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Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
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My first redemption: How I used Chase Ultimate Rewards points to vacation in Hawaii
Rachel Craft is a travel writer at TPG. She's excited about introducing more people to the world of points & miles and helping fellow travel newbies make the most of their points.
May 28, 2024 • 7 min read
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Quick summary
Transferring flexible points to hotel partners can yield significant value for award travel, especially when booking properties with fixed award charts.
A week-long stay at a beachfront resort in Maui was secured entirely with points, avoiding resort fees and saving over $2,000 compared to cash rates.
The transfer process to hotel loyalty programs is generally quick but irreversible, so travelers should confirm availability before moving points.
Some hotel options in Hawaii may be temporarily closed due to recent events, but alternative properties are available for similar redemptions.
What to consider
Point transfers to hotel partners cannot be reversed, so ensure your desired booking is available before initiating the transfer.
Hyatt's fixed award chart can offer strong value, but its smaller property footprint limits choices in some destinations.
TPG values flexible points at 2.05 cents each as of June 2024, helping travelers assess redemption value.
What you'll miss from the article
Step-by-step guidance on transferring points, evaluating hotel options and maximizing value for a Hawaii vacation using loyalty programs.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
As anyone at TPG will tell you, one of the best ways to maximize your award travel is by using credit cards that earn transferable points. You can often get the most value out of these points when you transfer them to hotel and airline transfer partners.
That’s what I did in 2022 when I made my first award redemption, using 105,000 Chase Ultimate Rewards points to spend a week at Hyatt’s Lahaina Shores Beach Resort on Maui — entirely free. Here’s how I did it and how you could plan a similar trip.
When I initially planned this trip in late 2021, I was a newbie to the world of points and miles. I recently got my first travel card, the Chase Sapphire Preferred® Card, because of its valuable and versatile Chase Ultimate Rewards points.
At the time, the Sapphire Preferred was offering a welcome bonus, and currently, it is offering to earn 60,000 Ultimate Rewards points after spending $4,000 in your first three months of card opening. After a few months with the card, I had accumulated roughly 107,000 Chase points. My partner and I decided to use them toward a week-long beach vacation to celebrate our anniversary.
So, armed with my brand-new stash of Chase points and a basic grasp of points and miles, I got to work on researching how to best maximize my points to book my dream vacation.
A nice stretch of golden sand fronts Lahaina Shores. BOOKING.COM
While you can book and redeem Ultimate Rewards points for hotel stays through Chase Travel℠, my points would only be worth a fixed rate of 1.25 cents apiece. Therefore, using one of Chase's transfer partners is the best way to maximize points.
I started by researching Chase’s hotel transfer partners: Marriott Bonvoy, IHG One Rewards and World of Hyatt. I soon zeroed in on World of Hyatt, which is popular for its high-value redemptions. Unlike its competitors, Hyatt still operates using an award chart (as opposed to dynamic pricing), which can lead to some great redemption opportunities.
The only downside is that Hyatt’s footprint is significantly smaller than that of the competition (IHG and Marriott) which meant my hotel choices were limited.
When researching Hyatt properties in Hawaii, I found a few affordable options, including Lahaina Shores Beach Resort on Maui. Rooms were going for $330 or 15,000 points per night in February, providing a solid value of 2.2 cents per point. (TPG values Chase points at 2.05 cents each.) Seven nights would cost me a grand total of 105,000 points — right in my budget. Plus, since Hyatt waives resort fees on award stays, I didn’t have to pay a dime.
Well, I still had to pay for flights, but since I’d just saved more than $2,000 on my hotel stay, I didn’t mind booking the flights with cash.
From what I’d read, transferring Ultimate Rewards points to travel partners seemed easy. Still, it was a little nerve-wracking the first time I did it.
First, I had to set up a World of Hyatt account (since I’d never stayed at a Hyatt) and link it to my Chase account. Then, I transferred 105,000 Chase points. I watched with bated breath as they disappeared from my Chase account and waited for them to appear in my Hyatt account, worrying that the internet would somehow swallow my points in the process. Plus, point transfers are almost always irreversible.
Thankfully, the points were in my Hyatt account within a few minutes, so I booked my seven-night reservation at Lahaina Shores completely free.
The view from my balcony. RACHEL CRAFT/THE POINTS GUY
A small part of me still wondered if it was too good to be true and if my free hotel would end up being a dump. However, Lahaina Shores Beach Resort did not disappoint.
Though you might get more value from your points at Hyatt’s luxury hotels, Lahaina Shores was the perfect fit for me and my partner. It was on the edge of downtown Lahaina, Maui’s historic district, within easy walking distance of shops, restaurants and Banyan Tree Park. It was right on the beach and in an area that was great for snorkeling (complete with friendly sea turtles). Plus, each room had a full kitchen, so we saved even more money by buying groceries and eating on our private balcony.
The private beach at Lahaina Shores. RACHEL CRAFT/THE POINTS GUY
After my experience, I would hands-down recommend Lahaina Shores Beach Resort to other travelers. Sadly, this gem has since closed due to the devastating Maui fires in 2023. Lahaina Shores survived the blaze but suffered severe smoke damage, so it may be months or years before it reopens.
Until then, here are some other Hyatt properties worth considering for a similar Hawaiian getaway:
Hyatt Place Waikiki Beach (Oahu): from $263 or 15,000 points per night
Credit card welcome bonuses are a great place to start if you want to earn Chase points. The Chase Sapphire Preferred and Chase Sapphire Reserve® are both offering welcome bonuses of 60,000 Ultimate Rewards points right now.
Chase points have a reputation for being one of the most valuable transferable points currencies, and now I know why. Chase has 14 transfer partners, including airlines and hotels, so you can find a redemption that fits your goals. Other TPG staffers have recently used Chase points for a last-minute trip to Greece and a Mexican getaway for two.
There’s no need to worry about the transfer process — but remember that when you transfer credit card points to travel partners, it’s irreversible. Make sure you have a redemption lined up before transferring your hard-earned points.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
