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BIG OFFERS
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These 2 unprecedented welcome bonuses end soon
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As much as January is a time for new beginnings, we also need to highlight some big endings happening imminently.
Both Chase and Capital One have been offering their highest bonuses ever on their top business cards (not just the highest for these cards, but the biggest in the history of each program!), and both historic offers are ending in a matter of days.
Here’s the lowdown:
Chase Sapphire Reserve for Business℠: New cardholders can earn a whopping 200,000 bonus points after spending $30,000 in the first six months from account opening. That’s worth over $4,000 based on TPG’s January 2026 valuations. This offer is ending soon, so time is running out!
Capital One Venture X Business:Â New cardholders can earn up to a staggering 400,000 bonus miles:
- Earn 200,000 bonus miles after spending $30,000 on purchases in the first three months from account opening.
Those payouts are worth an incredible $3,700 and $7,400, respectively, per our valuations. And this offer ends Jan. 19, so this may be your last chance to get it before it’s gone!
If you’re thinking of cashing in on one of these big opportunities, here are some highlights on how these cards stack up against each other.
Offers
Lounge accessÂ
- Both cards offer access to their respective lounge networks (both of which are steadily expanding), plus Priority Pass lounges.
Earning potential
- The Sapphire Reserve for Business offers big earning rates on travel, like 8 points per dollar spent through Chase Travelâ„ and 4 points per dollar spent on flights and hotels booked directly. And an uncapped 3 points per dollar spent on online advertising (via social media and search engines), which rival business cards have fixed limits on.
- The Venture X Business also earns big on travel, with 10 miles per dollar spent on hotels and rental cars and 5 miles per dollar spent on flights and vacation rentals booked through Capital One Business Travel. Plus a simple, straightforward 2 miles per dollar spent on every purchase outside of those categories.
Annual fees
- The Sapphire Reserve for Business charges $795 per year, which you can offset with more than $2,500 in annual value via statement credits and other benefits (big value, but it’s a bit of a coupon book).
- The Venture X Business charges just $395, which can be offset effortlessly with the use of its $300 credit for bookings through Capital One Business Travel (just book something, and the credit is applied to your statement) and an automatic 10,000 bonus points each cardmember anniversary.
Remember: These limited-time mega offers are on their way out, and we don’t know when we’ll see any this high again!
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