A guide to the Amex Platinum Walmart+ benefit: The membership that pays for itself
Editor's Note
Most associate the American Express Platinum Card® with luxury and high-end benefits. After all, the card is known for its lounge access, hotel elite status offerings and having access to valuable transfer partners.
The card's up to $155 per calendar year Walmart+ statement credit*, however, doesn't fit neatly into the Platinum's reputation for prestige. That means many current and prospective cardmembers overlook it.
Failing to use your Amex Platinum's Walmart+ statement credit may mean losing out on the opportunity to save money every month. Here's what you need to know about this benefit to decide whether it's worth using.
What is Walmart+?
Walmart+ offers a variety of benefits for a monthly fee of $12.95 per month (plus local sales tax). Most of these perks are centered on Walmart shopping, but some of them focus on partner brands.
In 2021, the Amex Platinum began offering cardmembers monthly statement credits of up to $12.95 (plus local sales tax) toward a Walmart+ membership*. That means you're able to receive a Walmart+ membership for no extra out of pocket cost.
*Enrollment required; subject to auto-renewal. Plus-Ups excluded; statement credit is only applicable for one monthly membership.
Related: Your guide to the Amex Platinum Saks Fifth Avenue credit
Walmart+ benefits
There are multiple benefits for Walmart+ members to leverage. These can be useful when you're shopping at Walmart, and some can even be used outside of the store. Here's a list:
- Auto care perks, such as free flat tire repair and a free road hazard warranty when you purchase new tires with installation. This perk is available at all 2,500 Walmart Auto Care Centers.
- Free next-day and two-day shipping on items from Walmart.com, with no minimum spending required.
- Free grocery delivery from your local Walmart store on orders of $35 or more. It's important to note that if you don't have a Walmart store nearby, you won't be able to take advantage of store delivery.
- Free Burger King Whopper with any purchase every three months, as well as 25% off Burger King every day at participating locations.
- Fuel savings, with up to 10 cents off per gallon at Exxon, Mobil, Sam's Club, Murphy and Walmart gas stations.
- Online pet care for free through Pawp, with unlimited telehealth access for your pet 24/7.
- Option to make returns from home without printing a label or repackaging.
- Paramount+ Essential plan subscription or a Peacock Premium subscription.
- Pluto TV access for advertising-free streaming.
- Walmart Cash incentive when you book through W+ Travel (powered by Expedia). Earn up to 5% Walmart Cash on hotels, flights, car rentals and tours when you use W+ Travel to book.
Walmart+ members will also receive exclusive offers. In the past, we've seen a three-month trial of Apple News+, a five-month trial of Apple Arcade, 25% off four months of Hallmark+, six months of SiriusXM free, $20 off live events booked through Tickets For Less and $10 in Walmart Cash when you book bus or train trip tickets through Busbud.
Along with these benefits, Walmart+ members can also use their phones to scan items in-store and check out contact-free.
Related: How to maximize benefits with the Amex Platinum Card
How to get Walmart+ with the Amex Platinum
To get started, navigate to the "Benefits" tab of your online Amex Platinum account or go directly to this Walmart landing page.
From here, click "Get Started" and follow a series of prompts to sign up for a Walmart+ subscription. You must also create a Walmart account if you don't already have one.
Next, you'll be asked to enter your payment information. You need to pay with your Amex Platinum to receive your monthly $12.95 statement credit.
Important note: Make sure to opt for the monthly plan, since you won't receive a statement credit for the annual plan.
Once you've completed these steps, you should be all set. Monitor your account to make sure your statement credit posts, and contact Amex's customer support if you don't see it after a few weeks.
Related: Guide to lounge access with the Amex Platinum and Business Platinum
Bottom line
While it may not scream luxury, the Amex Platinum's Walmart+ benefit can provide significant value. That's especially true if you're a fan of the included partner brands, such as Peacock and Burger King.
I didn't expect this perk to be worth a lot when I first opened my Platinum Card, but I was quickly proven wrong. Assuming you shop at Walmart at least once a month and have either a Peacock or Paramount+ subscription, you should be able to get positive value out of this perk.
To learn more, read our full review of the Amex Platinum.
Apply here: Amex Platinum
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees