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Common travel mistakes and how to avoid them

Aug. 05, 2024
10 min read
Unhappy Woman Talking on the Phone Waiting in an Airport
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Editor's Note

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Popular travel periods, such as the summer or winter holidays, are fantastic opportunities for adventure and relaxation. However, with so many people traveling, rushing and stressing to get away, travel mistakes can happen more frequently during those periods.

This guide will help you make the most of your planned trips — from navigating points and miles to avoiding common travel pitfalls.

Here’s what you need to know to avoid some of the most common travel mistakes we see here at TPG.

Waiting until the last minute during peak times

planes on runway
JINGYING ZHAO/GETTY IMAGES

Summer and winter holiday seasons are some of the busiest times to travel throughout the year. This means that, almost without fail, flights, hotels and popular attractions book up quickly during these times. If you wait until the last minute, you’ll likely face higher prices and fewer options, or worse: no options at all. This is especially true if you're hoping to use points and miles, as award availability can be extremely limited during peak times.

It seems like tired advice, but we mean it when we say that you can never be overprepared. If you know you're due to travel during a busy period — because you do it every year — you should book well in advance. If you're a perennial last-minute traveler, you'll be astonished at how much less stressful it is in the long run and how much money you can save on your tickets and reservations.

Set up fare alerts on Google Flights or other platforms to get notified when prices drop. By booking earlier, you often have a better chance of securing the best deals. If you get a price drop alert after securing your tickets, most airlines allow you to rebook without paying a change fee. Check out this Google Flights guide for more advice.

For award bookings, you can use tools like ExpertFlyer to monitor seat availability. Alternatively, you could bookmark some wishlist hotels and then periodically check award availability. That way, when the best deals or prices come in, you'll be ready to pounce immediately.

Not being flexible with travel options

THOMAS BARWICK/GETTY IMAGES

OK, let's say that on this occasion, you didn't have time to plan ahead and book early. What other options do you have? One thing we'd always suggest (even if you're not booking last minute) is to be flexible with your plans. If you have some leeway between either your travel times or destination, this can be a great way to save money any time of year. Sometimes something as simple as traveling midweek or during off-peak times can lead to lower prices and a much more relaxed experience.

Use the date grid and calendar features on flight booking websites to compare prices across different days. If you’re using points, try adjusting your travel dates by a few days to see if award availability improves. You might not always get the best deals for exactly when you need them, but it's always worth checking. It's amazing how much prices can fluctuate between a few days or weeks.

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Wasting points on low-value redemptions

When cash prices are high, like during the summer, it can be the perfect time to use your points and miles. However, it’s important to ensure you’re getting good value for them. Avoid redeeming points for low-value options that don’t give you the best return.

It's worth first getting an idea of what the cash price for a flight or hotel reservation will be, then looking at an award redemption for the same booking. You can check the value of most loyalty program points in our monthly valuations here. From there, you can work out whether the points price will save you money and offer the best bang for your buck, or if you'll end up splashing out an extortionate amount of points for little value compared to the cash price.

Aim for a value of at least 1.5 to 2 cents per point for flights and hotel stays. Use tools like TPG's awards versus cash calculator to gauge whether you’re getting a good deal. You might also consider leveraging transfer partners of your credit card’s loyalty program to maximize value. Sometimes transferring points to an airline or hotel can unlock better redemption rates by accruing bonus points. This effectively reduces the number of points you would normally use to book the award.

To keep track of the value of your points, you should bookmark our TPG points valuation guide; if you're looking to keep track of loyalty point transfer bonuses, you could bookmark our monthly transfer bonus guide.

Overpacking and paying extra fees

HIRURG/THE POINTS GUY

Overpacking can lead to unnecessary baggage fees and the hassle of managing heavy luggage at your destination. Let's be honest: We've all been away on vacation and realized on the final day that we only needed half of the things we packed (and then fumed when we realized our surplus packing meant we now didn't have suitcase space to bring back souvenirs).

That's not even the worst-case scenario. Spare a thought for the poor souls who reach the airport and have to either pay extra baggage fees or go full Joey from "Friends" and wear two weeks' worth of clothes on the flight.

Don't leave packing for the night before or the morning you travel. Instead, create a packing list based on your itinerary and the weather forecast a week or a few days before you're due to leave. Take a good hard look at that list and ask: Do I need all of these items? If it helps, pretend you're judging someone else's list, so you can be truly objective.

