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Apply for The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express
Apply now
for The Blue Business® Plus Credit Card from American Express
at American Express's secure site
Terms & restrictions apply.
See rates & fees.
Partner offer.
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At a glance

2X
Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.

15,000 Membership Rewards® points

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Ongoing Penalty APR

29.99% Variable

Ongoing Purchases APR

17.49% - 27.49% Variable

Introductory Purchases APR

0% on purchases for 12 months from date of account opening
No annual fee
Excellent to Good
  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%

At a glance

2X
Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.

15,000 Membership Rewards® points

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Ongoing Penalty APR

29.99% Variable

Ongoing Purchases APR

17.49% - 27.49% Variable

Introductory Purchases APR

0% on purchases for 12 months from date of account opening
No annual fee
Excellent to Good

More details

  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
  • Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
  • You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
  • No Annual Fee
  • Terms Apply.
Apply now
for The Blue Business® Plus Credit Card from American Express
at American Express's secure site
Terms & restrictions apply.
See rates & fees.
Partner offer.

Our Take

TPG Editor‘s Rating

Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4/5

Overview

Annual fees are not for everyone, and the Amex Blue Business Plus makes credit card rewards approachable for new business owners who can’t justify adding yet another cost to their long list of expenses. With no annual fee, a simple rewards rate and access to the Amex Membership Rewards program, the Blue Business Plus is a popular choice for small businesses.
Read the full review

Pros

  • No annual fee
  • Earn Membership Rewards points
  • Transfer points to 22 airline and hotel partners

Cons

  • 2 points per dollar spent earning rate is capped at $50,000 per calendar year; then 1 point per dollar spent thereafter
  • No higher bonus categories for business-related spending

Who is this card good for?

This credit card is good for two groups of consumers. First, small business owners who make under $50,000 in purchases each calendar year with their card will find tremendous value from this card’s straightforward point-earning approach. Second, if you already hold other Amex cards that earn Membership Rewards points and want a card with an everyday rewards rate, the 2 points per dollar spent earning rate for all purchases is helpful (especially if you spend less than $50,000 per calendar year on your card).

Earning Rewards

You’ll earn 2 points per dollar spent on the first $50,000 in purchases each calendar year, then 1 point per dollar spent after that.