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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Guides
How to plan your 2026 travels around public holidays to maximize your vacation time
Rachel Craft is a travel writer at TPG. She's excited about introducing more people to the world of points & miles and helping fellow travel newbies make the most of their points.
January 2, 2026 • 9 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
The article outlines how to maximize paid time off in 2026 by aligning vacation days with U.S. public holidays.
Strategic planning can turn as few as four vacation days into trips lasting up to 10 days.
Key holiday periods include Martin Luther King Jr. Day, Presidents Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Indigenous Peoples Day, Veterans Day, Thanksgiving and Christmas.
Tips are provided for avoiding peak travel crowds and leveraging floating holidays for extra flexibility.
What to consider
Not all employers observe every public holiday or offer the same floating holiday options.
Popular travel dates around holidays often see higher prices and limited availability for flights and hotels.
Booking early and monitoring award space can help secure better deals, especially when using points or miles.
What you'll miss from the article
Detailed month-by-month strategies for extending your vacations and minimizing travel hassles in 2026.
Generated by AI with support from our editorial team.
You may be just getting back to work after the holidays (complete with a hangover and/or fruitcake coma), but it's never too early to start planning for the year ahead.
For travel enthusiasts, there never seem to be enough vacation days in the year. Thankfully, the U.S. has nearly a dozen public holidays in 2026 — and if you time them right, you can turn four days of paid time off into a trip of up to 10 days.
Here, I'll break down this year's U.S. holidays and show you how to plan your 2026 travels to maximize your paid time off.
What days are public holidays in 2026?
If you're based in the U.S., here are the public holidays you have to look forward to this year. But keep in mind that not all employers observe all of these, and some provide floating holidays (which can be used at any time) in exchange for certain public holidays.
New Year’s Day: Thursday, Jan. 1
Martin Luther King Jr. Day: Monday, Jan. 19
Presidents Day: Monday, Feb. 16
Memorial Day: Monday, May 25
Juneteenth: Friday, June 19
Independence Day: Friday, July 3
Labor Day: Monday, Sept. 7
Indigenous Peoples Day (also observed as Columbus Day): Monday, Oct. 12
Veterans Day: Wednesday, Nov. 11
Thanksgiving: Thursday, Nov. 26 (and some employers grant Friday, Nov. 27 off as well)
Christmas: Friday, Dec. 25
With that in mind, here's how to strategically maximize your days off in 2026.
This year, Martin Luther King Jr. Day falls on Monday, Jan. 19. By taking off Friday, Jan. 16, you can gain a four-day weekend while using just one day of paid time off — perfect for hitting the slopes.
However, living in Colorado, I can attest that traveling to and from a ski resort on the Friday and Monday of MLK Day weekend is setting yourself up for traffic jams and milelong lift lines. Consider taking Tuesday, Jan. 20 off instead of Friday to fill out your four-day weekend, as this will help you avoid the crowds.
Take off Feb. 13, the Friday before Presidents Day on Feb. 16, to get a four-day weekend — perfect for celebrating Valentine's Day with someone you love.
Or, take off Feb. 17 to 20 to plan a nine-day trip with only four days of paid time off. February is the perfect time to beat the winter blues at one of these unexpected warm-weather destinations.
Don't forget that the 2026 Winter Olympics will be held from Feb. 6 to 22 in Italy — and it's not too late to get tickets. You could leverage Presidents Day to plan a nine-day trip to catch some medal events, ski the Dolomites and/or eat your way through Italy.
May
NATALIA LEBEDINSKAIA/GETTY IMAGES
To kick off summer with a four-day weekend, take off May 22, the Friday before Memorial Day on Monday, May 25. Just remember that many other travelers will be doing the same, making Friday and Monday some of the busiest days at airports all year.
Instead, consider taking off the rest of the week, May 26 to 29 (only four days of vacation time), for nine consecutive days away from work — plus cheaper flight options and a calmer travel experience. Or, you could forgo airports entirely with one of these epic road trips.
Mercedes-Benz Stadium in Atlanta. SANDRA MONTANEZ/GETTY IMAGES
Since Juneteenth falls on a Friday this year, you'll automatically get a three-day weekend. Add a vacation day on the Thursday before (June 18) or the following Monday (June 22) to extend your weekend.
Dreaming of a longer trip, such as a European "coolcation"? Plan your paid time off for June 15 to 18 for a nine-day holiday.
And keep in mind that the 2026 FIFA World Cup will take place from mid-June to mid-July at venues across North America, including group-stage matches throughout the weekend of Juneteenth and knockout-stage games the weekend of July 4. See the full schedule here.
This year, Independence Day will be celebrated on Friday, July 3, making it easy to plan a long weekend getaway by taking off Monday, July 6. Or, request paid time off from June 29 to July 2 to get nine consecutive days off with just four days of leave.
September
Labor Day lands on Sept. 7, and it's the perfect time to squeeze in one last family trip — if your kids' school doesn't start in August.
Take off the Friday before (Sept. 4) for a four-day weekend — but, as usual, airports will be packed on these days and ticket prices will be sky-high. You may be better off extending your weekend to Thursday or Tuesday instead.
