4 Steps to Maximize Starwood Crossover Rewards with Delta
Update: Some offers mentioned below are no longer available. View the current offers here.
When it comes to award travel, there are plenty of brand partnerships to leverage. One of the most lucrative options is Starwood's Crossover Rewards, which awards SPG elites perks when traveling on Delta and Delta elites benefits for staying at its properties. Below, TPG Senior Points & Miles Contributor Nick Ewen shows you how to get the most out of this program.
Over the last few years, we've seen more and more travel providers joining forces to offer additional perks to members of their respective programs. Uber has been a big part of this, launching partnerships with Starwood Preferred Guest, Capital One and American Airlines, among other brands, but we've also seen unions between Hyatt and Mlife, United and Hertz and SPG and Emirates. Today, however, I want to focus on another one of SPG's and highlight how to maximize the Crossover Rewards partnership with Delta.

Let's start with a quick overview of the program, which was launched back in 2013. In its most basic form, it allows elite members of both Delta and Starwood Preferred Guest to earn bonus points or miles when staying or flying with the other, even if you don't have elite status in both programs. Here are the details:
- SPG elite on Delta flights: 1 bonus Starpoint for every dollar spent on eligible Delta flights (base fare)
- Delta elite on SPG stays: 1 bonus mile for every dollar spent at eligible room rates at all global Starwood hotels
In addition to the bonus earnings, top-tier Delta and Starwood elites enjoy some reciprocal benefits as well:
SPG Platinum members on Delta flights:
- Priority check-in
- Priority (Zone 1) boarding
- Unlimited complimentary upgrades (though at the bottom of the upgrade priority list)
- Free first checked bag
Delta Diamond/Platinum Medallion members on SPG stays:
- Elite check-in line
- 4pm late check-out (subject to availability)
- Enhanced room at check-in
- Complimentary guest room Internet access
Unfortunately, the program is only open to Starwood Preferred Guest elite members and Delta SkyMiles Medallion members, so you'll need to obtain one of those levels to begin participating. However, there are many ways to boost your elite status qualification with both programs, and if you happen to have status with both programs, you can earn bonus Starpoints on your Delta flights and bonus SkyMiles on your SPG stays.
So how can you make the most of this partnership? Here are some suggestions:
1. Link your accounts
This may seem like the most obvious thing to do, but in order to utilize the partnership, you must link your Starwood Preferred Guest and Delta SkyMiles accounts. You can do this by signing into your SPG account and then adding your SkyMiles number or by signing into your Delta account and adding your SPG number. Note that you only need to do one of these options; linking from the SPG page will automatically enroll you in the program.
If you're unsure whether your accounts are linked, follow the instructions above like you're trying to link your accounts for the first time. If you've done it previously, you'll see a message like this on SPG.com:

Or like this on Delta.com:

Again, this is hopefully something you've already done, but it's a critical first step. You'd be surprised at how many people miss out on points or miles by not signing up for programs or partnerships like this — don't miss out on these rewards by not signing up.
2. Get elite status

The second key step is to actually earn elite status with one (or both) of the programs. Once again, this is a pretty obvious step, as the Crossover Rewards program is only open to elite members of SPG and Delta. As a reminder, here are the qualification thresholds for Starwood Preferred Guest:
- SPG Gold: 10 stays or 25 nights
- SPG Platinum: 25 stays or 50 nights (While you do get added perks with SPG for hitting 75 and 100 nights, the benefits on Delta are the same for all Platinum members.)
Here are the qualification thresholds for Delta:
- Delta Silver Medallion: 25,000 Medallion Qualification Miles (MQMs) or 30 Medallion Qualification Segments (MQSs) plus $3,000 Medallion Qualifying Dollars (MQDs)
- Delta Gold Medallion: 50,000 MQMs or 60 MQSs plus $6,000 MQDs
- Delta Platinum Medallion: 75,000 MQMs or 100 MQSs plus $9,000 MQDs
- Delta Diamond Medallion: 125,000 MQMs or 140 MQSs plus $15,000 MQDs
Fortunately, there are a few ways to boost your elite status qualification prospects with each chain. With SPG, you can open the Starwood Preferred Guest® Credit Card from American Express and/or the Starwood Preferred Guest® Business Credit Card from American Express. Each of these cards offers you 2 stays and 5 credits toward elite status every year, so if you carry both in your wallet, you're 40% of the way to Gold status. You can also earn automatic Gold status by spending at least $30,000 on either card in a calendar year.

