Going to New Zealand? Don't forget to get permission first
Headed to New Zealand? Don't forget to apply for entry and pay a fee first. As of Oct. 1, 2019, the New Zealand government requires travelers from a list of 60 countries, including the United States, to apply for an Electronic Travel Authority (NZeTA) prior to entering the country. The NZeTA waives the need for a visa, but must be requested and approved before the traveler enters New Zealand — even just to transit through to another destination.
TPG Lounge reader Leela S. posted her cautionary anecdote about the NZeTA requirement on Christmas Eve, saying, "Shout out to Virgin for the 'reminder' email, or I would have had a nasty airport surprise." Leela further stated that the simple process took less than five minutes to approve her application, although the site says to allow up to 72 hours for processing.
New Zealand's official website claims that the new NZeTA will "enhance security and reduce immigration risks, address smuggling and biosecurity risks, improve the traveler experience, support New Zealand’s international relationships and agreements, [and] adapt to the changing needs and requirements of the government, stakeholders and travelers over time."
There's one other thing...
In addition to implementing entrance requirements for all travelers arriving from visa waiver countries, New Zealand also began implementing a new levy on visitors as of Oct. 1, 2019. The International Visitor Conservation and Tourism Levy (IVL) is valid for the duration of your NZeTA, and costs NZ$35 — just over $23. You'll pay for it at the same time that you apply for the NZeTA.
Both the NZeTA and IVL are required for cruise travelers as well, although you will not need to apply for one beforehand if you're arriving by cruise ship.
Here's what travelers can expect:
The NZeTA costs just NZ$9 ($6) through the dedicated app, or NZ$12 ($8) through the online form. Regular traveler NZeTAs are valid for two years, while international airline crew NZeTAs are valid for five years.
I tested out the application process for TPG, following the instructions on the site. You'll need to have a valid passport, a Visa or MasterCard credit or debit card and an email address handy for your application:

The online application requires all of the standard information, with a few interesting write-in options for questions such as "place of birth." I guess you could get creative with this, as long as it aligns with public records if you had to provide proof to back up your response.
One progressive little touch? There's a non-binary option for gender. Nicely done, New Zealand.

There's a section for Australian national residents, who must apply for the NZeTA but are not required to pay the NZ$35 for an IVL. Australian citizens are exempt from both the NZeTA and IVL requirements.

Since you'll need an NZeTA even if you're passing through to another country like Australia, you'll pay the same fee regardless. The difference, however, lies in the IVL fee. You won't be charged for it if you don't enter the country, but can't visit New Zeland
So if you think there's a chance that you might want to step foot in the country over the next two years, it could be worth checking "Yes, I will be coming to New Zealand to visit."

After I submitted my payment, I began checking my application to see how quickly it would process. Thus far, it's been nearly an hour and no success yet, so I'm assuming that my experience will fall somewhere between Leela's five-minute approval and the 72 hours warned by the New Zealand government.

Dec. 26, 2019 UPDATE: It took about 42 hours for me to receive my NZeTA approval, although that was over Christmas Day. All in all, a very easy, straightforward process.

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- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
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- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
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You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

