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Want to switch to the Rose Gold Amex? It's easier than you might think

March 10, 2021
4 min read
Want to switch to the Rose Gold Amex? It's easier than you might think
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I first added the American Express® Gold Card to my wallet in December 2019, as the card offers incredible value — so much so that I applied for it without a welcome bonus. This timing fell after the much-ballyhooed launch of the limited-edition Rose Gold version of the card, which was introduced in 2018 (and then briefly returned by referral in mid-2019). As a result, I was left with the standard Amex Gold card.

But now, the Rose Gold iteration of this fantastic travel rewards card is back — and I wanted to see how challenging it would be to make the switch as an existing cardholder.

Thankfully, it was one of the easiest processes I've experienced in recent memory.

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To start, I dialed the number on the back of my Amex Gold. The voice prompt asked me to say, in a few words, the purpose of my call — to which I said, "Replace a card." However, the menu options that triggered seemed to focus on replacing a lost or stolen card. I wasn't interested in a new card number, so I used the old standby: "Representative."

That was the magic word, as I was connected with a live customer support agent within 30 seconds.

Both versions of the Amex Gold card offer incredible value. (Photo by John Gribben for The Points Guy)

Once she was on the line, I told her that I was interested in exchanging my existing Amex Gold card for the Rose Gold version, and she confirmed that was possible. She quickly went through the steps needed to make the change on her end, then read me the standard disclosures about replacing a card. This included details like:

  • My card number would remain the same.
  • My existing card would still work until I activated the new one.
  • The card would be shipped in a plain, white envelope and should arrive in 7-10 business days.

I did take the opportunity to ask whether it was possible to have just my wife's card switched (she's an authorized user on the account). However, the agent indicated that all cards on the account follow the primary cardholder — so they'd both need to be changed.

Related: Why the Amex Gold is the perfect 'in-between' credit card

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She then asked whether I wanted to go ahead and make the switch, and I confirmed that I did.

All told, the call lasted just over five minutes — and it would've been even shorter had I not "derailed" the conversation with my authorized user question.

My new Rose Gold card arrived eight days after the call, but strangely enough, it took another day for my wife's to arrive. I activated both through the American Express app and began using them right away.

Note that I did keep the same card number (as promised). However, the new cards came with updated expiration dates and new four-digit verification codes. As a result, I needed to update the billing information with a few merchants where my Amex Gold is the automatic payment option — namely with Grubhub (for the dining credit of up to $120 per year) and Uber Eats (for the Uber credit of up to $120 per year).

All told, I'm thrilled that I was able to snag the Rose Gold version of the American Express Gold Card.

And if you're not yet a cardholder, there's time for you to apply as well! The card currently comes with a welcome bonus of 60,000 Membership Rewards points after you spend $4,000 on eligible purchases with your new card within the first six months. You'll also enjoy 4x points on dining at restaurants along with 4x points at U.S. supermarkets on up to $25,000 of purchases each calendar year (then 1x). Despite the $250 annual fee (see rates and fees), these earning rates and the annual credits mentioned earlier make this a keeper in my wallet.

For complete details on the card, be sure to check out our full Amex Gold review.

Bottom line

If you're an existing Amex Gold card member, you can exchange your card for the Rose Gold version — and the process is very easy.

For rates and fees of the Amex Gold, please click here.

Featured image by (Photo by John Gribben for The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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How we chose these cards

Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
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TPG featured card

Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

2 - 10X points
10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day

Intro offer

75,000 bonus miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee

$395

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day
  • Intro Offer
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    75,000 bonus miles
  • Annual Fee

    $395
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023