Both cards currently have hefty welcome offers of 75,000 miles for new cardholders who spend $4,000 on eligible purchases within the first three months.
That’s $1,388 worth of points according to TPG’s valuations, and those points can go a long way when transferred to Capital One’s hotel and airline partners — 50,000-mile transfers to Air France-KLM’s Flying Blue to book business-class awards to Europe, anyone?
Both cards are also well known for offering at least 2 miles per dollar on every purchase. That’s a really great way to earn bonus miles on purchases that usually aren’t part of a bonus-earning category — from paying household bills to settling up that $500 tab at the vet or dentist.
So then, what are the main differences?
The Venture Rewards is a solid mid-tier card with a low annual fee of just $95. It offers some additional perks, like up to a $100 application fee credit for Global Entry or TSA PreCheck.
The Venture X comes with a higher annual fee of $395 but offers more lucrative travel benefits, like a $300 annual credit for bookings made through Capital One Travel and 10,000 bonus anniversary miles. Plus, you and up to two guests can access 1,300-plus airport lounges worldwide — including Capital One’s popular new lounges. Those with the Venture Rewards card get two included visits in 2024, but that perk will end Jan. 1, 2025, making the Venture X the clear way to go moving forward if you enjoy the lounge network.
On the fence? Here are some additional articles to help you decide which of these two cards is the better match for your wallet:
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Offer ending soon: Earn 75,000 bonus points
Earn 75,000 bonus points on Chase Sapphire Reserve®, worth $1,125 when redeemed through Chase. Enjoy a $300 annual travel credit and 10x points per dollar on hotels and car rentals booked through Chase. Hurry — this offer ends soon!
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