Can I Transfer Chase Ultimate Rewards Points to Hilton?
Update: Some offers mentioned below are no longer available – Citi Hilton Honors Reserve Card
TPG reader Sarah messaged me to ask about Ultimate Rewards transfer partners:
"I just signed up for the Chase Ink Plus business card to get the 60,000 point sign-up bonus, but I'm a Hilton fan. Is there any way to transfer Ultimate Rewards points to Hilton, and can I reach Diamond status that way?"
Chase Ultimate Rewards points transfer 1:1 to all of the program's hotel, airline and rail partners, but Hilton isn't one of them. However, you could transfer to Virgin Atlantic at a 1:1 ratio, and then transfer to Hilton at a 1:1.5 ratio (for every two Flying Club points you get three Hilton points). For instance 60,000 Ultimate Rewards points would become 60,000 Virgin Atlantic miles, which would then translate to 90,000 Hilton points.
That transfer through Virgin Atlantic may sound like a good deal, but it's really not. Don't do it! Chase Ultimate Rewards points are much more valuable than Hilton HHonors points. With 90,000 Hilton points, you may be able to get one night at a top-tier property, or sometimes not even that. However, 60,000 Ultimate Rewards points transferred to Hyatt would get you two nights at one of the brand's top properties around the world. So, while Ultimate Rewards isn't the best option if you're strictly devoted to Hilton, Chase has other hotel partners that may offer better value:
- Hyatt Gold Passport
- IHG Rewards Club
- Marriott Rewards
- The Ritz-Carlton Rewards
If you do transfer to Hilton, those points will not count toward Diamond status. The easiest way to earn elite status is to get the Citi Hilton HHonors Reserve card, which gives you two free weekend nights at any Hilton in the world, and comes with automatic Gold status. You can also earn Diamond status when you spend $40,000 on the card in a calendar year. Otherwise, you better start spending nights in Hilton hotels, because that's the only other way to earn status.
Also remember that right now you can buy Hilton HHonors points with a 100% bonus, meaning they'll cost you 0.5 cents apiece. You can buy 90,000 Hilton points for $450, so I would recommend doing that and saving your Chase points for a more valuable redemption.
If you have any other questions, please tweet me @thepointsguy, message me on Facebook or send me an email at info@thepointsguy.com.
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| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
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Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
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Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month