Clint Henderson is a managing editor at TPG who has worked in the journalism industry for more than 25 years. He is obsessed with travel and has used points and miles to explore the world.
November 26, 2024 • 28 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
Related stories
TPG featured card
Quick summary
Business class on this U.S. carrier's 787-8 Dreamliner offers lie-flat seats, direct aisle access and access to high-quality lounges in Tokyo.
Seats are comfortable but somewhat narrow and dated, with some configurations feeling tight, especially at the footwell.
Service is friendly and efficient, though catering and amenities lag behind top Asian airlines on the same route.
Booking with miles or upgrades can offer value, but cash and mileage rates for business class are often high.
What to consider
Saver-level award seats in business class are increasingly rare on this route, with most redemptions requiring a high number of miles plus taxes and fees.
Best seats for couples are in the middle section; rows near bathrooms or galleys may be less desirable due to proximity and noise.
Wi-Fi is available for a set price but may offer slow speeds, and some amenities like headsets are collected well before landing.
What you'll miss from the article
A detailed comparison of seat layouts, lounge experiences and meal quality to help decide if this business class is right for your trip between the U.S. and Japan.
Generated by AI with support from our editorial team.
Quick take: Lie-flat business-class seats are always a plus, though these now-dated seats probably need to be replaced.
Pros
Access to Japan Airlines' excellent lounges.
Seats are lie-flat and comfortable enough.
Friendly service and an on-time departure.
Cons
Due to the unique configuration, seats and footwells are tight.
Service was warm, but not quite up to the standards you might find on international airlines.
American Airlines' catering doesn't hold a candle to Japanese carriers.
Though many flyers might opt for a flight on Japan Airlines or All Nippon Airways when visiting Tokyo, the ease of booking flights on American Airlines, Delta Air Lines and United Airlines using their own frequent flyer programs' miles or applying elite upgrades to flights on their metal might be reason enough to choose a U.S. carrier.
That was my value proposition when I needed to fly from Japan to California one-way this fall after a cruise. I earned 175,000 Loyalty Points with American Airlines last year and chose two systemwide upgrades as one of my rewards. I figured a long-haul flight from Japan to the U.S. was the perfect opportunity to use one of these certificates, and it actually cleared. That's how I ended up enjoying the flight back to the U.S. in business class rather than economy.
Here's what it was like flying American Airlines' 787-8 Dreamliner, and why you might (or might not) want to consider it on a trip to or from Japan.
How much does business class cost to book on American Airlines?
CLINT HENDERSON/THE POINTS GUY
Flights between the U.S. and Tokyo are relatively expensive, and it doesn't seem to matter whether you're booking close in or longer out at this point. Perhaps that's why American Airlines is planning on deploying bigger planes on the route between Los Angeles International Airport (LAX) and Tokyo's Haneda Airport (HND) next summer. The cheapest round-trip tickets available at the moment cost $848 in economy and a whopping $4,500 or more if you want to fly in business class.
I also searched high and low for mileage redemptions, but the most affordable tickets I could find cost 61,000 AAdvantage miles and $49 round-trip in coach. The least expensive business-class tickets required a whopping 305,000 miles plus $49. I do occasionally see saver awards for as few as 60,000 AAdvantage miles one-way in business class, but those awards are increasingly difficult to secure.
Here is the range of round-trip cash and award rates on flights between Tokyo and Los Angeles over the next several months.
Class
Economy
Premium economy
Business
Airfare
$848-$2,695
$2,315-$3,462
$4,544-$7,087
American Airlines AAdvantage miles
61,000-140,000 miles plus $49
95,000-203,000 plus $55
305,000-575,000 miles plus $49
My last-minute one-way fare from Tokyo to Los Angeles and then on to San Francisco in October cost $1,027.70 in economy. I then bought an upgrade to premium economy for $528 (in case I wasn't able to use one of my systemwide upgrade certificates). I earned a total of 12,261 Loyalty Points and award miles for the flights as an American Airlines AAdvantage Executive Platinum member.