If you're not constrained by a school schedule, take off the remainder of the week (Sept. 8 to 11) to get nine consecutive days of freedom while using only four of your precious vacation days.
Halloween in Salem, Massachusetts. JOSEPH PREZIOSO/AFP/GETTY IMAGES
Monday, Oct. 12 is a public holiday for Indigenous Peoples Day. You could add on some paid time off on the Friday before (Oct. 9) for a four-day weekend, or book a longer trip by taking off Tuesday to Friday (Oct. 13 to 16).
If you're a Halloween devotee like me, you're probably bummed that the spookiest day of the year doesn't get its own holiday. (My petitions to Congress continue to fall on deaf ears.) However, some employers provide flexible floating holidays in lieu of time off on days such as Presidents Day and Veterans Day. Since Halloween falls on a Saturday this year, you could use a floating holiday or two for a long weekend trip to a spooky destination or theme park.
The 2022 Macy’s Thanksgiving Day Parade in New York City. GOTHAM GC IMAGES/GETTY IMAGES
Then there's Thanksgiving on Thursday, Nov. 26. Taking off Friday for a four-day weekend is a no-brainer, but you could extend your trip to nine days by using paid time off on Nov. 23, 24, 25 and 27.
Thanksgiving is a notoriously stressful time to travel, and flight and hotel prices tend to spike around this time. Consider booking your trip with points and miles to cut costs. Or, score cheaper international fares since there isn't a lot of demand for European travel during this month.
Christmas market in St. Stephen's Square in Budapest, Hungary. JON HICKS/GETTY IMAGES
With both Christmas and New Year's Day conveniently on Fridays this year, you can enjoy two consecutive long weekends — or use just four days of paid time off from Dec. 28 to 31 for a 10-day break from work. Even Ebenezer Scrooge couldn't say no to that.
That's a lot of skiing, sledding, sleigh rides or whatever wintry activity tickles your fancy.
You may have a finite amount of paid time off each year, but that doesn't have to limit your travels. You can stay longer and explore more by strategically booking your time off around public holidays.
However, flexibility is key when redeeming points and miles for travel, and it may be harder to find great award rates on popular travel dates around holidays. Your best bet is to search early and often using tools like Seats.aero and Rooms.aero and to jump on the best deals when you spot them.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Delta SkyMiles® Reserve Business American Express Card
TPG editor's rating3.5
TPG editor's rating3.5
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
3X
Earn 3 miles per dollar on eligible Delta purchases.
Intro offer
Earn 200,000 Bonus Miles
Annual fee
$650
Regular APR
19.74% - 28.74% Variable
Recommended credit
Excellent to Good
Pros + cons
Pros
Access to Delta Sky Clubs when flying the airline
A companion certificate that can be used for a domestic first-class, Delta Comfort+ or main cabin round-trip flight
Earn Medallion Qualification Dollars toward elite status through spending
Multiple statement credits on select purchases
Cons
Steep $650 annual fee
Limited earning rates apart from Delta purchases
More details
Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
Delta SkyMiles® Reserve Business Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Earn 3 miles per dollar on eligible Delta purchases.
When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
Save 15% when booking Award Travel with miles on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
Enjoy your first checked bag free on Delta flights worldwide – and on domestic Delta flights, your second bag flies free too.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
With the $240 Resy Credit, earn up to $20 per month in statement credits at over 10,000 qualifying U.S. Resy restaurants for eligible purchases using your enrolled card.
Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
Terms and limitations apply.
Pros
Access to Delta Sky Clubs when flying the airline
A companion certificate that can be used for a domestic first-class, Delta Comfort+ or main cabin round-trip flight
Earn Medallion Qualification Dollars toward elite status through spending
Multiple statement credits on select purchases
Cons
Steep $650 annual fee
Limited earning rates apart from Delta purchases
Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
Delta SkyMiles® Reserve Business Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Earn 3 miles per dollar on eligible Delta purchases.
When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
Save 15% when booking Award Travel with miles on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
Enjoy your first checked bag free on Delta flights worldwide – and on domestic Delta flights, your second bag flies free too.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
With the $240 Resy Credit, earn up to $20 per month in statement credits at over 10,000 qualifying U.S. Resy restaurants for eligible purchases using your enrolled card.
Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
Terms and limitations apply.
Offer Ending Soon
Delta SkyMiles® Reserve Business American Express Card
TPG editor's rating3.5
TPG editor's rating3.5
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
3X
Earn 3 miles per dollar on eligible Delta purchases.
Intro offer
Earn 200,000 Bonus Miles
Annual fee
$650
Regular APR
19.74% - 28.74% Variable
Recommended credit
Excellent to Good
Pros + cons
Pros
Access to Delta Sky Clubs when flying the airline
A companion certificate that can be used for a domestic first-class, Delta Comfort+ or main cabin round-trip flight
Earn Medallion Qualification Dollars toward elite status through spending
Multiple statement credits on select purchases
Cons
Steep $650 annual fee
Limited earning rates apart from Delta purchases
More details
Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
Delta SkyMiles® Reserve Business Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Earn 3 miles per dollar on eligible Delta purchases.
