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Excelsior Pass vs. Key to NYC Pass: What's the difference?

Aug. 12, 2021
4 min read
View from The High Line in New York City
Excelsior Pass vs. Key to NYC Pass: What's the difference?
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New York City announced on Aug. 3 that it would require proof of coronavirus vaccination to dine indoors at restaurants and participate in other indoor activities.

Mayor Bill de Blasio said that the purpose of the city's vaccination requirement was to encourage people to get immunized. The city on Aug. 3 recorded nearly 1,600 new positive cases as the delta variant continues to surge. The variant, first discovered in India, is believed to be more transmissible. Sixty-six percent of New York City adults have been fully vaccinated against COVID-19, according to city data.

The city is instituting a vaccine mandate for indoor activities such as restaurants, gyms, bars and theaters, and people attending these venues will be required to have at least one dose. The vaccination requirement is expected to begin this month.

"If you're vaccinated, all that's going to open up to you. You'll have the key. You can open the door. But if you're un-vaccinated, unfortunately, you will not be able to participate in many things," de Blasio said during a news conference on Aug. 3.

"If you want to participate in our society fully, you’ve got to get vaccinated," de Blasio continued.

The mayor said the mandate would be called the Key to NYC Pass -- which, despite the name, is not an app like the Excelsior Pass. If you're thinking, "wait, isn't that confusing?" you're right. While the Key to NYC Pass and Excelsior Pass at first glance seem similar, there are striking differences. Here's what we know.

Key to NYC Pass

New York City NYC skyline
New York City Skyline (Photo by TomasSereda / Getty Images)

The term “vaccine passport” is used widely (and highly controversial), but it can be misleading. Though vaccine passports and proof of vaccination against COVID-19 may, at face value, appear to be pretty much the same thing, there are some notable differences between the two.

The "Key to NYC Pass" appears to be less of a platform and more of a policy requiring proof vaccination, not a vaccine passport.

Vaccine passports are widely optional due to several factors, including smartphone access and privacy concerns.

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To fulfill the "Key to NYC Pass" policy -- which applies to an establishment's workers and patrons -- people can show proof of vaccination, such as the physical paper card from the U.S. Centers for Disease Control and Prevention (CDC) or a digital vaccine passport like the Excelsior app.

"The Key to NYC Pass -- this is an easy approach because to confirm vaccination, all you need is your vaccination card or the NYC COVID SAFE app, or the Excelsior app from the State – any of those will do," de Blasio said during the news conference. Right now, it's unclear if other vaccine passports, such as Clear’s Health Pass, are acceptable for the "Key to NYC Pass" program.

So, while using a digital vaccine passport, like Excelsior Pass, may be optional under the "Key to NYC Pass" policy, showing proof of vaccination is not.

Excelsior Pass

(Photo Illustration by Rafael Henrique/SOPA Images/LightRocket via Getty Images)

Earlier this year, New York State partnered with IBM to create the Excelsior Pass, which can verify test or vaccination results. It has been used at sporting events at Barclays Center and Madison Square Garden. Like virtually every other vaccine passport, the use of the Excelsior Pass is optional.

Unlike the Key to NYC Pass, the Excelsior Pass is only available to people who received a test or were vaccinated in the state, or New York residents whose healthcare provider entered their immunization information into state and city databases. That means if you were vaccinated outside of New York State, you won't be able to use the pass. However, you don't have to be a New York resident to use it.

Many states and private sector businesses have developed their own vaccine passports that host verified test and vaccine information to streamline verification. The only universal way to prove COVID-19 vaccination status in the United States is the CDC vaccination card.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best for dining at restaurants
TPG Editor‘s Rating
4 / 5
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Rewards Rate

4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3XEarn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
2XEarn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Intro Offer

    As High As 100,000 points. Find Out Your Offer.
  • Annual Fee

    $325
  • Recommended Credit

    Excellent to Good

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

Pros

  • 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.