My upgrade cleared four days before my flight, but I only realized it when I checked on the reservation and noticed I no longer had a seat assignment. I never did get a notification from American, which was unusual.
Unfortunately, I was not refunded the cost of my upgrade to premium economy after I was cleared into business class. To me, though, it was worth paying the extra (nonrefundable) money as a kind of insurance that no matter what happened with my systemwide upgrade, I wouldn't have to fly all the way across the ocean in coach.
Both cash fares and mileage redemptions in American Airlines business class to or from Asia include free seat selection, two checked bags up to 70 pounds each, one carry-on and one personal item.
Checking in to and boarding business class on American Airlines
CLINT HENDERSON/THE POINTS GUY
American Airlines operates from Terminal 3 at Tokyo's Haneda Airport (HND).
1 of 3
CLINT HENDERSON/THE POINTS GUY
2 of 3
CLINT HENDERSON/THE POINTS GUY
3 of 3
CLINT HENDERSON/THE POINTS GUY
There were 14 check-in counters, and all but three of them had agents helping customers when I arrived four hours before my flight to Los Angeles.
1 of 2
CLINT HENDERSON/THE POINTS GUY
2 of 2
CLINT HENDERSON/THE POINTS GUY
Three of the desks were for Priority passengers and three were for Main Cabin passengers; the rest were either bag-drop stations or other customer service stations. There were 11 kiosks where passengers could perform self-check-in.
1 of 2
CLINT HENDERSON/THE POINTS GUY
2 of 2
CLINT HENDERSON/THE POINTS GUY
Interestingly, there was also a biometric screening station, although it didn't appear to be working.
CLINT HENDERSON/THE POINTS GUY
Even though I had conveniently checked in for my flight online and gotten a boarding pass via the American Airlines app, I still wanted to see what it would be like checking in at the counters. I waited just one minute before a friendly woman asked for my passport. There were very short lines for the economy passengers, too.
The agent didn't mention any lounges, although I knew I had access to several. American Airlines business-class passengers can expect the following priority services at the airport:
Lounge access
Several Japan Airlines lounges.
Fast-track access
Haneda fast-track security lane.
Boarding group
Group 1.
There was a fast-track security lane for first- and business-class passengers with automated gates activated by scanning your boarding pass.
1 of 2
CLINT HENDERSON/THE POINTS GUY
2 of 2
CLINT HENDERSON/THE POINTS GUY
Unfortunately, the priority lane dumped me back into the general security line, but I got to it faster than most of the other passengers, went through the automated immigration gates and made my way to the lounges I would have access to.
One of my favorite parts of traveling from Haneda Airport is the plethora of lounges available for passengers departing in business class or passengers with Oneworld status, including two Japan Airlines business-class lounges that passengers flying in business class on American Airlines can enter: the Sakura Lounge and the Sakura Lounge Sky View on the fourth and fifth floors of the terminal.
1 of 3
CLINT HENDERSON/THE POINTS GUY
2 of 3
CLINT HENDERSON/THE POINTS GUY
3 of 3
CLINT HENDERSON/THE POINTS GUY
Neither lounge was crowded, though I got to the Sky View lounge just as it opened, so it was much emptier.
1 of 3
CLINT HENDERSON/THE POINTS GUY
2 of 3
CLINT HENDERSON/THE POINTS GUY
3 of 3
CLINT HENDERSON/THE POINTS GUY
Both lounges featured an extensive selection of beverages (wine, beer, spirits) and various snacks and meals to fuel up for the flight ahead.
1 of 5
CLINT HENDERSON/THE POINTS GUY
2 of 5
CLINT HENDERSON/THE POINTS GUY
3 of 5
CLINT HENDERSON/THE POINTS GUY
4 of 5
CLINT HENDERSON/THE POINTS GUY
5 of 5
CLINT HENDERSON/THE POINTS GUY
Both lounges were massive, with plenty of distinct seating areas and minimalist, Japanese-inspired design.
