Skip to content

7 Reasons to Get the Citi AAdvantage Platinum Select Card

April 18, 2019
6 min read
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Citi is a TPG advertising partner

Some offers mentioned below are no longer available. View the current offers here.

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers a number of benefits that make flying American Airlines more pleasant, but it's also a great pick for anyone looking to diversify their loyalty portfolio. Here are the top seven reasons why you may want to pick it up. The information for the Citi AAdvantage Platinum card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

1. Sizable Sign-Up Bonus

The card is offering an bonus of 50,000 bonus miles after spending $2,500 on purchases in the first three months of account opening. Based on TPG's latest valuations, these 50,000 miles are worth about $700. From round-trip first-class flights to Alaska, to one-way business-class flights to Europe or Asia, there are plenty of ways to make excellent use of those miles — especially when redeeming for partner awards in and out of the Oneworld alliance.

2. Free Checked Bags

The Citi AAdvantage Platinum Select card waives the first checked bag fee on domestic American Airlines operated itineraries for you and up to four companions traveling on the same reservation. While this benefit isn’t particularly unique for an airline credit card, it can be incredibly valuable for those who don’t hold American elite status.

Since American now charges $30 for the first checked bag on domestic itineraries, it only takes four avoided first checked bag fees each year to offset the card's $99 annual fee. Best of all, the benefit becomes linked to your AAdvantage account, so you can still book and pay for your tickets any way you’d like.

Baggage arrives from Delta Air Lines Inc. flights at Los Angeles International Airport (LAX) on Friday, March 29, 2019 in Los Angeles, Calif. © 2019 Patrick T. Fallon for The Points Guy
Having the Citi AAdvantage Platinum Select card will let you check your first bag for free on American Airlines operated domestic itineraries. (Photo by Patrick T. Fallon/The Points Guy)

3. Preferred Boarding

As a card holder, you and up to four customers traveling on the same reservation will receive Preferred Boarding for your flights, which means you'll board in Group 5. This perk is especially beneficial when flying basic economy on American, since it means you’ll have early access to overhead bin space and get to keep your usual carry-on allowance.

4. Access to Reduced Mileage Awards

One of the lesser-known, yet valuable perks of the card is access to reduced mileage awards. With reduced mileage awards, you can save up to 7,500 miles per round-trip saver award (or up to 3,750 off a one-way saver award) to or from any of the airports listed in the current quarter’s promotion. TPG does an in-depth analysis of the eligible award routes when they’re released each quarter, but just to give you an idea, the current list has 139 airports available for at least one month from April through July, and 43 airports for all four months. You do have to call to book though.

5. Ability to Earn a $125 Flight Discount

The refresh of the Citi AAdvantage Platinum Select card added a $125 American Airlines flight discount after you make $20,000 in purchases in a cardmember year and renew your card. The certificate is redeemable for flights marketed by American and must be used on itineraries that originate in the US, Puerto Rico or the US Virgin Islands.

Sign up for our daily newsletter

6. 25% Discount on Inflight Purchases

If you frequently fly American domestically and purchase food or drinks on board, this benefit could save you some serious cash. You'll get 25% savings -- applied via a statement credit -- each time you use your Citi AAdvantage Platinum Select card to purchase inflight food and beverages. Savings only apply on domestic flights marketed by American Airlines and operated by American or any of American's regional airlines.

7. Bonus Miles at Restaurants and Gas Stations

In addition to 2x miles on eligible American Airlines purchases and 1 mile per dollar for all other everyday spend, the card now offers 2 miles per dollar spent at restaurants and 2 miles per dollar spent at gas stations. Since TPG currently values American AAdvantage miles at 1.4 cents, this means you'll get a 2.8% return on eligible American Airlines purchases, purchases at gas stations and spending at restaurants based on TPG valuations. While these returns aren’t industry-leading -- and you can do better in each category with other cards -- having bonus categories beyond extra points on AA purchases can come in handy when working to rack up AAdvantage miles.

