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Update: Some offers mentioned below are no longer available. View the current offers here – Citi Prestige Card

4th Night Free from Citi Prestige is the single most rewarding credit card benefit currently available (if you’re able to put it to use), but the process to book a reservation had been a bit of a pain. Until this week, you’d need to speak to a Citi concierge who would then pass your request on to a Carlson Wagonlit travel agent. From there, they’d either complete the booking right away or call you back later to book, but either way it was a hassle to book. Fortunately, Citi has now vastly improved the process, empowering its contracted concierges to make your bookings directly, instead.

I can’t wait to visit Amanpulo, which I booked with 4th Night Free!

Now, since the process has changed, I’ll show you how to book in four easy steps:

1. Call Aspire Lifestyles (Citi’s concierge service) at 561-922-0158 and provide your first and last name and billing ZIP code.
2. Provide the name of your hotel, dates of your stay, room type and the rate you’d like to book.
3. The rep will confirm your details and provide the hotel’s cancellation policy.
4. Provide your credit card and loyalty program number (and ask the rep to keep these on file — a big improvement!).

A few minutes later you should receive a confirmation email, including the amount you will receive as your 4th Night Free reimbursement (typically the full cost of the fourth night, including all taxes).

You can still pair 4th Night Free stays with Hyatt Diamond suite upgrades.

While it still took about 15 minutes to complete the booking, it’s great to have a single person handle the reservation from start to finish. The call time should improve significantly over time, as these new agents get a feel for the process and how to book properties and rates that don’t show up in their system (which is entirely possible — just ask them to call the hotel or chain directly). Overall, this is a fantastic improvement for what was already the most rewarding card on the market. As long as 4th Night Free is here to stay, I will always have my Citi Prestige.

H/T: One Mile at a Time

Capital One® Savor® Cash Rewards Credit Card

This cash back card has a focus on dining and entertainment where you can earn unlimited 4% cash back in those spending categories. You can also earn 2% cash back at grocery stores and 1% cash back on all other purchases.

Apply Now
More Things to Know
  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that
Intro APR on Purchases
N/A
Regular APR
16.24% - 25.24% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Balance Transfer Fee
$0
Recommended Credit
Excellent, Good

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.