1 of 4
CLINT HENDERSON/THE POINTS GUY
2 of 4
CLINT HENDERSON/THE POINTS GUY
3 of 4
CLINT HENDERSON/THE POINTS GUY
4 of 4
CLINT HENDERSON/THE POINTS GUY
My top-tier status with American Airlines equates to Oneworld Emerald status, so I have entry into first-class lounges when flying on a Oneworld airline, including the magnificent JAL First Class Lounge.
CLINT HENDERSON/THE POINTS GUY
A gorgeous hallway leads you into the main part of the lounge, where you’ll find multiple seating arrangements, including long desks with great views of the airport tarmac.
1 of 5
CLINT HENDERSON/THE POINTS GUY
2 of 5
CLINT HENDERSON/THE POINTS GUY
3 of 5
CLINT HENDERSON/THE POINTS GUY
4 of 5
CLINT HENDERSON/THE POINTS GUY
5 of 5
CLINT HENDERSON/THE POINTS GUY
The dining area called JAL’s Table features a live-cooking station with fresh sushi, and you can use a QR code at each seat anywhere in the lounge to order a la carte items, including curries and Japanese delicacies.
1 of 4
CLINT HENDERSON/THE POINTS GUY
2 of 4
CLINT HENDERSON/THE POINTS GUY
3 of 4
CLINT HENDERSON/THE POINTS GUY
4 of 4
CLINT HENDERSON/THE POINTS GUY
One of my favorite spots was a back area called the Red Suite, which had a Champagne bar, unique seating areas and antique airline memorabilia, including model planes, globes and historical documents from Japan Airlines’ long history. There was even a shoeshine station.
1 of 6
CLINT HENDERSON/THE POINTS GUY
2 of 6
CLINT HENDERSON/THE POINTS GUY
3 of 6
CLINT HENDERSON/THE POINTS GUY
4 of 6
CLINT HENDERSON/THE POINTS GUY
5 of 6
CLINT HENDERSON/THE POINTS GUY
6 of 6
CLINT HENDERSON/THE POINTS GUY
There was a whole other floor upstairs with a staffed bar and more seating.
1 of 6
CLINT HENDERSON/THE POINTS GUY
2 of 6
CLINT HENDERSON/THE POINTS GUY
3 of 6
CLINT HENDERSON/THE POINTS GUY
4 of 6
CLINT HENDERSON/THE POINTS GUY
5 of 6
CLINT HENDERSON/THE POINTS GUY
6 of 6
CLINT HENDERSON/THE POINTS GUY
Of course, I took a little break and got a 20-minute massage from one of the lounge’s automatic massage chairs.
CLINT HENDERSON/THE POINTS GUY
There were also showers available and all the amenities you could want for a long layover or quick preflight scrub.
1 of 3
CLINT HENDERSON/THE POINTS GUY
2 of 3
CLINT HENDERSON/THE POINTS GUY
3 of 3
CLINT HENDERSON/THE POINTS GUY
It was a 10-minute walk to my gate, where boarding began promptly an hour before the flight. There were plenty of seats and charging towers in the boarding area, but there were only a few open seats left by the time I arrived.
1 of 3
CLINT HENDERSON/THE POINTS GUY
2 of 3
CLINT HENDERSON/THE POINTS GUY
3 of 3
CLINT HENDERSON/THE POINTS GUY
Passengers in business class got to board in Group 1. That meant I was one of the first passengers on the plane.
CLINT HENDERSON/THE POINTS GUY
The process was smooth and orderly, and the doors were closed several minutes before our departure time.
How comfortable was business class on American Airlines?
