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Should I Earn Miles with Two Airlines in the Same Alliance?

April 24, 2016
3 min read
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Should I Earn Miles with Two Airlines in the Same Alliance?
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TPG reader Sujay sent me a message on Facebook to ask about airline partnerships:

"I tend to use United for domestic flights and Lufthansa for long-haul travel to Europe/Asia. Does it make sense to earn miles with different airlines in the same alliance?"

As much as I preach the importance of diversifying your travel rewards, it's also important not to spread yourself too thin. Earning only a handful of points or miles in a dozen different loyalty programs won't do you much good, but investing too heavily in one program leaves you vulnerable to devaluation and a lack of availability. To maximize your award travel opportunities, you have to find the right balance.

Airline alliances offer that balance naturally by giving you access to a selection of carriers via a single frequent flyer program. Generally speaking, I think it's best to focus on one airline in each of the three major alliances: SkyTeam, Oneworld and Star Alliance. However, there are some circumstances where it makes sense to bank miles to different carriers in the same alliance, even if it means diluting your pool of rewards and elite credits.

For starters, award charts come in many different shapes and sizes, so you might consider splitting up your miles between two programs in the same alliance if they serve different purposes. For example, the AAdvantage program offers decent value on some long-haul and international routes (despite the recent devaluation), while British Airways Avios are good for short-haul economy awards. While both carriers are in Oneworld, there are benefits to having rewards from each one on hand.

Another good reason to bank miles to a second program is if the partner earning rate is low for your fare class. For example, United won't credit you for flying Lufthansa on a discounted economy K fare. Of course, that fare won't accrue many miles with Lufthansa either, but you might as well get at least some mileage out of it. Similarly, Lufthansa's premium A and F fares earn 300% of the distance flown when you credit to Miles & More, but only 200% when you credit to MileagePlus (unless ticketed by United, in which case you'll earn based on fare rather than distance). If you're routinely flying to Asia and Europe in first class, that difference will add up quickly.

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You'll get a better return by crediting first-class Lufthansa flights (in A and F) to Miles & More.

There are other factors to consider as well, like how close you are to hitting an elite status threshold, or incentives like promotional bonus miles. You should also think about how those miles fit into your rewards portfolio overall. For example, if you have a huge stockpile of Ultimate Rewards points, then earning more United miles might be redundant, since you can transfer them over from Chase any time. The same goes for Starwood Preferred Guest and Lufthansa.

Ultimately, I don't think there's a one-size-fits-all answer to Sujay's question. I suggest you examine your flight history over the past year (or your plans for the coming year), and calculate the rewards and elite status you'd earn by banking miles to one program or the other. Those numbers should help you make an informed decision based on your own travel habits.

If you have any other questions, please tweet me @thepointsguy, message me on Facebook or send me an email at info@thepointsguy.com.

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Best for businesses with high spending
TPG Editor‘s Rating
4.5 / 5
Go to review

Rewards Rate

2X miles2 miles per dollar on every purchase
5X miles5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel
10X miles10 miles per dollar on hotels and rental cars booked through Capital One Business Travel
  • Intro Offer

    LIMITED-TIME OFFER: Earn up to 400K bonus miles
  • Annual Fee

    $395
  • Recommended Credit

    740-850
    Excellent

Why We Chose It

The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)

Pros

  • The Capital One Venture X business card has a very lucrative welcome offer.
  • In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
  • Business owners are also able to add employee cards for free.

Cons

  • The card requires significant spending to earn the welcome offer.
  • Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
  • LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
  • Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
  • Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • This is a pay-in-full card, so your balance is due in full every month
  • Top rated mobile app