Saturday Recap: Chase Spend Bonuses, BMI and Avios Transfers, American, Delta and US Airways Miles Bonuses
Update: Some offers mentioned below are no longer available. View the current offers here.
Here's a quick recap of the interesting points and miles news from the week.
Freedom Card Third Quarter Bonus Categories
July 1 marked the start of Quarter 3 of 2012, and with it, the 5 points per $1 up to $1,500 spending bonus categories on the Chase Freedom card changed over. This quarter the bonus spend categories will be restaurants and gas stations (perfect for summer road trips). To qualify for the bonuses, you must register your card by September 14, 2012.

Time to activate your Chase Freedom card for the third quarter spending bonuses.
If you just have the Freedom card, those points are just good toward cash back, but remember, if you also have a Sapphire Preferred or Ink Bold with Ultimate Reward card those Ultimate Reward points can be transferred to United, British Airways, Southwest, Korean, Hyatt, Marriott, Ritz-Carlton, Priority Club and Amtrak. I personally find United miles to be the most valuable transfer partner since their award thresholds are pretty low, they have generous routing rules and fees are dirt cheap. Earning 5 United miles for every dollar spent is a pretty amazing deal for a card that has no annual fee.
Plus, you can also maximize Freedom if you have a Chase checking account because they give a 10% bonus and 10 point per transaction bonus. That makes earning on most purchases more lucrative when using the Freedom over any other card. For more info on the Chase Exclusives/Checking program, check out this post.

Earn bonus miles when you visit the great white north on American this summer.
Earn Up To 25,000 Bonus American Miles From Chicago to Helsinki
Ever since learning about Finnair's saunas at the Helsinki airport, I've had a hankering to head north to the land of dogsleds and reindeer to try them out. American this week announced a bonus that makes a trip to Finland even more attractive. Travelers can earn up to 25,000 bonus miles when flying non-stop roundtrip between Chicago and Helsinki between now and September 30, 2012. Travelers in business class (J, D, R, I fares) earn 25,000 bonus miles, full-fare economy tickets (Y, B, H) earn 20,000 bonus miles, and economy tickets (K, L, M) earn 15,000--still a decent haul. Just be sure to register for the promotion and use the code AAHEL when booking. Downside: bonus miles don't count toward elite status.
Transfer BMI Miles to British Airways Avios
Though it might not affect too many US flyers, this was still an interesting development for the British Airways Avios program this week, which is that you can now combine your BMI Diamond Club miles to British Airways Avios points. To do so, simply log into your BA Executive Club account, go to Manage My Account, then click on Combine Avios.

You can now transfer British Airways Avios to BMI Diamond miles and vice versa.
BMI isn't part of an alliance, but it does have some interesting airline partners that BA does not, like Jet Airways and Qatar, as well as Virgin Atlantic, so check before you transfer miles to make sure the BA award you want is available, otherwise you might be better off leaving your BMI miles alone.
Delta Offers Status Match Until February 2014
If you're thinking of switching your allegiance to an airline, but don't want to have to go through the rigamarole of requalifying for elite status, status matching can be a quick, easy, effective way to get all the perks and benefits of elite status even as you qualify with a new airline. In its bid to assert dominance over the US market, Delta has made it pretty easy to status match with them from another airline, and has recently extended its status benefits for those who do a status match starting July 1 until February 2014, meaning, if you ask for a status match and qualify both for the match and complete the segments necessary, you could have Delta elite benefits for another 18 months. You can find all the details on qualifying for various elite levels through a status match here.

Delta 50% Bonus on Transferred Miles
Last month I reported on a current bonus Delta is offering a 50% bonus on mileage purchases that was initially available until June 30, but which has been extended through July 31, 2012. Apparently they didn’t sell enough miles in the original promo period!
It’s no wonder, either. As usual, it rarely makes sense, financially speaking, to purchase miles, even with bonuses of up to 100% like the recent US Airways promo, unless you’re trying to top up your account to obtain a specific award.
A quick look at the Terms and Conditions says that this offer is only open to recipients of the original email from Delta, though if any readers who did not get the email were able to score the bonus, tell me about it in the comments below.
The bonus does not apply to miles purchased under the SkyMiles Gift Miles program or miles transferred under the SkyMiles Transfer Miles program, so in other words, you have to be purchasing these miles for your own account. Also, if you’re thinking about doing this, your account must have been established for at least 10 days, so be sure to get one by July 21.
You can buy up to 60,000 total (90,000 with bonus), which is also your annual max of purchased miles from Delta. Ordinarily, Delta SkyMiles cost 3.5 cents each plus a 7.5% tax. With this promo, you’d be paying that same amount of $75.25 for a total of 3,000 miles, so your cost per mile would be 2.5 cents, saving you one cent per mile. That ratio holds true no matter how many miles you purchase with this bonus.
Unfortunately, I suspect the fact that Delta extended the bonus might mean there won’t be better or more lucrative purchase or transfer promos from Delta in the near future, which is too bad, so if you just need to top up points, I’d recommend transferring American Express points instantly instead.
US Airways 50% Miles Transfer Bonus
US Airways is also offering a bonus of up to 50% on transferred miles good until July 31, 2012, but since it comes so close behind the recently ended 100% bonus on purchased US Airways miles, it's a bit less impressive even than it would have been otherwise.
Miles : Bonus
1,000-9,000 miles : 10%
10,000-19,000 miles: 20%
20,000-29,000 miles: 30%
30,000-39,000 miles: 40%
40,000-50,000 miles: 50%

Dividend members who transfer miles can earn up to 50% bonuses.
Because of the limited terms of this promotion – the mileage cap, the fact that you can only get a bonus on a single transfer – all mean that it’s going to be much harder to squeeze real value out of any transfers. But if you were thinking of transferring some miles anyway so a friend or family member could reach an award-ticket threshold, then you might as well take advantage of this bonus to help them score a few extra miles into the bargain at the same price you can only take advantage of this on a single share either as donor or recipient, and the figures look a bit dismal as it costs 1 cent a mile to share plus a $30 processing fee per transaction (and a 7.5% tax for Canadian residents).
Because of the limited terms of this promotion – the mileage cap, the fact that you can only get a bonus on a single transfer – all mean that it’s going to be much harder to squeeze real value out of any transfers. But if you were thinking of transferring some miles anyway so a friend or family member could reach an award-ticket threshold, then you might as well take advantage of this bonus to help them score a few extra miles into the bargain at the same price.
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