CLINT HENDERSON/THE POINTS GUY
My flight, American Airlines 26, was operated by an 8-year-old Boeing 787-8 Dreamliner with the tail number N813AN. This is the smallest Dreamliner variant, and the business-class cabin had just 20 seats. Here is the basic layout of the cabin and seats:
Cabin layout
1-2-1
Recline
Fully flat, 77 inches
Seat width
21 inches
Screen size
15 inches
CLINT HENDERSON/THE POINTS GUY
The cabin is laid out in a 1-2-1 configuration, which means all the seats have aisle access. The seats also lay flat, and I was able to get a good five hours of sleep during my journey.
1 of 2
CLINT HENDERSON/THE POINTS GUY
2 of 2
CLINT HENDERSON/THE POINTS GUY
These planes feature American's version of the Safran Concept D seat (formerly known as Zodiac), which is comfortable but can feel narrow.
CLINT HENDERSON/THE POINTS GUY
Some flyers despise these seats, though, because they are arranged in a mixed forward- and rear-facing configuration. Since the seats are attached to one another, you can feel it when the person next to you moves — this is why some people refer to these as "rocking chairs."
1 of 3
CLINT HENDERSON/THE POINTS GUY
2 of 3
CLINT HENDERSON/THE POINTS GUY
3 of 3
CLINT HENDERSON/THE POINTS GUY
The seats measured around 21 inches at the hip; the headrest was 14 inches wide at its widest point at the base of the neck, narrowing to 10 inches at the top.
CLINT HENDERSON/THE POINTS GUY
I was in 4A, a backward-facing seat. Some flyers may want to avoid these seats since it can feel like you're leaning slightly forward when the plane is in flight, though I don't mind them at all.
CLINT HENDERSON/THE POINTS GUY
The seat itself was comfortable, although the footwell was narrow, which may bother those who are not side sleepers.
CLINT HENDERSON/THE POINTS GUY
You may want to avoid rows 1 and 5, especially if you don't want to be near the bathrooms or galley, although I'd argue there is enough of a barrier at the front and back of the business-class cabin that it shouldn't be too much of a bother.
CLINT HENDERSON/THE POINTS GUY
The best seats for couples will be any pair of D and H seats. Unfortunately, the sliding privacy panels between the middle seats that were meant to be opened appeared to be disabled on this plane. It didn't seem that they were adjustable, which wasn't the case when the plane went into service.
Best seats for couples
Any pair of D and H seats in rows 2-4
Seats to avoid
All seats in Row 5 due to the proximity to the premium economy cabin and restrooms, and seats in Row 1 since you are so close to the bathroom and the galley in the front of the plane.
On the window side of my seat was a small console that opened to pull out the tray table.
CLINT HENDERSON/THE POINTS GUY
As you can see, the bifold tray table took up the whole width of the seat. It measured 20 1/2 inches by 16 inches when fully extended. I found it perfectly sized for my computer as a workstation, though getting into and out of the seat was a challenge.
CLINT HENDERSON/THE POINTS GUY
On the side of the seat by the windows, there were two large power outlets, which came in handy for charging my laptop and my mobile phone. I found the positioning convenient compared to other business-class seats I've flown where the outlets were behind me.
1 of 2
CLINT HENDERSON/THE POINTS GUY
2 of 2
CLINT HENDERSON/THE POINTS GUY
Above the outlets, there was a small shelf with two USB-A charging ports.
1 of 2
CLINT HENDERSON/THE POINTS GUY
2 of 2
CLINT HENDERSON/THE POINTS GUY
The side of the console closest to the passenger held a remote to control the various inflight entertainment functions and a light switch.
1 of 2
CLINT HENDERSON/THE POINTS GUY
2 of 2
CLINT HENDERSON/THE POINTS GUY
The system was a 15-inch screen and it could be popped out of the neighboring seatback with the push of a button.
CLINT HENDERSON/THE POINTS GUY
There were plenty of entertainment choices, including movies, music, television shows and a moving map feature. I counted 72 new releases, including 40 that had been added for the month. There were also dozens of television episodes to choose from.