Choose versatile clothing that can be mixed and matched. Consider investing in packing cubes to keep your suitcase organized and maximize space. Don’t forget to check your airline’s baggage policy beforehand to avoid surprise fees, and if possible, stick to a carry-on to bypass baggage claim delays.

Traveling without insurance coverage

Close-up of travel insurance form. PETER DAZELEY/GETTY IMAGES

Travel insurance can be a lifesaver, covering everything from flight cancellations to lost luggage and medical emergencies. Sure, you may never need to use it, but skipping travel insurance is a gamble that could cost you significantly if something goes wrong. You always need it the most when you don't have it.

Review your credit card’s travel insurance benefits before purchasing a separate policy. Premium cards often include trip cancellation or interruption insurance, baggage delay coverage and other emergency benefits. If you’re taking an extended trip, traveling to remote areas or carrying expensive items, consider additional coverage to fill any gaps.

Forgetting to use travel perks and protections

Many travelers overlook the valuable perks and protections that come with their travel credit cards. These benefits can save you money, provide peace of mind and make your journey more comfortable.

Before your trip, familiarize yourself with your card’s benefits, such as lounge access, trip delay reimbursement, rental car insurance, hotel status and many other great perks.

Make sure you’re using a card that maximizes your rewards to earn points or miles on every purchase, along with other perks. For example, the American Express® Gold Card is a great card for travelers. It has no foreign transaction fees (see rates and fees); up to $120 in annual Uber Cash per calendar year on U.S. purchases (Amex Gold must be a method of payment in your Uber account and you can redeem with any Amex card); up to $100 in hotel credits per calendar year (with The Hotel Collection*; minimum two night stay required); baggage insurance** of up to $1,250 in coverage for carry-on baggage and up to $500 for checked baggage; and increased points earning on flights, hotels and restaurants.

*Eligible charges vary by property.

**Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Being a stereotypical, uninformed tourist

Friends sitting on a boat in Bangkok
JUSTIN PUMFREY/GETTY IMAGES

Respecting local cultures and customs is essential for a positive travel experience. Always remember that just because you're on vacation, not everyone at your location is doing the same. You are, after all, visiting someone else's home. Being an uninformed tourist can lead to uncomfortable situations or even cause you to offend locals.

Research your destination beforehand to understand its customs, traditions and social norms. Learn a few basic phrases in the local language, and be mindful of dress codes — especially in religious or conservative areas. Respect local etiquette, such as tipping practices or queueing behavior, to blend in better and show appreciation for the culture.

Forgetting the essentials

OSCAR WONG/GETTY IMAGES

There are so many things to remember when traveling, from general timing and logistics to ensuring everyone has their passport. So it can be easy to forget necessities like staying hydrated or having fully charged devices to access GPS or itineraries.

Carry a reusable water bottle that you can refill throughout the day to stay hydrated. Apply sunscreen regularly, especially if you’re spending time at the beach or hiking. Bring any necessary medications, and consider packing a small first-aid kit for minor injuries.

Download offline maps and travel apps, such as Google Maps and language translation tools. Keep a hard copy of important documents, like your itinerary and hotel reservations, in case your phone dies or you lose internet access. Consider an international phone plan or purchase a local SIM card to stay connected. Also, make sure you have a portable charger to keep your devices powered throughout the day.

Bottom line

Summer travel is filled with excitement and adventure, but it’s also a time when mistakes can happen more easily. By following these dos and don’ts, you can avoid common pitfalls and ensure a smoother, more enjoyable trip. From booking early and packing smart to understanding your credit card benefits and staying prepared for unexpected disruptions, a little foresight can go a long way in making your summer vacation a success. Happy travels!

Related reading:

For rates and fees of the Amex Gold, click here.

Featured image by NICOLETAIONESCU/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG Editor‘s Rating
4 / 5
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Apply for American Express® Gold Card
at American Express's secure site

Rewards

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Intro offer

As High As 100,000 points. Find Out Your Offer.

Annual Fee

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Excellent to Good

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There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

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  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
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  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
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  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.
Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best for dining at restaurants
TPG Editor‘s Rating
4 / 5
Go to review

Rewards Rate

4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3XEarn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
2XEarn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Intro Offer

    As High As 100,000 points. Find Out Your Offer.
  • Annual Fee

    $325
  • Recommended Credit

    Excellent to Good

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

Pros

  • 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.