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Scammers Took 309,000 of My Hilton Points. Here's How to Get Them Back

Aug. 04, 2019
6 min read
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Back on July 11, I received an auto-generated email notifying me that my Hilton points had been redeemed through Amazon. That is certainly never a strategy I would use to redeem Hilton points — nor do we recommend this for any type of loyalty currency — and instantly I knew was a victim of scammers. I logged into my Hilton account to see my previous balance of over 310,000 down to just over 1,000 points. This set in motion a 20-day process to get my points back.

Not one to wait on an e-mail response, I called the Hilton Honors elite line and briefly described the problem. They transferred me to a security team who took down my information and told me someone would be in touch within 5-10 business days. Since I was trying to make an award booking (one that was now impossible with so few points), I asked for expedited service but was told nothing could be done. I followed up with the Hilton Twitter handle — who sometimes can make great things happen — but was told the account was under fraud protection and couldn't be touched.

I waited the required ten business days and didn't hear anything back. A phone call on the twelfth business day yielded no results, and by July 31 — 20 days after the initial fraud was brought to Hilton's attention — I still hadn't received an update. While TPG policy doesn't allow us to use PR contacts to help resolve personal concerns, the extended wait period beyond the expected time for resolution meant I probably wasn't alone in this struggle. I reached out to the Hilton team to request additional information on how to handle situations with a significant delay in getting points back — like mine. They responded quickly with concrete steps that members should take when they fall victim to fraud, and fortunately, the points in my account were restored later that afternoon.

What Should You Do If This Happens To You?

First, I hope you never find yourself in my shoes. I use 1Password to manage all my passwords (which are rather complex), but this apparently was not enough to thwart the efforts of scammers. When I asked our Hilton contact what members should do to quickly get their points back if they face a similar problem, I was provided the following statement:



We believe Hilton Honors Points are valuable and should be protected. We always encourage our members to protect their account information the same way they would an email or bank account. That includes reviewing account transactions on a regular basis and using strong passwords that are changed often. It’s also important that passwords are unique and not shared across different accounts.
If one of our members notices suspicious activity on their account, we encourage them to contact us immediately at HHFraudProtection@hilton.com, change the password on their account and only access their account from trusted devices. Our team’s normal approach is to investigate a customer report, then reset or recreate that account. In a situation where an individual is missing Points, they should be made whole. For all other customer support, please call 1-800-548-8690 or visit http://hiltonhonors3.hilton.com/en/support/index.html.

Having not heard back in the 5-10 business days I was initially told, I asked Hilton what the standard response time should be for members who believe they are the victim of fraudulent account activity:



If a Hilton Honors member notices suspicious account activity, we encourage them to contact us immediately. We will investigate, respond and if appropriate, make them whole.
At Hilton, our goal is to remediate a member’s account as quickly as we can. There may be circumstances where we need to gather more information to investigate the guest’s account, which may result in longer than usual times. We’re continuously looking for ways to improve our protocols and processes to secure our members’ accounts.

Strategies for Fraud Prevention

Of course, this is a broader issue than just Hilton Honors. Any account is subject to scammers, so you should take any and all possible steps to minimize the risks of losing your hard-earned points and miles. Here are some things I've done to prevent this from happening again — and you should consider all (or most) of these for your own accounts:

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  1. Turn on two-factor authentication: Not all programs allow this, but for those that do, it adds another important step before someone can gain access to your account.
  2. Use a complex password: As noted above, I had done this, but if you're still using something like "YourFirstName1" it's time to get more complicated.
  3. Change your password regularly: Even with complex passwords, you should look at changing your passwords frequently. Password managers are great if you can't keep track of which ones you've used where.
  4. Unlink your accounts from Amazon: Hilton did this for me automatically, but I encourage you to do this on your own. I have heard of this being a somewhat common occurrence for Hilton Honors members who have their accounts linked to Amazon, but you should think about doing it for all loyalty programs that allow for redemptions in this way.
  5. Check account balances and sign up for emails: The only reason I knew about this fraud is via email, so you should take steps to ensure that you stay up-to-date on your account balances. Make sure that your communication preferences are set to notify you of any awards booked through your account, as the quicker you can identify fraud, the easier it should be to fix.

Bottom Line

At the end of the day, there's nothing that can completely prevent scammers from swiping your points and miles, but there are things you can do to make it much harder for them. I'm glad to have my Hilton points back, but I hope that by following the above tips, you can avoid experiencing the same issues I encountered.

Featured image by KATIE GENTER/THE POINTS GUY

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There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

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  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
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  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
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  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.
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Rewards Rate

4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3XEarn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
2XEarn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Intro Offer

    As High As 100,000 points. Find Out Your Offer.
  • Annual Fee

    $325
  • Recommended Credit

    Excellent to Good

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

Pros

  • 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.