Photo by aabejon / Getty Images.
(Photo by aabejon / Getty Images)

Bottom Line

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is the way to go for occasional AA flyers and anyone looking to score valuable premium-cabin redemptions on American’s partners such as Cathay Pacific, Etihad and Japan Airlines. Besides the perks mentioned here, the card comes with a slew of lesser-known benefits -- including extended warranty and no foreign-transaction fees -- that apply when you use your card for purchases.

For more information on the Citi AAdvantage Platinum Select card, check out the following stories:

  • Card Review: Citi/AAdvantage Platinum Select World Elite Mastercard
  • 5 Lesser-Known Benefits of the Citi AAdvantage Platinum Mastercard
  • Who Should (and Who Shouldn’t) Get The Citi AAdvantage Card?
  • Choosing the Best Card for American Airlines Flyers

Ready to apply? Here's the official application link: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Featured image by American Airlines. Photo by @TonyTheTigersSon via Twenty20
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Top offers from our partners

How we chose these cards

Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
See all best card offers

TPG featured card

TPG Exclusive Offer
TPG Exclusive Offer
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

1 - 5X points
5XGet 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
1.5XEarn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year
1X1X points for each dollar you spend on eligible purchases.

Intro offer

Earn 150,000 points120,000 points
The Points Guy Exclusive Offer: Earn 150,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card® within the first 3 months of Card Membership.

Annual Fee

$695

Recommended Credit

670-850
Good, Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

It's hard to find a card that competes with the mile-long list of benefits that come with the Amex Business Platinum. While it's certainly not the card for the average consumer, a business owner with tons of expenses -- especially related to travel -- will find this card incredibly valuable. This card is similar to the consumer version that Amex offers, but with more business-oriented perks around statement credits and earning rates that are a better fit for business owners.

Pros

  • An up to $100 credit for Global Entry or TSA PreCheck application fee every four to five years
  • Up to $400 annual credit for eligible U.S. Dell purchases (enrollment required)
  • Gold status at Marriott and Hilton hotels (enrollment required)
  • Access to the Fine Hotels & Resorts program and Hotel Collection
  • Extended warranty protection
  • International Airline Program and Cruise Privileges Program

Cons

  • Steep annual fee
  • Difficulty meeting $15,000 welcome offer for smaller businesses
  • Limited high-bonus categories outside of travel
  • The Points Guy Exclusive Offer: Earn 150,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card® within the first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for checked baggage fees, lounge day passes, and more at one selected airline.
  • $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at more than 50 U.S. airports and stadiums.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
  • $695 Annual Fee.
  • Terms Apply.
Apply for The Business Platinum Card® from American Express
at American Express's secure site
Terms & restrictions apply. See rates & fees
TPG Exclusive Offer
TPG Exclusive Offer
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

5XGet 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
1.5XEarn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year
1X1X points for each dollar you spend on eligible purchases.
  • Intro Offer
    The Points Guy Exclusive Offer: Earn 150,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card® within the first 3 months of Card Membership.

    Earn 150,000 points
    120,000 points
  • Annual Fee

    $695
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Good, Excellent

Why We Chose It

It's hard to find a card that competes with the mile-long list of benefits that come with the Amex Business Platinum. While it's certainly not the card for the average consumer, a business owner with tons of expenses -- especially related to travel -- will find this card incredibly valuable. This card is similar to the consumer version that Amex offers, but with more business-oriented perks around statement credits and earning rates that are a better fit for business owners.

Pros

  • An up to $100 credit for Global Entry or TSA PreCheck application fee every four to five years
  • Up to $400 annual credit for eligible U.S. Dell purchases (enrollment required)
  • Gold status at Marriott and Hilton hotels (enrollment required)
  • Access to the Fine Hotels & Resorts program and Hotel Collection
  • Extended warranty protection
  • International Airline Program and Cruise Privileges Program

Cons

  • Steep annual fee
  • Difficulty meeting $15,000 welcome offer for smaller businesses
  • Limited high-bonus categories outside of travel
  • The Points Guy Exclusive Offer: Earn 150,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card® within the first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for checked baggage fees, lounge day passes, and more at one selected airline.
  • $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at more than 50 U.S. airports and stadiums.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
  • $695 Annual Fee.
  • Terms Apply.