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Update: Some offers mentioned below are no longer available. View the current offers here – Citi Prestige Card

4th Night Free from Citi Prestige is the single most rewarding credit card benefit currently available (if you’re able to put it to use), but the process to book a reservation had been a bit of a pain. Until this week, you’d need to speak to a Citi concierge who would then pass your request on to a Carlson Wagonlit travel agent. From there, they’d either complete the booking right away or call you back later to book, but either way it was a hassle to book. Fortunately, Citi has now vastly improved the process, empowering its contracted concierges to make your bookings directly, instead.

I can’t wait to visit Amanpulo, which I booked with 4th Night Free!

Now, since the process has changed, I’ll show you how to book in four easy steps:

1. Call Aspire Lifestyles (Citi’s concierge service) at 561-922-0158 and provide your first and last name and billing ZIP code.
2. Provide the name of your hotel, dates of your stay, room type and the rate you’d like to book.
3. The rep will confirm your details and provide the hotel’s cancellation policy.
4. Provide your credit card and loyalty program number (and ask the rep to keep these on file — a big improvement!).

A few minutes later you should receive a confirmation email, including the amount you will receive as your 4th Night Free reimbursement (typically the full cost of the fourth night, including all taxes).

You can still pair 4th Night Free stays with Hyatt Diamond suite upgrades.

While it still took about 15 minutes to complete the booking, it’s great to have a single person handle the reservation from start to finish. The call time should improve significantly over time, as these new agents get a feel for the process and how to book properties and rates that don’t show up in their system (which is entirely possible — just ask them to call the hotel or chain directly). Overall, this is a fantastic improvement for what was already the most rewarding card on the market. As long as 4th Night Free is here to stay, I will always have my Citi Prestige.

H/T: One Mile at a Time

The Platinum Card® from American Express

The American Express Platinum card has some of the best perks out there: cardholders enjoy the best domestic lounge access (Delta SkyClubs, Centurion Lounges, and Priority Pass), a $200 annual airline fee credit as well as up to $200 in Uber credits, and mid-tier elite status at SPG, Marriott, and Hilton. Combined with the 60,000 point welcome offer -- worth $1,140 based on TPG's valuations -- this card is a no-brainer for frequent travelers. Here are 5 reasons you should consider this card, as well as how you can figure out if the $550 annual fee makes sense for you.

Apply Now
More Things to Know
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Up to $200 for Uber rides annually. Credit and Uber VIP status available to Basic Card Member only.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Terms Apply.
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
N/A
Annual Fee
$550
Balance Transfer Fee
See Terms
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.