With Delta, there are four credit cards that allow you to boost your elite status without flying. The Delta Reserve® Credit Card from American Express gives you 10,000 MQMs (plus 40,000 bonus miles) after spending $3,000 on purchases within the first three months and you'll earn another 15,000 MQMs for spending $30,000 in a calendar year and another 15,000 MQMs for spending $60,000 in a calendar year. If you can hit that $60k threshold, you're essentially getting "automatic" Silver Medallion status just for holding the card.
The other card that gives you MQMs is the Platinum Delta SkyMiles Credit Card, which is currently offering a welcome bonus of 5,000 MQMs and 35,000 bonus miles after you spend $1,000 in purchases on your new card in your first three months. Like the Reserve cards, you'll also earn a miles boost on this cards, though not as lucrative: 10,000 bonus miles and 10,000 MQMs when you spend $25,000 in a calendar year and another 10,000 bonus miles and 10,000 MQMs when your spending reaches $50,000.
By utilizing one (or more) of these credit cards, you'll increase your chances of qualifying for elite status with either (or both) SPG and/or Delta, which will automatically unlock the Crossover Rewards program.
Of course, there is another credit card that will help in this endeavor, but it deserves its own spot on the list...
3. Open the Amex Platinum Card
Another great way to maximize the Crossover Rewards partnership is by opening The Platinum Card® from American Express, which is currently offering a welcome bonus of 60,000 Membership Rewards points after you use your new card to make $5,000 in purchases in your first three months. The card carries a ton of benefits like a $200 airline fee credit and access to Centurion Lounges, and it also gives you automatic SPG Gold status. You do need to call the number on the back of your card to activate it, and unfortunately you must do this each year to "renew" the status.
Once you've activated the status, you're then eligible to participate in the Crossover Rewards program (note that you can link your accounts prior to getting your Gold status; you just won't be able to earn bonus Starpoints on Delta flights until your account is upgraded). As a Gold member, you'll enjoy one bonus Starpoint for every dollar spent on qualifying Delta flights. TPG pegs Starpoints at 2.5 cents apiece in his most recent valuations, so it's like getting an additional 2.5% return on every flight you take on Delta.
However, there are a couple of other intriguing aspects of the card that will allow you to further maximize the Crossover Rewards program (in addition to the SPG Gold status). For starters, the card grants you access to Delta Sky Clubs when traveling on Delta, so in addition to earning Starpoints for your flights, you can also relax in the lounge prior to taking each flight. This is a great value-added perk that would — when combined with the extra Starpoints you'd earn — likely push you to choose Delta over a competing carrier.
In addition, you'd be earning Membership Rewards points on the Amex Platinum, and these points can be transferred to both Delta and Starwood Preferred Guest. However, the latter of the two only gives you 333 Starpoints for every 1,000 Membership Rewards points, so you'd likely be better off transferring to Delta. The SkyMiles program has seen its fair share of devaluations over the last few years, but the currency is far from worthless and can come in handy when other options just don't make sense. Even though you wouldn't earn any bonus Starpoints on Delta award flights, you could still utilize the Sky Club benefit.
4. Take advantage of promotions

Every once in a while, we'll see a promotion that makes this partnership even more lucrative. For example, right now you can earn 2 SkyMiles for every dollar spent on Starwood stays in the US and Canada, and this is actually open to all SkyMiles members (not just elite members). There was a similar (but more limited) promotion back in April 2014, offering Medallion members double miles on stays at Sheraton hotels in the US and Canada. Delta will also occasionally run promotions, like last month's discounted business-class awards. These aren't too frequent, but when they come up, be sure to take advantage of them.
Of course, you'll always want to sign up for regular promotions that aren't specifically connected to the Crossover Rewards program, as they can boost your Starpoint or SkyMiles account balances as well. This can be a great way to maximize your points and miles, like the current Triple Up promotion from SPG. You may even get targeted for a promo, like the double elite credits offer that TPG received last month.
Bottom Line
It's great to see how many new marriages have sprung up in the travel industry over the last few years, opening up some great ways to double-dip when you hit the road. The Crossover Rewards program with Delta and SPG is an innovative partnership that leverages the loyalty of both programs' elite members to drive additional business. It's interesting that Marriott and United launched a similar program just a few months later, so there's no telling what will happen once the Marriott and SPG merger is complete. Hopefully this post has given you some suggestions on how to maximize this partnership until then!
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

