Rewards rates

3 points

Earn unlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases.

1 point

Earn unlimited 1 point per $1 spent on all other purchases.

Intro offer

Limited-Time Offer

Limited-time online offer – 100,000 bonus points

Get 100,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $6,000 or more on purchases within the first 90 days of opening your account.

Ongoing purchases APR

19.74% - 27.74% Variable APR on purchases and balance transfers

Ongoing balance transfer APR

19.74% - 27.74% Variable APR on balance transfers

Ongoing cash advance APR

See Terms

Ongoing penalty APR

up to 29.99% APR

Annual fee

$395

Recommended credit

More details

• Limited-time online offer - 100,000 bonus points.
• Get 100,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $6,000 or more on purchases within the first 90 days of opening your account.
• Each account anniversary, get a 25,000-point Global Companion Award for a travel companion on the same itinerary, when booking travel using your Atmos™ Rewards points.
• Additionally, receive a 100,000-point Global Companion Award annually after spending $60,000 or more on purchases each anniversary year.
• Receive 8 Alaska Lounge passes and 8 Wi-Fi passes every year (2 of each per calendar quarter).
• Earn unlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases and unlimited 1 point for every $1 spent on all other purchases. Plus, earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
• Get 10,000 status points every year on your account anniversary and earn 1 status point for every $2 spent on purchases.
• Save up to $90 per person round-trip with a free checked bag and preferred boarding for you and up to six guests on the same reservation when you pay for your flight with your card.
• Receive an airport security statement credit up to $120 every four years in connection with the TSA PreCheck® or Global Entry trusted traveler programs.
• Receive a $50 voucher for Alaska Airlines flight cancellations or departure delays of 2 hours+.
• Plus, no foreign transaction fees and a competitive $395 annual fee.
• This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.