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Update: Some offers mentioned below are no longer available. View the current offers here.
Update: The Citi AAdvantage Platinum Cards (personal and business) no longer offer 2 Admirals Club Passes or $100 American Airlines flight discount.
Citi periodically offers sign-up bonuses of 50,000 miles or more for its co-branded American Airlines AAdvantage cards. However, there’s a new offer for the Citi AAdvantage Platinum Select World Elite MasterCard that comes with 50,000 AAdvantage miles
and two Admirals Club one-day passes when you spend $3,000 in the first three months of account opening, with the $95 annual fee waived the the first year.
The benefits on this card are mostly unchanged. Apart from the sign-up bonus, you’ll get both the first checked bag free and group 1 boarding for you and up to four travel companions. You’ll also get 25% off in-flight purchases on American Airlines and US Airways,
as well as a $100 American Airlines flight discount every year of cardmembership when you spend at least $30,000 on your card.
Finally, you’ll get 10% back from AAdvantage award redemptions (up to a maximum rebate of 10,000 miles annually). In my most recent monthly valuations I list AAdvantage miles at 1.7 cents apiece, so this rebate is worth $170 in extra award travel if you redeem 100,000 miles or more in a given year.
The card still earns 2 points per $1 spent on American Airlines and US Airways, or 1 point per $1 spent elsewhere. At that rate, unless you spend heavily on tickets directly from either of those airlines, you’re better putting your day to day spending on a card like the Starwood Preferred Guest Credit Card from American Express, which effectively earns 1.25 points per $1 (or sometimes even more) after you factor in the 5,000 point bonus for transfers of 20,000 points. Still, the sign-up bonus and benefits on the AAdvantage Platinum Select make it worth holding even if you don’t use it for everyday purchases.
In the past, Citi has allowed cardholders to have more than one of some AAdvantage cards (such as the three Citi Executive AAdvantage cards that I have). However, anecdotal evidence suggests that Citi is tightening up its policy, and this language included in the application for the AAdvantage Platinum Select supports that:
“This Citi® / AAdvantage®card offer is only valid for new applicants for a Citi® / AAdvantage® account made pursuant to this offer and is not available to existing cardmembers or recent applicants for a Citi® / AAdvantage® credit card.“
If you’ve never had this card, or if you had one previously but don’t anymore (two years from your previous approval date is a good approximation), then you should have no trouble applying.