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Will I Earn Elite Qualifying Dollars from AAdvantage Cards?

Jan. 22, 2017
3 min read
Will I Earn Elite Qualifying Dollars from AAdvantage Cards?
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TPG reader Robert sent me a message on Facebook to ask about earning status with American Airlines:

"If I earn Elite Qualifying Dollars by spending on an AAdvantage Aviator card, and then also spend $3,000 on American Airlines flights, will that satisfy the $6,000 EQD requirement for Platinum status?"

Last summer, American Airlines announced that it would join Delta and United by adding a revenue component to its elite status requirements. That policy went into effect at the start of 2017, and those seeking AAdvantage status in 2017 will now need to spend anywhere from $3,000 to $12,000 on airfare to qualify each year. Fortunately, American has also followed suit by offering ways to circumvent those revenue requirements.

Like Delta and United, American allows frequent flyers to get around revenue requirements by spending on certain co-branded credit cards. Specifically, you can earn $3,000 EQDs by spending $25,000 in a calendar year on one of the AAdvantage Aviator cards, and you can earn an additional $3,000 EQDs (for a total of $6,000) by spending another $25,000 on the AAdvantage Aviator Silver card.

The major difference is that Delta and United simply waive the revenue requirements as a reward for credit card spending; they don't credit you with MQDs or PQDs, respectively. In contrast, American actually awards you those elite dollars, which means they can be combined with others that you earn from flying. In Robert's scenario, the $3,000 EQDs from credit card spending plus the same number earned from paid flights would give him the $6,000 EQDs needed to qualify for AAdvantage Platinum status.

Similarly, you could earn $6,000 EQDs by spending $50,000 on the Aviator Silver card, and combine that with other EQDs to qualify for Platinum Pro or Executive Platinum status. Unfortunately, you can't earn more than $6,000 EQDs from credit cards annually, so meeting the spending requirement on more than one of them won't help.

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You can earn actual Elite Qualifying Dollars by spending on AAdvantage Aviator cards.

Ultimately, I prefer the waivers offered by Delta and United, since you can meet the revenue requirements for high-tier status (with the exception of United 1K) through spending alone. However, the EQD bonuses from American are interesting if you tend to earn a lot of elite miles on inexpensive fares.

These spending bonuses are limited to the co-branded products from Barclaycard, so you can't earn EQDs from the various Citi AAdvantage cards. I'm surprised and disappointed that American decided to exclude so many of its customers from this benefit, and I have no reason to suspect it will change anytime soon.

If you have any other questions, please tweet me @thepointsguy, message me on Facebook or send me an email at info@thepointsguy.com.

TPG featured card

Rewards rate
5X milesEarn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
2X milesEarn unlimited 2X miles on every purchase, every day
Intro offer
Open Intro bonus
Earn 75,000 miles
Annual fee
$95
Regular APR
19.49% - 28.49% (Variable)
Recommended credit
Open Credit score description
670-850Excellent, Good

Pros

  • Stellar welcome offer of 75,000 miles after spending $4,000 on purchases in the first three months from account opening.
  • You'll earn 2 miles per dollar on every purchase, which means you won't have to worry about memorizing bonus categories
  • Rewards are versatile and can be redeemed for a statement credit or transferred to Capital One’s transfer partners

Cons

  • Highest bonus-earning categories only on travel booked via Capital One Travel
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app