When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
Save 15% when booking Award Travel with miles on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
Enjoy your first checked bag free on Delta flights worldwide – and on domestic Delta flights, your second bag flies free too.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
With the $240 Resy Credit, earn up to $20 per month in statement credits at over 10,000 qualifying U.S. Resy restaurants for eligible purchases using your enrolled card.
Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
Terms and limitations apply.
Pros
Access to Delta Sky Clubs when flying the airline
A companion certificate that can be used for a domestic first-class, Delta Comfort+ or main cabin round-trip flight
Earn Medallion Qualification Dollars toward elite status through spending
Multiple statement credits on select purchases
Cons
Steep $650 annual fee
Limited earning rates apart from Delta purchases
Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
Delta SkyMiles® Reserve Business Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Earn 3 miles per dollar on eligible Delta purchases.
When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
Save 15% when booking Award Travel with miles on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
Enjoy your first checked bag free on Delta flights worldwide – and on domestic Delta flights, your second bag flies free too.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
With the $240 Resy Credit, earn up to $20 per month in statement credits at over 10,000 qualifying U.S. Resy restaurants for eligible purchases using your enrolled card.
Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
Terms and limitations apply.
Offer Ending Soon
Delta SkyMiles® Reserve Business American Express Card
TPG editor's rating3.5
TPG editor's rating3.5
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
3X
Earn 3 miles per dollar on eligible Delta purchases.
Intro offer
Earn 200,000 Bonus Miles
Annual fee
$650
Regular APR
19.74% - 28.74% Variable
Recommended credit
Excellent to Good
Pros + cons
Pros
Access to Delta Sky Clubs when flying the airline
A companion certificate that can be used for a domestic first-class, Delta Comfort+ or main cabin round-trip flight
Earn Medallion Qualification Dollars toward elite status through spending
Multiple statement credits on select purchases
Cons
Steep $650 annual fee
Limited earning rates apart from Delta purchases
More details
Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
Delta SkyMiles® Reserve Business Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Earn 3 miles per dollar on eligible Delta purchases.
When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
Save 15% when booking Award Travel with miles on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
Enjoy your first checked bag free on Delta flights worldwide – and on domestic Delta flights, your second bag flies free too.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
With the $240 Resy Credit, earn up to $20 per month in statement credits at over 10,000 qualifying U.S. Resy restaurants for eligible purchases using your enrolled card.
Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
Terms and limitations apply.
Pros
Access to Delta Sky Clubs when flying the airline
A companion certificate that can be used for a domestic first-class, Delta Comfort+ or main cabin round-trip flight
Earn Medallion Qualification Dollars toward elite status through spending
Multiple statement credits on select purchases
Cons
Steep $650 annual fee
Limited earning rates apart from Delta purchases
Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
Delta SkyMiles® Reserve Business Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Earn 3 miles per dollar on eligible Delta purchases.
When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
Save 15% when booking Award Travel with miles on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
Enjoy your first checked bag free on Delta flights worldwide – and on domestic Delta flights, your second bag flies free too.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
With the $240 Resy Credit, earn up to $20 per month in statement credits at over 10,000 qualifying U.S. Resy restaurants for eligible purchases using your enrolled card.
Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
Delta SkyMiles® Reserve Business American Express Card
TPG editor's rating3.5
TPG editor's rating3.5
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
3X
Earn 3 miles per dollar on eligible Delta purchases.
Intro offer
Earn 200,000 Bonus Miles
Annual fee
$650
Regular APR
19.74% - 28.74% Variable
Recommended credit
Excellent to Good
Pros + cons
Pros
Access to Delta Sky Clubs when flying the airline
A companion certificate that can be used for a domestic first-class, Delta Comfort+ or main cabin round-trip flight
Earn Medallion Qualification Dollars toward elite status through spending
Multiple statement credits on select purchases
Cons
Steep $650 annual fee
Limited earning rates apart from Delta purchases
More details
Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
Delta SkyMiles® Reserve Business Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Earn 3 miles per dollar on eligible Delta purchases.
When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
Save 15% when booking Award Travel with miles on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
Enjoy your first checked bag free on Delta flights worldwide – and on domestic Delta flights, your second bag flies free too.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
With the $240 Resy Credit, earn up to $20 per month in statement credits at over 10,000 qualifying U.S. Resy restaurants for eligible purchases using your enrolled card.
Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
Terms and limitations apply.
Pros
Access to Delta Sky Clubs when flying the airline
A companion certificate that can be used for a domestic first-class, Delta Comfort+ or main cabin round-trip flight
Earn Medallion Qualification Dollars toward elite status through spending
Multiple statement credits on select purchases
Cons
Steep $650 annual fee
Limited earning rates apart from Delta purchases
Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
Delta SkyMiles® Reserve Business Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Earn 3 miles per dollar on eligible Delta purchases.
When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
Save 15% when booking Award Travel with miles on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
Enjoy your first checked bag free on Delta flights worldwide – and on domestic Delta flights, your second bag flies free too.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
With the $240 Resy Credit, earn up to $20 per month in statement credits at over 10,000 qualifying U.S. Resy restaurants for eligible purchases using your enrolled card.
Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
