Apply now at American Express's secure siteSee rates & fees
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card 3.5
Ink Business Cash® Credit Card 4
Capital One Spark Cash Plus 3.5
Costco Anywhere Visa® Business Card by Citi 3
American Express® Business Gold Card 3.5
Wyndham Rewards Earner® Business Card 4

MoreDetails

“More details on the best business gas credit cards”

How we rate cards

Our mission at TPG is to help our readers be well-informed about how to use and maximize their credit cards. That is why we consider various factors when creating our lists featuring the best cards for various purposes. To learn about how TPG evaluates and chooses cards for our roundups, check out our methodology here.

Welcome bonus
The best business gas cards offer welcome bonuses you can receive as cash back, miles or points. This lets businesses maximize the earnings of their choice.
Annual fee
Our best business gas cards feature varying annual fees so that businesses of all budgets can find the right fit for their specific needs.
Earning rates
We chose cards with elevated earning rates on gas and other business expenses. This way, you can optimize your spending to earn more rewards.
Redemption options
Our best business gas cards feature more than one redemption option in order to provide flexibility for business owners.
Added benefits
We factored in any additional benefits that would appeal to business owners in our rating. This includes elevated earning rates, purchase protection and more.

How to choose a business gas credit card

When choosing a business gas credit card, first decide which type of rewards you want to earn: cash back, points or miles. Then, consider the top business credit cards that offer bonus rewards on gas purchases. Finally, examine the annual fee on the options you’ve chosen to ensure that you're getting the full value of a card whether it has a low or premium annual fee.

Here are some of the main points to consider when choosing a business gas credit card:

1
Sign-up bonus
It is important to select a card that has a minimum spend that you can responsibly achieve as a welcome bonus is a crucial aspect of a card’s value. It can be difficult to earn the equivalent of a card’s welcome bonus through spending alone, so choose wisely.
2
Annual fee
You should decide what benefits and perks are important to your business, as many premium cards come with great perks and a lofty annual fee. If your business can benefit from the perks, it can be worth it to consider a card with an annual fee.
3
Bonus categories
A great way to determine the best business gas credit card for you is to reflect on your current spending. Many cards feature bonus categories like dining and travel; choose the card with bonus categories that best match your spending and your business needs.

9 reasons to get a business credit card - The Points Guy

From sign-up bonuses to earning rates, here are the pros of business credit cards

Why to get a business credit card Or, get card offers here

Pros + cons of business gas cards

Pros
- Using a business gas card responsibly can help build your business credit score
- Business gas cards often earn great rewards on fuel purchases and other business expenses, which can provide cost savings for businesses
- Most business gas cards come with fraud protection and monitoring
Cons
- Some business gas cards feature great perks at the cost of a lofty annual fee that might not be worth it for certain businesses with smaller budgets
- Carrying a balance could negatively impact your credit score

Frequently asked questions

How do you apply for a business gas card?
First, determine which business gas card is right for you and if you meet the eligibility criteria and qualify. For all business credit card applications, you will need a taxpayer identification number, which can be your Social Security number or employer identification number. Once you meet any criteria set forth by the bank, gather any necessary documents and paperwork, and you can apply through the links above.
What is the easiest business gas card to get?
You might have a higher chance of approval for business cards that require just a “good” credit score (above 670) rather than an “excellent” one (above 800). An easier path to approval for your first business credit card is if you already have a banking relationship with one of the credit card issuers.
What is the best gas card for small businesses?
The best card for small businesses depends on your business's needs. Examine whether paying an annual fee to earn more rewards in the gas category is worth it. Alternatively, you could pay no annual fee but earn fewer rewards. Additionally, choose the type of rewards you want to earn, whether that’s cash back or a transferable points currency such as Chase Ultimate Rewards or American Express Membership Rewards points.
Can I get a gas card for my business?
Contrary to popular belief, you don’t have to own a business to get a business credit card. You can be a freelancer, sole proprietor or independent contractor for gig apps like Uber and DoorDash. Note that many business cards require good to excellent credit scores to be approved.

Compare

Rate	Category
8X	Earn 8 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.
5X	Earn 5 points per $1 spent on eligible marketing, advertising and utility purchases.
1X	Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!