1 of 3
CLINT HENDERSON/THE POINTS GUY
2 of 3
CLINT HENDERSON/THE POINTS GUY
3 of 3
CLINT HENDERSON/THE POINTS GUY
In addition to those, there were games, a kids channel, music and flight information. There was also a small controller just to the right of the IFE controller with preset seat positions for easy maneuvering.
CLINT HENDERSON/THE POINTS GUY
You could use that little screen to change the setting for suite lights and to illuminate a "privacy please" feature, too.
CLINT HENDERSON/THE POINTS GUY
There were overhead air nozzles above the seats, so I could control the temperature in the area around me.
CLINT HENDERSON/THE POINTS GUY
I had two large windows with views of the tarmac, though it was pitch dark in Tokyo when we departed.
CLINT HENDERSON/THE POINTS GUY
There were three restrooms for the small business-class cabin. There was a bathroom on each side of the galley behind the business-class cabin and another on the front left side of the aircraft not far from the cockpit.
1 of 4
CLINT HENDERSON/THE POINTS GUY
2 of 4
CLINT HENDERSON/THE POINTS GUY
3 of 4
CLINT HENDERSON/THE POINTS GUY
4 of 4
CLINT HENDERSON/THE POINTS GUY
The bathrooms were kept clean during my flight and there was never a wait, though there were no special amenities.
Amenities in American Airlines business class
Already waiting at my seat when I boarded was a Bang & Olufsen headset, a bottle of water, a Raven + Lily-branded amenity kit and a paper menu.
CLINT HENDERSON/THE POINTS GUY
The B&O headsets were great quality and made for a quiet and enjoyable sound experience. It's just too bad American Airlines makes flight attendants collect them as early as an hour before landing, which really limits the experience.
1 of 2
CLINT HENDERSON/THE POINTS GUY
2 of 2
CLINT HENDERSON/THE POINTS GUY
Inside the amenity kit were most of the basics like an eye mask, earplugs, Pholk hand and body lotion, lip balm by Macabalm, and a dental kit. I found the absence of disposable socks strange, but I guess that's a cost-cutting measure these days.
1 of 2
CLINT HENDERSON/THE POINTS GUY
2 of 2
CLINT HENDERSON/THE POINTS GUY
There was also a large plastic-wrapped pillow and Casper blanket at my seat. The bedding provided a good mix of warmth and comfort. American Airlines is in the process of rolling out more environmentally friendly bedding from Nest that doesn't come in plastic. I got to try it out on a recent flight to London and it was also quite nice.
1 of 3
CLINT HENDERSON/THE POINTS GUY
2 of 3
CLINT HENDERSON/THE POINTS GUY
3 of 3
CLINT HENDERSON/THE POINTS GUY
Wi-Fi provided by Panasonic cost $35 for the full-flight package with no data limits.
CLINT HENDERSON/THE POINTS GUY
While I didn't spend too much time online since it was a nighttime flight, as you can see below, Wi-Fi speeds were generally not great.
1 of 2
2 of 2
Wi-Fi speed test. OOKLA
American is in the process of rolling out improved satellite Wi-Fi on its long-haul planes, so hopefully this is an area that will improve in the future.
How was the food in American Airlines business class?
Overall, the food on this Tokyo flight was middling at best.
CLINT HENDERSON/THE POINTS GUY
Passengers boarded to find menus waiting at their seats.
CLINT HENDERSON/THE POINTS GUY
Warmed nuts were brought out about 10 minutes later with a selection of cocktails. The nuts were lukewarm and tasted a bit stale. I went for a club soda and cranberry, which the flight attendants offered to refill proactively.
CLINT HENDERSON/THE POINTS GUY
As I mentioned, there were only 20 business-class seats on this plane and three flight attendants, including the purser Louis, who oversaw my row, so it made for a pretty good service experience.
The main courses on offer were:
Grilled beef fillet
Salmon fillet
Polenta lasagna
Steamed rice available on request
CLINT HENDERSON/THE POINTS GUY
Louis was nice enough to bring me the Japanese meal he served to another passenger so I could photograph it.
