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Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Summer Hull has been covering (and using) travel tips, rewards credit cards and loyalty programs for over a decade. She has flown close to a million miles, often on points and miles and with her family in tow.
November 14, 2018 • 8 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Quick summary
A first-time family cruiser shares the reasons behind finally booking a cruise after years of hesitation.
Key motivators included kids club eligibility, the discovery that two connecting staterooms are only moderately more expensive than one and the appeal of a familiar cruise brand.
The family opted for a short, three-night sailing to test the waters before committing to longer voyages.
Booking was done through a travel agency to secure onboard credits, with consideration given to various booking platforms and payment methods that maximize travel rewards.
What to consider
Kids club age requirements can influence family cruise decisions and overall enjoyment.
Connecting staterooms may offer more space for families at a reasonable price increase compared to a single room.
Booking through travel agencies or select platforms can provide additional onboard credits or perks compared to booking directly.
What you'll miss from the article
Personal insights on overcoming cruise hesitations, detailed booking strategies and tips for first-time family cruisers.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
We've road-tripped, taken trains, gone in helicopters, enjoyed horseback rides and flown to different continents, but no member of my immediate family has ever, ever gone on a cruise. Heck, I haven't even walked on a cruise ship for a press tour or media day or anything. Cruises are truly foreign ground for this traveling mama. But, not for much longer. Our traveling family has finally booked our first cruise.
So, What Took So Long?
Considering that we travel a lot, and family travel is sort of my job, what took so long for our family to take a cruise? First, it just wasn't really on my radar. We didn't grow up cruising. I didn't have a ton of friends who took cruises. Plus, cruising didn't always have the best connotation in my mind.
Lots of people, buffet lines, packaged experiences shared with thousands, sub-par evening shows, tiny rooms and fear of some mass stomach bug outbreak (or worse) didn't encourage me to rush into booking a trip at sea.
My travel style is either to explore, or enjoy the heck out of an upscale resort or fancy hotel stay. Without spending a ton of cash, a cruise didn't seem to check either of those boxes.
Why Book a Cruise Now?
Given all of those reservations about cruising, why even bother? Well, partly, my job is in the travel world, and not trying something that so many people love seems silly, or at least incomplete. But, that's been true for years, so that wasn't the driving force behind booking now.
Disney Dream cruise ship upper deck (Photo by CL Photographs via Flickr)
The Kids Clubs
There are two or three main factors that pushed us into booking our first cruise. First and probably foremost, my kids are both old enough (but not too old) for kids clubs. Judge at will, but I'm a tremendous fan of vacations that include both family time and time away from the kids. Having an hour or two to just breathe and hang out with your spouse while the kids have a blast elsewhere makes the entire experience better (for us).
We utilize babysitters on some trips, but knowing that the kids are the right age to hang out in the included kids club absolutely tips the scales to a cruise being worth a shot for us in the near term. Best of all, on our selected cruise line, their ages (3 and 9 at the time of sailing) place them in the same kids club.
Andy's Toy Room on a Disney Cruise (Photo courtesy of Disney)
Two Rooms for a Little More Than One
As stated, cruising was not my home turf, so until pretty recently I did not realize that two connecting staterooms were only somewhat more expensive than one. Honestly, the idea of all four of us sharing one small room for days on end didn't sound fun. Some of us snore, some need naps, others of us are light sleepers and my kids are almost guaranteed to not sleep in their own bed on trips. How that was going to work out in a stateroom with a queen bed and some little bunk beds or similar was beyond me, but it probably wasn't going to be restful.
However, when I learned that two staterooms don't double the price, my cruising interest tripled. There are lots of sleeping (and bathroom) options with two connecting staterooms, so I felt much better about the entire experience when I realized more space could be had for a somewhat reasonable up-charge.
Disney Dream Deluxe Oceanview Stateroom with Veranda (Photo courtesy of Disney)
The Disney Effect
I'll admit it, we have (accidentally) become a "Disney family." I have a Disney annual pass. We are set for multiple Disney visits within a single year to multiple Disney parks. I've tried to ride every Disney World ride in a day and while Disney is not the only place we like to go, we are very solidly in our "Disney chapter." I could fight it, or I could lean into it and embrace the phase — and the magic.
Yup, we're a Disney family.
Disney Cruises aren't the cheapest, and some would argue they aren't the absolute best out there, but it is a comfortable and familiar enough place for us to start our adventures at sea. I fully anticipate the entertainment to be solid, the food to be good and my daughters to be thrilled. Throw in a visit or two to the kids clubs and I think we will all have a blast on a Disney Cruise.
It's Still Just a Test
We won't dive into cruising with a transatlantic sailing or anything crazy. I think we will like it but it is still new to us, so we're starting with a three-night cruise. If we love it, we can do it for longer next time. If we don't, three nights isn't a huge commitment, nor does it even comprise the entirety of this trip. Since we will be sailing out of Port Canaveral, we'll tack on a couple of nights in Florida while we're there.
I may be new to cruising, but I am not new to travel deals. While we aren't eligible for any sort of "return cruisers" discounts, we still managed to get some extra credits by utilizing CruiseCompete.com.
This was an easy way to get multiple offers sent to us from various travel agencies without doing very much work. I also researched other methods of booking a Disney Cruise, and almost booked via Costco Travel as the Costco gift card we would have received would have been worth more than the onboard credit we got by booking with another site. However, I received good service and had lots of my questions answered via Small World Vacations, so I was happy to lose a little bit of the credit to book with them. Disney Cruise Line was also great at answering my questions, but booking directly with them would have meant no bonus credits.
This page on Small World Vacations should give you a good idea of what types of credits are available if you book a Disney Cruise through them. A $150 onboard credit on a $3,000 cruise isn't amazing, but it is better than not having a $150 onboard credit.
Naturally, we paid the deposit for the cruise on a credit card that provides bonus points on travel. For whatever reason, my Chase Sapphire Reserve wasn't working that day, but that would have been a good choice at 3 Ultimate Rewards points per dollar on travel. Since the Sapphire Reserve was giving us trouble, we turned to the Citi Premier® Card that awards 3 ThankYou points per dollar on travel charges.
Had we wanted to use fixed-value miles to offset the cost of some of the cruise, we could have charged the booking to the Capital One Venture Rewards Credit Card, Barclaycard Arrival Plus World Elite Mastercard or the Discover it Miles card, and then offset some or all of the charge with miles.
I'm not a family cruising expert (though she is), but what I hope to bring to the table is the experience of a first-time cruising family who has had hesitations about taking a cruise. While people who take their first cruise often end up taking a second, I know there are lots of us who have stuck to planes, trains and automobiles in the past. Now you know a bit about how and why I booked a cruise after almost 38 years of avoiding the water, so stay tuned for what we think of our first time at sea — and, of course, send tips!
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
