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When flying, it’s easy to put your bag up in the overhead bin and forget about it entirely until you’re ready to deplane. But it’s always a good idea to keep an eye on your goods at all times — especially items that are especially valuable. Whenever possible, it’s always ideal to put your valuables under the seat in front of you so they’re always within sight.

Earlier this week, a 39-year-old man flying on Emirates reported that when he got to Hong Kong, he noticed that he was missing two watches and foreign currency from his bag, worth about $26,000 — the items were stored in the overhead bin. When he got to Hong Kong, the man reported it to the flight crew, who then informed the police.

You might also want to avoid placing your bag near a a look-alike.

According to the Hong Kong government, the number of instances of in-flight theft has increased. In 2014, the number of reported in-flight thefts was 48, and in 2015, that figure jumped to 60. In Hong Kong, authorities said there are more reports of theft on medium- and long-haul flights.

Those figures generally cover items that are intentionally stolen, but if you check your bag (or even if you don’t), it’s always possible that things could end up getting misplaced. In those cases, you could benefit from a credit card that offers lost or delayed luggage coverage. Cards like Citi Prestige and Chase Sapphire Preferred will cover expenses if your bag is severely delayed, but American Express cards actually offer a Baggage Insurance Plan, although you’re limited to $2,000 for checked bags or $3,000 for carry-ons with The Platinum Card from American Express and $500 for checked bags or $1,250 for carry-ons with Premier Rewards Gold Card from American Express, assuming you pay for your ticket in full with your eligible Amex card.


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Chase Sapphire Preferred® Card

With great travel benefits, 2x points on travel & dining and a 50,000 point sign up bonus, the Chase Sapphire Preferred is a great card for those looking to get into the points and miles game. Here are the top 5 reasons it should be in your wallet, or read our definitive review for more details.

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More Things to Know
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR on Purchases
Regular APR
17.74% - 24.74% Variable
Annual Fee
$0 Intro for the First Year, then $95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.