CLINT HENDERSON/THE POINTS GUY
For the Western meal, the first course was a small plate of tuna tataki in a plum sauce, along with a salad of seasonal greens with cucumber, ginger and snap peas. I chose the peppercorn ranch dressing but Japanese sesame soy dressing was also available. The tuna was delicious. I didn't taste the plum sauce, but the breadcrumb crust was tasty.
CLINT HENDERSON/THE POINTS GUY
White rolls, pretzel bread and wheat rolls were also offered with a pat of butter. The bread looked a bit dried out, but it was fine once some butter had been spread on top. I ordered the polenta lasagna as a main course.
CLINT HENDERSON/THE POINTS GUY
It was filling, but watery and bland. The one thing that didn't disappoint was dessert.
Choices for dessert were:
A fruit-and-cheese plate
Custom-made sundaes
Panna cotta (an Italian cream dessert)
1 of 2
CLINT HENDERSON/THE POINTS GUY
2 of 2
CLINT HENDERSON/THE POINTS GUY
You really can't beat the sundaes American Airlines offers as part of its long-haul business-class service. I had a hot fudge sundae with extra whipped cream. Classic but delicious.
CLINT HENDERSON/THE POINTS GUY
The meal service was completed just over an hour into flight, which I appreciated since it allowed for more time for sleep.
Set up in the galley at the front of the cabin were small finger sandwiches and other small bites.
CLINT HENDERSON/THE POINTS GUY
There were also several beverage options and a selection of packaged snacks, including Japanese crackers and other goodies.
1 of 4
CLINT HENDERSON/THE POINTS GUY
2 of 4
CLINT HENDERSON/THE POINTS GUY
3 of 4
CLINT HENDERSON/THE POINTS GUY
4 of 4
CLINT HENDERSON/THE POINTS GUY
Breakfast was served about an hour and 15 minutes before landing.
CLINT HENDERSON/THE POINTS GUY
There were two choices for the meal, both served with a small salad with soy dressing. The options were:
Stir-fried udon noodles
Red pepper-and-onion quiche
The udon noodles were thick and doughy in a savory broth. The salad was a bit wilted, but dessert was a delicious opera cake with whipped cream and a single half of a strawberry.
Breakfast was far superior to dinner on this flight. The flight attendants were great at refilling my coffee, but Louis did ask me if I had a big meeting or something since I'd asked for so many refills! I replied that the cups were small.
1 of 3
CLINT HENDERSON/THE POINTS GUY
2 of 3
CLINT HENDERSON/THE POINTS GUY
3 of 3
CLINT HENDERSON/THE POINTS GUY
The food in American Airlines' long-haul business class just didn't hold a candle to Japan Airlines, which I've flown a few times. In my opinion, that's probably reason enough to choose Japan Airlines over American on this route if the price is similar. Flight attendants collected the Bang & Olufsen headsets about 40 minutes before landing.
Service throughout the flight was generally very good, with a friendly crew of nine flight attendants. Louis, who looked after me, was especially friendly when I pestered him with questions about the plane and seats. Flight attendants also regularly passed through the cabin to see if passengers needed anything, so overall the experience was very positive.
Would you recommend American Airlines business class?
An American Airlines 787 at LAX. CLINT HENDERSON/THE POINTS GUY
An early departure from Tokyo and arrival in Los Angeles and a comfortable, if tight, lie-flat bed made for a decent flight. The service was nice, with an efficient and friendly crew. The experience wasn't the best I've had on American Airlines, but I rate it as a perfectly pleasant experience overall.
Although it's not my top choice for flying between the U.S. and Japan, I would recommend American Airlines business class if you apply an upgrade like I did. The seats aren't the best, but they're comfortable enough for getting some rest on a long flight.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG Editor's Rating4/5
TPG Editor's Rating4/5
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.