Upcoming Changes to the Barclaycard Arrival 40,000 Point Offer
Update: Some offers mentioned below are no longer available. View the current offers here.
One of the best travel credit cards currently on the market is the Barclaycard Arrival. Back in April, Barclaycard upped its sign-up bonus to 40,000 miles when you spend $1,000 in the first 90 days, but my contacts at Barclaycard have confirmed that the minimum spending requirement is going to increase to $3,000 within 90 days very soon (exact date TBD), so if you've been thinking about applying for this card, now might be the best time to get in on the offer. There may be some other minor changes to the offer, but the sign-up bonus will still be 40,000 points after the increased spend. Right now the 40,000 point sign-up bonus equates to $440 in travel rewards- not bad for a card with no annual fee the first year ($89 thereafter).
I'm not terribly surprised because the card's main competitor, the Chase Sapphire Preferred, has a similar 40,000 point bonus (45,000 if you add an additional user) after $3,000 spent within 3 months and the trend I've seen among lucrative credit card offers is to increase the initial spend bonuses. While Arrival points cannot be transferred to airline and hotel partners like the Sapphire Preferred, they're good for covering travel expenses that normal airline miles and hotel points cannot cover (like trains, award ticket fees, purchasing airline tickets, B&Bs and more). Having an Arrival card is another smart step in diversifying your points portfolio, also because you get 2x on all purchases, so it's especially good for purchases that don't have a category bonus on any other card or foreign expenses since there are no foreign transaction fees.
So as you can see, there are a lot of reasons to get the Arrival. First is that 40,000-mile sign-up bonus. Those miles equate to over $440 in value when you use them for travel expenses including:
Airlines
Travel Agencies and Tour Operators (including online agencies such as Expedia, Priceline and TripIt)
Hotels, Motels and Resorts
Cruise Lines
Passenger Railways
Car Rental Agencies
The card earns 2X miles on all purchases, and you can redeem those miles at a rate of 1 cent each towards travel in the categories above (note, the expense must be categorized as travel on your statement). You also get a 10% mileage refund on travel redemptions, bringing the return on your spending to around 2.2%. Plus, when you redeem Arrival miles for airfare and hotels, you generally earn airline miles and points on those flights since you are paying for them with a credit card and then getting reimbursed using points after the fact just as if you were actually purchasing them. Plus, if you have elite status you can still enjoy your elite benefits such as possibly getting upgraded.
Because Arrival miles are fixed-value points, you can pretty much use them like cash for any travel expense, so there are no blackout dates like with regular award miles or hotel points. The downside is that premium travel purchases will cost you a lot of Arrival miles since their value is fixed at 1 cent apiece (not counting that 10% mileage refund), but if you need the flexibility to buy any ticket or book any room when you need it, these miles can be great.
One other thing to note is, if you're all maxed out with Chase and American Express and Citi credit cards, Barclaycard is another issuer with a strong portfolio of travel credit cards,
The card also has some other great perks including that it waives foreign transaction fees, and is a World Mastercard, which means it comes with tons of valuable benefits like Master Rental Insurance for rental cards, Master Trip insurance to cover you when traveling, lost and delayed baggage insurance and roadside assistance, among other benefits. Check out the full list here.
The TripIt Pro membership is another interesting feature. It normally costs $49 per year and is basically a travel organizer and planner that will keep track of your flight itineraries automatically when you have emails forwarded to it, can store maps, directions, photos and other helpful details as you plan trips. It will also send you mobile alerts about things like flight and gate changes, will share your itineraries with contacts you designate, and comes with complimentary 1-year memberships to Hertz #1 Club Gold and Regus Gold (which can be worth much more than $49).
One of the pillars of any successful points strategy is diversifying your points and miles, and that's why having a fixed-value miles card like the Arrival with a great rate of return that's up at around 2.2% is a good idea. If you've been thinking about this card, I would just suggest getting it sooner rather than later because that minimum spending requirement is going to triple and it's going to happen very soon.
For more information, see these posts:
- Barclaycard Arrival World Mastercard Bonus Hits 40,000 Miles
- Details on the Barclaycard Arrival Travel Bonus Category
- Maximizing Barclaycard Arrival Miles
- Evaluating When To Get the Top Barclaycard Offers
In the meantime, share any questions about the Arrival and how to use miles in the comments.
TPG featured card
Rewards
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
Rewards Rate
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
$395Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
