At the beginning of every year, I take stock of the 30 credit cards in my wallet — I analyze perks and benefits to ensure I’m still getting the most value out of each card.
Take my American Express® Business Gold Card, for instance: It’s turning out to be the unsung hero of my points strategy. I ran the math and found that I’m getting a ton of value out of this card, and you can too — I’ll explain how.
I spend a lot on online advertising in the U.S., and the card earns 4 points per dollar spent in that category on up to $150,000 per calendar year (then 1 point per dollar), which equals 600,000 points per year (that’s $12,000 in value!). If you can max out some of the categories, the card is super lucrative.
I love using my Amex points for award flights because I can get even more value when I transfer my points to one of Amex’s 18 airline partners. For example, you could book a one-way business-class award ticket from the East Coast to Madrid through Iberia Plus for 34,000 Avios. Talk about value!
This card has earned a permanent spot in my wallet due to its high earning rates and versatile points.
Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products, and this may impact how or where they appear. For an explanation of our Advertising Policy, visit this page.
Photo Credit: JONNO RATTMAN.
You are receiving this email because you opted in atthepointsguy.com.
Where to find us:
The Points Guy 100 5th Ave., 16th Floor New York, NY 10011 USA USA
If this newsletter was forwarded to you, you can subscribe here.
Advertiser Disclosure:
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our advertising policy and product review methodology for more information.
Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
