American Express American Airlines Business Extra Corporate Card review

Oct 5, 2021

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.


American Airlines American Express® Business Extra® Corporate Card Overview

The American Airlines American Express® Business Extra® Corporate Card offers business owners the opportunity to cut costs and earn bonus points on their employees’ business travel. Employees still earn the miles they fly, and business owners who travel earn both. The card is most generous to companies who regularly fly American Airlines. Card Rating*: ⭐⭐⭐½

*Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

Yes, you can earn perks for your employees’ business travel. With the American Airlines American Express® Business Extra Corporate Card, travelers earn the miles they fly while businesses earn flight discounts and additional points that can be used for, you guessed it — travel.

The information for the American Airline Amex Business Extra Corporate card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

New to The Points Guy? Sign up for our daily newsletter and join our small business owners community.

Who is this card for?

The American Airlines American Express Business Extra Corporate Card is especially appealing to companies that rely on American Airlines and its Oneworld partners: British Airways, Iberia, Finnair, Qantas and Japan Airlines, and you don’t have to be a big corporation or big spender to take advantage of its benefits. Anyone who is doing business as a sole proprietor — a business structure that requires no paperwork to be filed — can apply for a corporate card.

Related reading: Choosing the best credit card for American Airlines flyers

The card doesn’t have any spending requirements and rewards points are good for up to three years. But beware — activity doesn’t extend this timeline like it typically does for personal mileage accounts. Let’s take a closer look at this card.

In This Post

Welcome Bonus: Don’t hold your breath

If you’re looking for a generous welcome bonus, you’re sure to be disappointed. This card lacks any introductory welcome bonus offer of any kind but does offer several opportunities to earn points, miles, and flight discounts through spend.

(Photo by John Gribben for The Points Guy)

(Photo by John Gribben for The Points Guy)

Main benefits and perks

The American Airlines American Express Business Extra Corporate Card delivers a 6% rebate on the first $1.5 million on flown eligible American Airlines airfares purchased each year and 4 Business Extra points per $20 spent on the base airfare of eligible American Airlines flights.

However, benefits aren’t as rich for companies that have existing corporate contracts with American Airlines. For those companies that have pre-negotiated airfare discounts in place, rebates are capped at 1%.

Cardholders do also accrue $50 in airfare discounts for every $5,000 in eligible purchases. Discounts are capped at $1,000 per calendar year per cardholder and are only redeemable toward base airfares and not toward taxes, fees or other charges.

Cardmembers do have to register an email address and won’t receive rebates until eight to 10 weeks after the end of a quarter, and rebates expire one year after issuance.

Related reading: Airline loyalty programs for small businesses 

How to earn points

While employees who are American Airlines AAdvantage members earn AAdvantage miles for their travel on American Airlines, companies also earn points for money spent on American Airlines American Express® Business Extra Corporate Cards.

Related reading: How to double-dip on your American Airlines flights using this simple tip

Companies earn one business extra point for every $5 in eligible American Airlines flight purchases on the card and earns one point for every $20 in other eligible spending. Business Extra points can be used toward flights, upgrades, club passes, and status awards.

Related reading: How to use American Airlines Business Extra points for free flights

(Photo by Clint Henderson/The Points Guy)
(Photo by Clint Henderson/The Points Guy)

How to redeem points

Flights and upgrades are the best way to get the most out of your points. Points can be redeemed for award tickets on American Airlines or on partner airlines where at least one segment of travel is on British Airways or Iberia.

Related reading: Guide to earning and burning with American Airlines’ Business Extra program

Obscure facts about the AA Amex business extra Corporate Card

Using your Business Extra miles isn’t quite as easy as using your own American AAdvantage miles. Expect to spend a bit more time navigating red tape to redeem rewards.

For starters, your Business Extra account number needs to be included on every reservation, and you’ll need to use a special portal to redeem rewards. While this may feel like an inconvenience, it’s a big step up from 2018, when a phone call was required to redeem rewards.

Is the annual fee worth it?

This card comes with an annual fee of up to $75, but depending on your company’s travel budget it could be well worth it. Just $1,300 in American Airlines airfare purchases earns back the annual fee. Maxing out the card’s flight rebates by spending $1.5 million on American Airlines airfares could earn a company $90,000 in rebates — making a $75 annual fee feel like nothing. Note that the card’s annual fee can be less than $75, depending on pre-negotiated discount contracts.

Bottom line

If you’re an entrepreneur with a good amount of employees and mostly fly with American Airlines, this may be the card for you. Its most appealing feature is that it allows for double-dipping. Employees earn miles on their travels while companies earn bonuses and rebates on their travel expenses. It really is a win-win, especially If you’re both a company’s owner and a regular business traveler — and you’re loyal to American Airlines.

Related reading: Best business credit cards of 2021

Featured photo by Markus Mainka/Shutterstock.com.

Delta SkyMiles® Platinum American Express Card

Earn 90,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in the first three months of card membership. Offer ends 11/10/2021.

With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. Earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. Terms Apply.

Apply Now
More Things to Know
  • Limited Time Offer: Earn 90,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Regular APR
15.74%-24.74% Variable
Annual Fee
$250
Balance Transfer Fee
N/A
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.