The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Best all-around business card for preferred rewards for business members
The Bank of America Business Advantage Customized Cash Rewards Mastercard offers multiple bonus earning categories, such as 3% cash back on a selected bonus category, 2% cash back on dining purchases (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter) and unlimited 1% cash back on all other purchases. All cash-back rates are eligible for the elevated earnings offered to Bank of America Preferred Rewards for Business program members. The card also features no annual fee, and a $500 online cash rewards bonus offer when cardholders make at least $5,000 in net purchases within 90 days of account opening.
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit cardThe Bank of America Business Advantage Customized Cash Rewards Mastercard offers multiple bonus earning categories, such as 3% cash back on a selected bonus category, 2% cash back on dining purchases (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter) and unlimited 1% cash back on all other purchases. All cash-back rates are eligible for the elevated earnings offered to Bank of America Preferred Rewards for Business program members. The card also features no annual fee, and a $500 online cash rewards bonus offer when cardholders make at least $5,000 in net purchases within 90 days of account opening.
Read the full reviewThe Bank of America Business Advantage Customized Cash Rewards Mastercard is good for business owners looking for a card that offers bonus rewards in specific categories. The card is especially appealing for Bank of America Preferred Rewards for Business program members whose spending falls into one of the six categories eligible for up to 5.25% cash back. Select members will also be eligible for up to 3.5% back on dining purchases and 1.75% back on all other purchases.
This card offers 3% cash back in a choice of six categories, 2% cash back on dining purchases and 1% cash back on all other purchases. It earns 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year and 1% thereafter. Cardholders with a Bank of America business checking account who participate in the Bank of America Preferred Rewards for Business program can earn up to 75% more cash back on every purchase.
Rewards rates
Intro offer
Get a $500 online cash rewards bonus
Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
Introductory purchases APR
0% Intro APR for 7 billing cycles for purchases
Ongoing purchases APR
16.99% - 26.99% Variable APR on purchases and balance transfers
Ongoing balance transfer APR
16.99% - 26.99% Variable APR on purchases and balance transfers
Ongoing cash advance APR
27.99% Variable APR for Cash Advances and Convenience Checks
Annual fee
$0
Recommended credit
Excellent Credit
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