Rewards rates

8x

Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.

5x

Earn 5x total points on Lyft rides through 9/30/27.

4x

Earn 4x points on flights & hotels booked direct.

3x

Earn 3x points on social media & search engine advertising on up to $1 million in spend each anniversary year, starting 11/15/26.

1x

Earn 1x points on all other purchases.

Intro offer

Offer Extended

150,000 bonus points

Earn 200,000 bonus points

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.

Ongoing purchases APR

Flex for Business Variable APR: 17.99% - 28.74%

Ongoing penalty APR

None

Annual fee

$795

Recommended credit

Good Credit, Excellent Credit

More details

• Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
• $7,000+ in value your first year. 200K points, valued at $4,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.
• Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
• Earn 5x total points on Lyft rides through 9/30/27.
• Earn 4x points on flights & hotels booked direct.
• Earn 3x points on social media & search engine advertising on up to $1 million in spend each anniversary year, starting 11/15/26.
• Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
• Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
• Member FDIC