✈ Don’t Miss $900 or 90K Points for a $0 Annual Fee, How the Fed Affects Your Credit Cards & More News From TPG ✈

September 20, 2024

The choice is yours — cash back or points

by Summer Hull, Senior director of content

Some things that sound too good to be true are just that — but then there’s this limited-time card offer that comes with no annual fee and a bonus that can be worth $1,800 in travel.

It’s a fantastic offer that I’m seriously considering getting for myself, and I want to make sure you don’t miss out on it either.

I’m talking about the Ink Business Unlimited® Credit Card, which is offering its best-ever bonus of $900 cash back (which can also be taken as 90,000 Ultimate Rewards points) after you spend $6,000 on the card in the first three months.

What I love about this card and its points is that while you can use them as cash back, if you also have a card such as the Chase Sapphire Preferred® Card, you can combine your Ultimate Rewards points into one account and transfer the points to hotel and airline partners such as United Airlines and World of Hyatt, just like you can with the Sapphire Preferred!

This takes the value from 1 cent per point with the cash-back option to over 2 cents per point when maximized with transfer partners, according to TPG’s September 2024 valuations.

In addition, the card awards 1.5 points per dollar spent on all purchases without your having to worry about bonus categories.

If you earn the 90,000-point bonus, you’ll have enough points for a couple of nights at a high-end all-inclusive Hyatt resort like the Secrets Moxche in Mexico — that I just visited and loved — or an international business-class award flight on an airline such as Iberia, KLM or Air France.

Here are tips for getting approved for a business credit card, even with a small side hustle (such as online reselling or pet sitting).

If you’re on the fence about grabbing the best-ever offer on the Ink Business Unlimited, here are some more articles to help you out:

Don’t wait until the last minute to apply — this 90,000-point limited-time offer won’t be around for long!

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Photo Credit: SUMMER HULL/THE POINTS GUY.

Today’s top stories

Fed cuts interest rates for first time in 4 years — how will it affect your credit cards?

When the Federal Reserve adjusts its interest rates, credit card APRs will also change — albeit gradually.

Delta unveils 12 new and expanded transatlantic routes as part of largest-ever summer schedule

Delta Air Lines wants to take you to Europe next summer with 12 new and expanded routes.

Laptops, tents, binoculars and other surprising items you could be fined for when you travel to Mexico

You could be subject to a hefty fine if you bring too many laptops, phones, cameras or other items to Mexico.

We got a sneak peek at Norwegian Cruise Line’s new thrill ride, and it’s epic

There's never been anything quite like the Aqua Slidecoaster at sea or on land.

New Hilton credit card offers: Earn up to 175,000 bonus Hilton Honors points

A look at the current welcome offers on the Hilton Honors Amex cards.

The latest

1.	What it’s like at Secrets Moxche Playa del Carmen: High-end all-inclusive resort bookable with Hyatt points

2.	These are 10 of the most haunted hotels in the world — and you can actually sleep in them

3.	Cunard’s World Club cruise loyalty program: Everything you need to know

4.	SLS Barcelona is set to open this winter — a European first for the luxe brand

5.	Earn up to 15% back on hotels and rental cars with TopCashBack

6.	The best and worst credit cards to earn bonus points when abroad

7.	What it’s really like staying at Rosewood Washington, DC

8.	How the Delta SkyMiles Reserve American Express Card elevated my trip to Paris

9.	JetBlue enters lounge space with JFK, Boston clubs planned for 2025 — a stunning shift

10.	How to book a round-the-world ticket using points and miles: 8 loyalty programs you can use

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The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our advertising policy and product review methodology for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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