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A guide to the Amex Platinum Walmart+ benefit: The membership that pays for itself

also contributed to this story
Nov. 11, 2025
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5 min read
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Most associate the American Express Platinum Card® with luxury and high-end benefits. After all, the card is known for its lounge access, hotel elite status offerings and having access to valuable transfer partners.

The card's up to $155 per calendar year Walmart+ statement credit*, however, doesn't fit neatly into the Platinum's reputation for prestige. That means many current and prospective cardmembers overlook it.

Failing to use your Amex Platinum's Walmart+ statement credit may mean losing out on the opportunity to save money every month. Here's what you need to know about this benefit to decide whether it's worth using.

What is Walmart+?

Walmart+ offers a variety of benefits for a monthly fee of $12.95 per month (plus local sales tax). Most of these perks are centered on Walmart shopping, but some of them focus on partner brands.

Two female friends using credit card and smart phone outdoors
MILKO/GETTY IMAGES

In 2021, the Amex Platinum began offering cardmembers monthly statement credits of up to $12.95 (plus local sales tax) toward a Walmart+ membership*. That means you're able to receive a Walmart+ membership for no extra out of pocket cost.

*Enrollment required; subject to auto-renewal. Plus-Ups excluded; statement credit is only applicable for one monthly membership.

Related: Your guide to the Amex Platinum Saks Fifth Avenue credit

Walmart+ benefits

There are multiple benefits for Walmart+ members to leverage. These can be useful when you're shopping at Walmart, and some can even be used outside of the store. Here's a list:

  • Auto care perks, such as free flat tire repair and a free road hazard warranty when you purchase new tires with installation. This perk is available at all 2,500 Walmart Auto Care Centers.
  • Free next-day and two-day shipping on items from Walmart.com, with no minimum spending required.
  • Free grocery delivery from your local Walmart store on orders of $35 or more. It's important to note that if you don't have a Walmart store nearby, you won't be able to take advantage of store delivery.
  • Free Burger King Whopper with any purchase every three months, as well as 25% off Burger King every day at participating locations.
  • Fuel savings, with up to 10 cents off per gallon at Exxon, Mobil, Sam's Club, Murphy and Walmart gas stations.
  • Online pet care for free through Pawp, with unlimited telehealth access for your pet 24/7.
  • Option to make returns from home without printing a label or repackaging.
  • Paramount+ Essential plan subscription or a Peacock Premium subscription.
  • Pluto TV access for advertising-free streaming.
  • Walmart Cash incentive when you book through W+ Travel (powered by Expedia). Earn up to 5% Walmart Cash on hotels, flights, car rentals and tours when you use W+ Travel to book.
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A Walmart cart with shopping bags inside
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Walmart+ members will also receive exclusive offers. In the past, we've seen a three-month trial of Apple News+, a five-month trial of Apple Arcade, 25% off four months of Hallmark+, six months of SiriusXM free, $20 off live events booked through Tickets For Less and $10 in Walmart Cash when you book bus or train trip tickets through Busbud.

Along with these benefits, Walmart+ members can also use their phones to scan items in-store and check out contact-free.

Related: How to maximize benefits with the Amex Platinum Card

How to get Walmart+ with the Amex Platinum

To get started, navigate to the "Benefits" tab of your online Amex Platinum account or go directly to this Walmart landing page.

From here, click "Get Started" and follow a series of prompts to sign up for a Walmart+ subscription. You must also create a Walmart account if you don't already have one.

Screenshot showing the Platinum's Walmart+ benefit
AMERICAN EXPRESS

Next, you'll be asked to enter your payment information. You need to pay with your Amex Platinum to receive your monthly $12.95 statement credit.

Important note: Make sure to opt for the monthly plan, since you won't receive a statement credit for the annual plan.

Once you've completed these steps, you should be all set. Monitor your account to make sure your statement credit posts, and contact Amex's customer support if you don't see it after a few weeks.

Related: Guide to lounge access with the Amex Platinum and Business Platinum

Bottom line

While it may not scream luxury, the Amex Platinum's Walmart+ benefit can provide significant value. That's especially true if you're a fan of the included partner brands, such as Peacock and Burger King.

I didn't expect this perk to be worth a lot when I first opened my Platinum Card, but I was quickly proven wrong. Assuming you shop at Walmart at least once a month and have either a Peacock or Paramount+ subscription, you should be able to get positive value out of this perk.

To learn more, read our full review of the Amex Platinum.

Apply here: Amex Platinum

Featured image by BCFC/SHUTTERSTOCK
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

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  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
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Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best for dining at restaurants

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Rewards Rate

4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3XEarn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
2XEarn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.

  • Intro Offer

    As High As 100,000 points. Find Out Your Offer.

  • Annual Fee

    $325

  • Recommended Credit

    Excellent to Good

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

Pros

  • 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.