JetBlue Card review: No annual fee, but also few perks
Editor's Note
JetBlue Card overview
No-annual-fee airline cards typically don't come with many perks, and the JetBlue Card is no exception. However, with no foreign transaction fees, discounts on inflight purchases and bonus earnings on three spending categories, it's still a decent option for occasional JetBlue travelers. Card rating*: ⭐⭐⭐
*Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer.
While JetBlue has historically been a smaller airline in the U.S. than the likes of American, Delta and United, the New York City-based carrier is making moves to cement itself as a major player. And with free snacks, free Wi-Fi and a reputation for customer-centric service, JetBlue has a lot going for it.
When it comes to credit cards, there are two JetBlue flavors: the no-annual-fee JetBlue card, with a recommended credit score of 670, and the $99-annual-fee JetBlue Plus card.
I'm going to dive into the no-annual-fee JetBlue Card to see if it's the right fit for you.
The information for the JetBlue Card and JetBlue Plus Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
JetBlue Card pros and cons
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JetBlue Card welcome offer
First, the good news is that there is a welcome bonus on this card.
However, the bad news is that the current bonus is modest at best: 10,000 bonus points after spending $1,000 on purchases in the first 90 days.
According to TPG's December 2024 valuations that peg TrueBlue points at 1.3 cents apiece, the bonus is worth just $130.
Again, JetBlue's other credit card option — the JetBlue Plus card — is a much more compelling option if a generous welcome bonus is what you're after.
JetBlue Card benefits
The JetBlue Card's list of perks and benefits is fairly slim, which is unsurprising for a no-annual-fee card.
One of the top advantages of this card is a 50% inflight savings on food and beverage purchases when you use the card to pay.
Additionally, the JetBlue card has no foreign transaction fees, $0 fraud liability protection and the ability to pool points with family and friends. This feature can help you attain award tickets more easily, making it a nice perk to have on a no-annual-fee card.
Earning points on the JetBlue Card
On the earning side, you'll get 3 TrueBlue points per dollar on JetBlue purchases, 2 points per dollar on restaurants and grocery stores and 1 point per dollar on everything else.
Based on our December 2024 valuations, that equals a 3.9% return on JetBlue spending, 2.6% on dining and groceries and 1.3% on everything else. For comparison, the JetBlue Plus Card offers twice as many points on JetBlue purchases.
It's also worth noting that as a TrueBlue member, you'll earn at least 2 base points per dollar on JetBlue flights booked directly on top of the 3 points you'll earn through the card.
Related: Complete guide to earning points in the JetBlue TrueBlue program
Redeeming points on the JetBlue Card
The TrueBlue program is revenue-based, meaning your points have a (mostly) fixed value.
That means you can redeem points for any seat, including JetBlue Mint seats, across JetBlue's entire route network and get a fairly consistent value from your points. The more a flight costs in cash, the more it will cost in points.
If you're like TPG credit cards editor Emily Thompson and love simplicity, this can be a benefit. Still, there typically aren't ways to get outsize value from your TrueBlue points — unlike other programs that use award charts or have dynamic award pricing.
Transferring points with the JetBlue Card
JetBlue partners with a handful of different airlines, but currently, you can only redeem TrueBlue points on four of them: Cape Air, Etihad Airways, Hawaiian Airlines and Qatar Airways.
Additionally, while you can't redeem TrueBlue points for hotels or rental cars, you can redeem them for discounts on JetBlue Vacations.
Which cards compete with the JetBlue Card?
Several general travel cards compete with the JetBlue Card, including:
- If you want more perks: The JetBlue Plus Card has a $99 annual fee and benefits like the first checked bag free, a 5,000-point bonus every cardmember anniversary year and more. You can also use the card's Points Payback feature to redeem points for a statement credit of up to $1,000 annually. To learn more, read our full review of the JetBlue Plus.
- If you prefer Capital One: The Capital One Venture Rewards Credit Card earns 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 2 miles per dollar on all purchases for a reasonable $95 annual fee. To learn more, read our full review of the Capital One Venture Rewards Credit Card.
- If you prefer Chase: The Chase Sapphire Preferred® Card (see rates and fees) has a $95 annual fee and earns 5 points per dollar on travel booked through Chase Travel℠, 3 points per dollar on dining and 2 points per dollar on all travel not booked through Chase Travel. To learn more, read our full review of the Sapphire Preferred.
For additional options, check out our full list of the top travel rewards cards.
Related: Chase Sapphire Preferred vs. Capital One Venture Rewards
Is the JetBlue Card worth it?
The JetBlue Card is a decent, albeit uninspiring, product for occasional JetBlue flyers who want to avoid an annual fee. However, most JetBlue loyalists will want to skip this card in favor of the JetBlue Plus Card. Even with an annual fee, the JetBlue Plus Card's list of more valuable benefits makes it the superior option.
Bottom line
If you want to earn JetBlue points without paying an annual fee, the JetBlue Card is a way to do so. Still, most JetBlue loyalists will get far more value from the JetBlue Plus Card instead.
Plus, keep in mind that you can also transfer points to JetBlue from most of the major transferable points programs, meaning you can rack up JetBlue points without having either of the JetBlue cards.
Related: JetBlue TrueBlue program: Earn and redeem points, transfer partners and more
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees