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Update: Some offers mentioned below are no longer available. View the current offers here – Citi Prestige Card

4th Night Free from Citi Prestige is the single most rewarding credit card benefit currently available (if you’re able to put it to use), but the process to book a reservation had been a bit of a pain. Until this week, you’d need to speak to a Citi concierge who would then pass your request on to a Carlson Wagonlit travel agent. From there, they’d either complete the booking right away or call you back later to book, but either way it was a hassle to book. Fortunately, Citi has now vastly improved the process, empowering its contracted concierges to make your bookings directly, instead.

I can’t wait to visit Amanpulo, which I booked with 4th Night Free!

Now, since the process has changed, I’ll show you how to book in four easy steps:

1. Call Aspire Lifestyles (Citi’s concierge service) at 561-922-0158 and provide your first and last name and billing ZIP code.
2. Provide the name of your hotel, dates of your stay, room type and the rate you’d like to book.
3. The rep will confirm your details and provide the hotel’s cancellation policy.
4. Provide your credit card and loyalty program number (and ask the rep to keep these on file — a big improvement!).

A few minutes later you should receive a confirmation email, including the amount you will receive as your 4th Night Free reimbursement (typically the full cost of the fourth night, including all taxes).

You can still pair 4th Night Free stays with Hyatt Diamond suite upgrades.

While it still took about 15 minutes to complete the booking, it’s great to have a single person handle the reservation from start to finish. The call time should improve significantly over time, as these new agents get a feel for the process and how to book properties and rates that don’t show up in their system (which is entirely possible — just ask them to call the hotel or chain directly). Overall, this is a fantastic improvement for what was already the most rewarding card on the market. As long as 4th Night Free is here to stay, I will always have my Citi Prestige.

H/T: One Mile at a Time

American Express® Gold Card

With some great bonus categories, the American Express Gold Card has a lot going for it. The card offers 4x points at US restaurants, at US supermarkets (up to $25,000; then 1x), and 3x points on flights booked directly with airlines or through amextravel.com. It is currently offering a welcome bonus of 35,000 bonus points after you spend $2,000 in the first three months.

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More Things to Know
  • Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new Card within the first 3 months.
  • Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth's Chris Steak House. This is an annual savings of up to $120. Enrollment required.
  • $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • Choose to carry a balance with interest on eligible charges of $100 or more.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms apply.
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
See Rates & Fees
Annual Fee
$250
Balance Transfer Fee
See Terms
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.